Chris Fratta
Highlands Residential Mortgage, Ltd.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
The process was quick and smooth
Chris was an excellent lender who took the time to answer all my questions and help me throughout the loan process. He was very creative and offered me multiple loans to choose from to help me decide what would best fit my goals. I would highly...
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Having someone explain exactly why & were the money is going. My first time.
Overall experience from beginning to end
Working with Chris and HomeTown Lenders was a great experience. Everyone was helpful, communicative and made it easy for a first time homebuyer to get through the process.
Steady, clear, but most important...personsable guidance.
Friendly, helpful with good communication through process through emails
John Fratta was absolutely amazing. He made the process easy to understand and was upfront about everything. He was extremely responsive and was willing to check out different options that I came to him with. If all lenders were as competent...
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Chris was awesome!!! So knowledgeable and very patient and helpful with explaining everything to me!!! He was readily available whenever I needed him, kept me abreast of anything and everything that was going on... a truly wonderful experience...
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Chris did an excellent job of making us aware if the required documentation and process and then kept us informed along the way. Completing the loan and the closing with Maryland Title Works Unlimited was simple and easy.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional, FHA, VA, USDA
Purchase/Refinance 1st and 2nd Mortgages
Renovation Loans
Down Payment Assistance
Conventional 97%, HomeReady, HomePossible
Construction
Doctor/Dentist
Self-Employed Borrowers
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Positions
- Highlands Residential Mortgage - Sales Manager Loan OfficerJun 4th, 2024 - Current
Memberships
- MMBBA - Maryland Mortgage Bankers and Brokers Association
- HCAR -Howard County Board of Realtors DEI Committee
- Live Baltimore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland
- District of Columbia
- Florida
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Achievements
- President's Club
- Certified Mortgage Planning Specialists
Hobbies
- HS Coach
- Working Out
- Golf
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Disclaimer
