

Chris Fratta
Highlands Residential Mortgage, Ltd.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
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closed
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closed
Mon
8:30 AM to 5 PM
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Reviews from Web
Chris was very knowledgeable and communicative throughout the entire process. He helped me to understand everything going on so there were no surprises at any point. He was a pleasure to work with and I would recommend him to anyone looking...
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Reply from Chris Fratta
July 29th, 2024 06:28 PM
Thanks, Melissa! Enjoy your new home, and please don't hesitate to call if you have any questions, or any friends or family or might need my help. Thanks, Chris
An opportunity to purchase a home came up unexpectedly and we had to act fast. We had not prequalified and it had been several years since we had financed a home. I called Chris Fratta the day we signed a contract with a seller who needed his...
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Reply from Chris Fratta
July 23rd, 2024 01:13 AM
Thanks, Bill. I really appreciate the kind words and your confidence. I hope you guys are enjoying the home and please do not hesitate to call/email/text me with any questions. Have a great evening!
I had a great experience. Chris is responsive and transactions with him is fast and smooth. Highly recommended👍
Reply from Chris Fratta, NMLS# 196522
March 11th, 2024 07:23 PM
Thanks, Jonna! Congrats on your new home!
Professionalism and excellent advice
Communication and information was paramount. Service is what Chris does!
Chris has always been great to work with. This is the second homebuying process he has guided me through. I truly appreciate his sound advice and for making everything seamless.
Your, respect , relationship, and response to our particular need.
All things were explained well enough I had very few questions, which I think is better overall
You guys got us our first house! We are very grateful.
Communication throughout the process was easy to understand and I was always kept up to date. Overall very satisfied with my loan process.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional, FHA, VA, USDA
Purchase/Refinance 1st and 2nd Mortgages
Renovation Loans
Down Payment Assistance
Conventional 97%, HomeReady, HomePossible
Construction
Doctor/Dentist
Self-Employed Borrowers
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Positions
- Highlands Residential Mortgage - Sales Manager Loan OfficerJun 4th, 2024 - Current
Memberships
- MMBBA - Maryland Mortgage Bankers and Brokers Association
- HCAR -Howard County Board of Realtors DEI Committee
- Live Baltimore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland
- District of Columbia
- Florida
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Achievements
- President's Club
- Certified Mortgage Planning Specialists
Hobbies
- HS Coach
- Working Out
- Golf
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Disclaimer
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