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Chris Fratta - Highlands Residential Mortgage, Ltd. in Baltimore, MD

Chris Fratta

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Highlands Residential Mortgage, Ltd.

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
8:30 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    J
    Jason W
    PARKVILLE, MD
    Posted on April 27th, 2022 10:21 AM
    Friendly, knowledgeable, and responsive
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    Allison R N
    ELLICOTT CITY, MD
    Posted on April 25th, 2022 12:52 AM
    Chris was patient and timely. He communicated well and helped our experience go smoothly.
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    Tracy A L
    BALTIMORE, MD
    Posted on April 19th, 2022 03:47 PM
    He explained everything very well so that we could understand easily
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    Danny L
    BALTIMORE, MD
    Posted on April 19th, 2022 02:58 PM
    He may the experience for me real easy being a first time home buyer
  • Encompass
    S
    Susan E S
    WOODSTOCK, MD
    Posted on April 2nd, 2022 12:00 PM
    Chris and his personal attention made my experience with HomeTown Lenders great. He was knowledgable and efficient and made my refinancing process seamless and completely stress free!
  • Encompass
    R
    Rhonda W
    BALTIMORE, MD
    Posted on March 21st, 2022 12:00 PM
    The timeliness of the process and my capacity to get quick feedback and answers to my questions.
  • Encompass
    M
    Michael C K
    ELLICOTT CITY, MD
    Posted on February 14th, 2022 03:27 AM
    Chris Fratta
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    Stephen T S
    ARNOLD, MD
    Posted on January 31st, 2022 02:27 AM
    This was out second time using Chris Fratta and the process was transparent, speedy and went off without a hitch!
  • Encompass
    T
    Thomas J H
    Deale, MD
    Posted on December 29th, 2021 08:57 PM
    Chris was great to work with! Explained the whole process from start to finish.
  • Encompass
    D
    Dakota D P
    FREDERICK, MD
    Posted on December 24th, 2021 01:19 PM
    The attention to detail and making sure everything was done in a timely and orderly manner.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional, FHA, VA, USDA
    Purchase/Refinance 1st and 2nd Mortgages
    Renovation Loans
    Down Payment Assistance
    Conventional 97%, HomeReady, HomePossible
    Construction
    Doctor/Dentist
    Self-Employed Borrowers
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    Positions
    • Highlands Residential Mortgage - Sales Manager Loan Officer
      Jun 4th, 2024 - Current
    Memberships
    • MMBBA - Maryland Mortgage Bankers and Brokers Association
    • HCAR -Howard County Board of Realtors DEI Committee
    • Live Baltimore
    • View All
    Addresses and Serving Areas

    Year Started

    1993

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Maryland
    • District of Columbia
    • Florida
    • View All
    Achievements
    • President's Club
    • Certified Mortgage Planning Specialists
    Hobbies
    • HS Coach
    • Working Out
    • Golf
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.