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Chris Hardy - Waterstone Mortgage - Area Manager - Loan Originator in Ashburn, VA
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Chris Hardy - Waterstone Mortgage

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Area Manager - Loan Originator

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At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
99%
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0%
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Reviews from Web
  • Encompass
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    Christine H
    Lewes, DE
    Posted on May 5th, 2026 03:40 PM
    Chris always so professional and his attention to detail is incredible
    Reply from Chris Hardy
    May 12th, 2026 03:41 PM
    Thank you, Christine. I'm grateful for your kind words and pleased to know that my professionalism and attention to detail made a positive impact. If there's anything more I can do for you, please let me know.
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    Layli G
    Manassas, VA
    Posted on May 2nd, 2026 12:16 PM
    Chris is exceptional and honestly so easy to work with. He made our experiences, both times purchasing a house, so easy. Will recommend him time and time again!
    Reply from Chris Hardy
    May 11th, 2026 04:28 PM
    Thank you, Layli. I appreciate your kind words and am glad to hear that your home buying experiences have been smooth both times. Your recommendations are truly valued, and I'm here whenever you need assistance in the future.
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    Darren C B
    Old Hickory, TN
    Posted on April 30th, 2026 03:11 PM
    Chris is really great to work with, because he explains everything very well throughout the entire process and always gets things done on time.
    Reply from Chris Hardy
    May 7th, 2026 03:12 PM
    Thank you, Darren. I'm glad to hear that you found my explanations helpful and that everything was completed on time. If you need assistance in the future, feel free to reach out.
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    Lansing V
    Posted on April 26th, 2026 05:50 PM
    Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Lansing V
    Reply from Owner
    May 4th, 2026 02:45 PM
    Thank you for the excellent rating, Lansing. If you ever need assistance, feel free to reach out.
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    Lansing V
    Ashburn, VA
    Posted on April 26th, 2026 05:50 PM
    Chris is not only experienced and knowledgeable. His communication and care for my clients made their home buying journey seamless.
    Reply from Chris Hardy
    May 4th, 2026 03:49 PM
    Thank you, Lansing, for highlighting my communication and care for your clients. I'm glad to hear their home buying journey was seamless, and I'm always here to help with any future needs.
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    Jay W
    Posted on April 25th, 2026 12:17 PM
    We had an outstanding experience. Highly recommend using Chris and his team.
    Reply from Owner
    May 4th, 2026 07:19 PM
    Thank you, Jay. I'm pleased to hear that you had a great experience with my team and me. Your recommendation means a lot to us.
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    Garry P W
    Ashburn, VA
    Posted on April 25th, 2026 12:14 PM
    I've bought and sold over 20 houses, this was the best experience I've ever had. Thank you, Chris!
    Reply from Chris Hardy
    May 4th, 2026 03:23 PM
    I'm grateful for your kind words, Garry. It's appreciated to hear that this was your best experience yet. If you ever need anything else, don't hesitate to reach out.
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    Robert K
    Fairfax, VA
    Posted on April 20th, 2026 01:56 PM
    lf available throughout the entire process. He was easy to get a hold of was excellent at communicating and made this process very easy.
    Reply from Chris Hardy
    April 27th, 2026 01:57 PM
    I'm pleased to hear that my availability and communication made the process easy for you, Robert. If you have any more questions or need further assistance, please feel free to reach out.
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    Jay R
    Fairfax, VA
    Posted on April 16th, 2026 04:27 PM
    Chris, as always, was tremendous throughout the entire transaction. Being able to close in 16 days helped to win us the contract. Thanks, Chris!
    Reply from Chris Hardy
    April 23rd, 2026 04:28 PM
    I'm thankful for your feedback, Jay. It's great to know that the quick closing helped secure your contract. If you need any further assistance, I'm here to help.
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    Mike F
    Posted on March 26th, 2026 03:31 PM
    Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Mike F
    Reply from Owner
    April 3rd, 2026 02:11 PM
    Thank you for the excellent rating, Mike. If you ever have any questions or need assistance, feel free to reach out.
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    About
    At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Construction Loan
    Fixed Rate Mortgages
    USDA Loans
    Second Mortgages-Full Doc
    What is the Search Rank Score®?
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    Memberships
    • NMLS #196395
    • Alumni of Villanova Undergraduate
    • Alumni of Madison HS
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    Year Started

    2000

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #196395
    Achievements
    • Graduated Villanova with Bachelor's
    • MBA
    • 20+ of Experience as a Lender
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    Hobbies
    • Biking
    • Running
    • Walking
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    Disclaimer
    Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions