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Chris Hardy - Waterstone Mortgage
Area Manager - Loan Originator

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very quick to respond . He was honest and explained everything all the way through. Chris was a pleasure to work with.
Reply from Chris Hardy
April 2nd, 2026 03:32 PM
I appreciate your feedback, Michael. I'm glad to hear that my responsiveness and clear communication made the process a positive one for you. If you ever have more questions or need anything else, feel free to reach out.
Chris is fantastic!! I can't recommend him enough and i intend to use him again in the future!!
Reply from Chris Hardy
March 30th, 2026 08:40 PM
Thank you, Kristie, for your kind words and trust! It means a lot to hear that you plan to work with me again. Whenever you're ready to move forward or need assistance, feel free to reach out.
Thanks Chris!
Reply from Chris Hardy
March 24th, 2026 03:09 PM
You're welcome, Stephen! If you have any more questions or need assistance in the future, I'm here to help.
Chris was was very easy to get in touch with, knowledgeable, and had a great attitude. He answered all of our questions no matter how trivial they were.
Reply from Chris Hardy
March 23rd, 2026 04:36 PM
I appreciate your feedback, Aaron. I'm pleased to know that I could provide the information you needed and that communication was smooth. If you have any more questions in the future, I'm just a call or message away.
Chris was excellent - would do business with him in a heartbeat!
Reply from Chris Hardy - Waterstone Mortgage
February 27th, 2026 06:11 PM
Hey Ajeya - Thank you so much, I hope everything is going well!
Chris was very personal and easy to work with
Reply from Chris Hardy
February 25th, 2026 02:14 PM
I'm glad to hear that you found working with me to be a positive and personal experience, Bruce. If there's anything else I can assist you with, please don't hesitate to reach out.
I felt from the initial conversation that Chris was extremely knowledgeable of the entire process and was genuinely invested in providing a flawless experience. And he did not disappoint in any way! Thank you, Chris!!
Reply from Owner
February 24th, 2026 03:40 PM
I'm grateful for your kind words, Sheri. It's rewarding to hear that my knowledge and dedication made a positive impact on your experience. Your satisfaction matters a great deal, and if there's anything else you need, please don't hesitate...
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Chris is truly unbelievable. He came highly recommended by a friend and absolutely did not disappoint. I’ve worked with many mortgage brokers in the past, and he is by far the best. From his knowledge to his responsiveness, everything about...
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Reply from Chris Hardy
February 23rd, 2026 09:26 PM
Carlyanne, thank you for sharing your experience. It's great to hear that everything met your expectations and that my approach stood out in a positive way. Your feedback underscores my commitment to providing knowledge and responsiveness,...
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Chris was excellent to work with. Thorough, patient and creative while simultaneously taking the time to understand my view/perspective. I would very highly recommend working with him for new mortages or refinancing.
Reply from Chris Hardy
February 20th, 2026 05:08 PM
I appreciate your thoughtful feedback, Savani. It's gratifying to know that you valued the thoroughness and creativity I strive to provide, as well as my efforts to understand your perspective. Recommendations like yours mean a lot to me, and...
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was extremely responsive and knowledgeable. Having sat through 10 closings this is certainly at the top of Pleasant experiences.
Reply from Chris Hardy
February 20th, 2026 04:37 PM
Thank you for your kind words, Sheryl. I'm glad that my responsiveness and knowledge made your experience among the best you've had. If you need any further assistance or have questions in the future, feel free to reach out.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Second Mortgages-Full Doc
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Memberships
- NMLS #196395
- Alumni of Villanova Undergraduate
- Alumni of Madison HS
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #196395
Achievements
- Graduated Villanova with Bachelor's
- MBA
- 20+ of Experience as a Lender
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Hobbies
- Biking
- Running
- Walking
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Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions