Chris Fratta
Highlands Residential Mortgage, Ltd.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
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closed
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closed
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8:30 AM to 5 PM
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Reviews from Web
Chris was very friendly and professional from day one. He took away a lot of the stress and anxiety that can come from the homebuying process, especially as a first time homebuyer. Chris stayed on top of everything and kept me updated before...
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Chris Fratta is da bomb! Handled my loan process like a BOSS. Spent over an hour during our first conversation answering questions and explaining how the process in Maryland worked. Went over loans and grants and recalled information from memory...
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Chris Fratta made the entire process a success for us. We ran into a number of personal challenges and Chris was there every step of the way. I could never thank him enough for all he did for us.
Chris Fratta was responsive to all of our questions and made the entire process easy for our family. I have recommended him to everyone I know who is looking to refinance or purchase a home.
Our overall experience with Chris was great! He was there for us every step of the way and we ended up with a great loan! Since we closed our loan in 2006, we have referred all of our friends to Chris.
My family has used Chris Fratta to obtain and refinance mortgages on multiple occasions. He is very responsive to all communications and is a pleasure to work with on a task that is often unpleasant. I tell everyone I meet that is looking for...
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Purchasing a new home is a very nervous experience. Chris was right there throughout the entire process and made sure it was a wonderful experience for me. He was very professional and helpful the entire time. He is very knowledgable of the...
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Chris Fratta's professionalism, knowledge, and responsiveness truly made refinancing our home a pleasant experience. Chris Fratta's experience and dedication to his clients made us always feel at ease during the entire process. Thank you Chris!...
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Chris Fratta was recommended to us in the spring of 2000. We needed to make a move at a time when interest rates were very high. Our house would not sell so he guided us to renting it and then arranged for us to use the assets we had left to...
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When you look up the word professional in the dictionary, there is a picture of Chris. He has helped and guided everyone in our family through purchases, refinances, home equitys and second homes. He has always been timely, responsive, thorough...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional, FHA, VA, USDA
Purchase/Refinance 1st and 2nd Mortgages
Renovation Loans
Down Payment Assistance
Conventional 97%, HomeReady, HomePossible
Construction
Doctor/Dentist
Self-Employed Borrowers
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Positions
- Highlands Residential Mortgage - Sales Manager Loan OfficerJun 4th, 2024 - Current
Memberships
- MMBBA - Maryland Mortgage Bankers and Brokers Association
- HCAR -Howard County Board of Realtors DEI Committee
- Live Baltimore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland
- District of Columbia
- Florida
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Achievements
- President's Club
- Certified Mortgage Planning Specialists
Hobbies
- HS Coach
- Working Out
- Golf
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