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Chris Fratta - Highlands Residential Mortgage, Ltd. in Baltimore, MD

Chris Fratta

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Highlands Residential Mortgage, Ltd.

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Zillow
    A
    Amir N
    Baltimore, MD
    Posted on September 6th, 2019 12:00 AM
    Chris Fratta was helpful throughout the entire process. He was always responsive to my questions, happy to help, and made it easy for me as a first time home buyer.
  • Zillow
    A
    Aleashia
    Owings Mills, MD
    Posted on May 6th, 2019 12:00 AM
    Chris Fratta was Awesome! He answered all my questions, never made me feel pressured. Also giving me knowledge about exactly what I was doing to become a homeowner. Very thankful!
  • facebook
    E
    Eddie C
    Posted on February 14th, 2019 12:13 PM
    Chris is an amazing person! He was there every step of the way and helped pave the path to our dream. It is hard these days to find people that not only will help but want to help. Thank you Chris for everything!
    Reply from Chris Fratta
    February 14th, 2019 01:03 PM
    Eddie, thank you!
  • facebook
    B
    Brad Q
    Posted on February 13th, 2019 11:04 AM
    Chris is a true professional. He is very knowledgeable. Easy to communicate with. Overall great experience. I would recommend him over & over gain. I’m sure he has a how to succeed in business book in his desk he has been following for years....
    read more
  • facebook
    C
    Chrystal C
    Posted on February 11th, 2019 10:31 PM
    Incredible experience working with Chris Fratta! He is always there when you need him and makes buying a home as stress free as possible!
    Reply from Chris Fratta
    February 11th, 2019 11:21 PM
    Thanks Chrystal! I hope you guys are staying warm.
  • Zillow
    J
    James E
    Essex, MD
    Posted on December 28th, 2018 12:00 AM
    We never had a question at anytime during the process that Chris or anyone on the team could not answer timely. The expertise and professionalism was outstanding. Chris and his team exceeded our expectations and guided us through every step...
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    Reply from Owner
    January 2nd, 2019 12:00 AM
    James - Thank you again for your business, support and confidence. I can't wait to see how great the home looks once you finish all of the renovations. Keep me posted!
  • Zillow
    R
    Russell P
    La Plata, MD
    Posted on September 4th, 2018 12:00 AM
    The professionalism, accuracy, and speed of the staff along with being treated like family. There was no pressure or hidden agenda, just honest solid advice with proven facts. Gaining trust from a customer is the number one value any company...
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    Reply from Owner
    September 6th, 2018 12:00 AM
    Thank you so much for all of your support and confidence over the years. It's been my pleasure to assist you!
  • Zillow
    S
    Sarah R
    Chincoteague, VA
    Posted on May 29th, 2018 12:00 AM
    Chris and his team assisted us with the purchase of our primary residence in 2014 and more recently on the purchase of a second home located in Virginia. Chris is extremely responsive. His team was incredibly efficient, friendly, and easy to...
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    Reply from Owner
    January 2nd, 2019 12:00 AM
    Sarah, Happy New Year and thank you again for your support and business!
  • Zillow
    D
    Dustin M
    Mount Airy, MD
    Posted on May 23rd, 2018 12:00 AM
    Chris was excellent to work with, he is very good at what he does and is very informative. Home buying can be very stressful and Chris went above and beyond, anytime of the day to ease your concerns or answer questions. I highly recommend Chris...
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  • Zillow
    L
    Lillian T
    Berlin, MD
    Posted on May 18th, 2018 12:00 AM
    Chris has made this experience very easy for us and explained each and every step! He was wonderful in getting back to me on any question I had with a full explanation and a positive attitude with all my crazy questions! I would highly recommend...
    read more
  • 101–110 of 121
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional, FHA, VA, USDA
    Purchase/Refinance 1st and 2nd Mortgages
    Renovation Loans
    Down Payment Assistance
    Conventional 97%, HomeReady, HomePossible
    Construction
    Doctor/Dentist
    Self-Employed Borrowers
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    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Sales Manager Loan Officer
      Jun 4th, 2024 - Current
    Memberships
    • MMBBA - Maryland Mortgage Bankers and Brokers Association
    • HCAR -Howard County Board of Realtors DEI Committee
    • Live Baltimore
    • View All
    Addresses and Serving Areas

    Year Started

    1993

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Maryland
    • District of Columbia
    • Florida
    • View All
    Achievements
    • President's Club
    • Certified Mortgage Planning Specialists
    Hobbies
    • HS Coach
    • Working Out
    • Golf
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.