Chris Fratta
Highlands Residential Mortgage, Ltd.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
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closed
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closed
Mon
8:30 AM to 5 PM
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Reviews from Web
Chris was very helpful to me being a first time home buyer. He explained everything in ways I understood and took time to make sure I understood everything.
Reply from Chris Fratta
February 17th, 2025 03:35 PM
Congratulations on your new home! Huge milestone and I appreciated your trust and confidence in me and my team.
Excellent communication and quick quality service, couldn't recommend highly enough!
Reply from Chris Fratta
February 10th, 2025 03:43 PM
Thank you, Erik! I appreciated your cooperation and trust. Enjoy your new home!
Great communication and advice. Took the time to walk us through first time home buying process.
Reply from Chris Fratta
February 7th, 2025 02:48 PM
Thank you, Stephanie! I know you and Erik will enjoy your new home. Please do not hesitate to reach out with any future questions. Thank you!
Chris kept me informed and answered all of my questions along the way.
Reply from Chris Fratta
February 5th, 2025 06:42 PM
Jaimie, thank you for taking the time to write a review. I always strive to provide 5-Star Service, so I would love any feedback you have for me in what I could have done differently. I know it had been a stressful time for you given that you...
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Chris came in and took on a difficult situation and not only closed the deal but instilled a calmness my buyer needed from her prior lender experience. Chris's time in lending just shows in a clutch situation, I would highly recommend Chris...
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Reply from Chris Fratta
January 24th, 2025 05:19 PM
Marc, thank a ton for the words! I appreciate all of your trust and business!
Chris was absolutely wonderful to work with. We were moving to Maryland from out of state on a very tight timeline and with a number of contingencies and moving pieces. Chris made the entire process so easy and he worked tremendously fast to...
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Reply from Chris Fratta
January 23rd, 2025 01:36 AM
Thank you, Caroline! It was my pleasure and honor to assist you with your new home. Welcome to Maryland!
Chris has been incredibly responsive, knowledgeable about the entire loan process and has provided excellent value to my clinets throughout the home buying process from the first introduction to post settlement support.. He made the transaction...
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Reply from Chris Fratta
January 16th, 2025 12:38 PM
Hi Shailey, Thank you for the fantastic review and the full 5-star rating! I'm glad to hear that you found the loan process to be efficient, easy, and smooth. That's always my aim. It's been a pleasure assisting you throughout the home buying...
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I have a Real Estate team and have gladly referred some of our buyer clients to Chris Fratta and his team for over 10+ years. He has a wealth of knowlege and goes out of his way to recommend most feasible lending options for our clients. He...
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Reply from Chris Fratta
December 16th, 2024 06:09 PM
Thank you, Abbas! You've put together a great team at EXP! Thanks for all of your support.
Chris provided the required documents very quickly , but he was also available for discussion with more complex questions. He was very supportive and communicative. I felt informed and supported throughout the whole process.
Reply from Chris Fratta
August 27th, 2024 03:49 PM
Kelsey, Thank you for your business and confidence! If you have any future questions, concerns, or referrals, please do not hesitate to call! Enjoy your new home!
I worked with Chris Fratta on a refinance on my home, and his thoroughness and follow up were outstanding. I can say this with certainty, having completed a loan on a 2nd home in 2022 where Chris was not involved (it was a builders financing)....
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Reply from Chris Fratta
August 26th, 2024 09:31 PM
Thank you, Todd!
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional, FHA, VA, USDA
Purchase/Refinance 1st and 2nd Mortgages
Renovation Loans
Down Payment Assistance
Conventional 97%, HomeReady, HomePossible
Construction
Doctor/Dentist
Self-Employed Borrowers
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Positions
- Highlands Residential Mortgage - Sales Manager Loan OfficerJun 4th, 2024 - Current
Memberships
- MMBBA - Maryland Mortgage Bankers and Brokers Association
- HCAR -Howard County Board of Realtors DEI Committee
- Live Baltimore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland
- District of Columbia
- Florida
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Achievements
- President's Club
- Certified Mortgage Planning Specialists
Hobbies
- HS Coach
- Working Out
- Golf
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Disclaimer
