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Chris Fratta - Highlands Residential Mortgage, Ltd. in Baltimore, MD

Chris Fratta

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Highlands Residential Mortgage, Ltd.

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
8:30 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • ManualUpload
    M
    Melissa G
    Nottingham, Maryland
    Posted on July 29th, 2024 05:49 PM
    Chris was very knowledgeable and communicative throughout the entire process. He helped me to understand everything going on so there were no surprises at any point. He was a pleasure to work with and I would recommend him to anyone looking...
    read more
    Reply from Chris Fratta
    July 29th, 2024 06:28 PM
    Thanks, Melissa! Enjoy your new home, and please don't hesitate to call if you have any questions, or any friends or family or might need my help. Thanks, Chris
  • ManualUpload
    W
    William H
    Ellicott City, Maryland
    Posted on July 23rd, 2024 01:02 AM
    An opportunity to purchase a home came up unexpectedly and we had to act fast. We had not prequalified and it had been several years since we had financed a home. I called Chris Fratta the day we signed a contract with a seller who needed his...
    read more
    Reply from Chris Fratta
    July 23rd, 2024 01:13 AM
    Thanks, Bill. I really appreciate the kind words and your confidence. I hope you guys are enjoying the home and please do not hesitate to call/email/text me with any questions. Have a great evening!
  • facebook
    J
    Jonna L
    Posted on March 7th, 2024 03:13 PM
    I had a great experience. Chris is responsive and transactions with him is fast and smooth. Highly recommended👍
    Reply from Chris Fratta, NMLS# 196522
    March 11th, 2024 07:23 PM
    Thanks, Jonna! Congrats on your new home!
  • Encompass
    M
    Matthew R G
    CROFTON, MD
    Posted on November 9th, 2022 12:53 PM
    Professionalism and excellent advice
  • Encompass
    J
    Jeffrey S L
    WESTMINSTER, MD
    Posted on November 5th, 2022 11:44 AM
    Communication and information was paramount. Service is what Chris does!
  • Encompass
    J
    Joy E H
    BALTIMORE, MD
    Posted on September 12th, 2022 03:26 AM
    Chris has always been great to work with. This is the second homebuying process he has guided me through. I truly appreciate his sound advice and for making everything seamless.
  • Encompass
    C
    Carlton L H
    BALTIMORE, MD
    Posted on September 7th, 2022 03:00 PM
    Your, respect , relationship, and response to our particular need.
  • Encompass
    A
    Anthony J M
    CATONSVILLE, MD
    Posted on August 29th, 2022 03:17 PM
    All things were explained well enough I had very few questions, which I think is better overall
  • Encompass
    S
    Sarah E F
    MOUNT AIRY, MD
    Posted on May 14th, 2022 11:49 AM
    You guys got us our first house! We are very grateful.
  • Encompass
    N
    Nicole E A O
    Gettysburg, PA
    Posted on May 13th, 2022 01:01 PM
    Communication throughout the process was easy to understand and I was always kept up to date. Overall very satisfied with my loan process.
  • 61–70 of 121
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional, FHA, VA, USDA
    Purchase/Refinance 1st and 2nd Mortgages
    Renovation Loans
    Down Payment Assistance
    Conventional 97%, HomeReady, HomePossible
    Construction
    Doctor/Dentist
    Self-Employed Borrowers
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    Positions
    • Highlands Residential Mortgage - Sales Manager Loan Officer
      Jun 4th, 2024 - Current
    Memberships
    • MMBBA - Maryland Mortgage Bankers and Brokers Association
    • HCAR -Howard County Board of Realtors DEI Committee
    • Live Baltimore
    • View All
    Addresses and Serving Areas

    Year Started

    1993

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Maryland
    • District of Columbia
    • Florida
    • View All
    Achievements
    • President's Club
    • Certified Mortgage Planning Specialists
    Hobbies
    • HS Coach
    • Working Out
    • Golf
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.