

Chris Fratta
Highlands Residential Mortgage, Ltd.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Chris Fratta was helpful throughout the entire process. He was always responsive to my questions, happy to help, and made it easy for me as a first time home buyer.
Chris Fratta was Awesome! He answered all my questions, never made me feel pressured. Also giving me knowledge about exactly what I was doing to become a homeowner. Very thankful!
Chris is an amazing person! He was there every step of the way and helped pave the path to our dream. It is hard these days to find people that not only will help but want to help. Thank you Chris for everything!
Reply from Chris Fratta
February 14th, 2019 01:03 PM
Eddie, thank you!
Chris is a true professional. He is very knowledgeable. Easy to communicate with. Overall great experience. I would recommend him over & over gain. I’m sure he has a how to succeed in business book in his desk he has been following for years....
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Incredible experience working with Chris Fratta! He is always there when you need him and makes buying a home as stress free as possible!
Reply from Chris Fratta
February 11th, 2019 11:21 PM
Thanks Chrystal! I hope you guys are staying warm.
We never had a question at anytime during the process that Chris or anyone on the team could not answer timely. The expertise and professionalism was outstanding. Chris and his team exceeded our expectations and guided us through every step...
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Reply from Owner
January 2nd, 2019 12:00 AM
James - Thank you again for your business, support and confidence. I can't wait to see how great the home looks once you finish all of the renovations. Keep me posted!
The professionalism, accuracy, and speed of the staff along with being treated like family. There was no pressure or hidden agenda, just honest solid advice with proven facts. Gaining trust from a customer is the number one value any company...
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Reply from Owner
September 6th, 2018 12:00 AM
Thank you so much for all of your support and confidence over the years. It's been my pleasure to assist you!
Chris and his team assisted us with the purchase of our primary residence in 2014 and more recently on the purchase of a second home located in Virginia. Chris is extremely responsive. His team was incredibly efficient, friendly, and easy to...
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Reply from Owner
January 2nd, 2019 12:00 AM
Sarah, Happy New Year and thank you again for your support and business!
Chris was excellent to work with, he is very good at what he does and is very informative. Home buying can be very stressful and Chris went above and beyond, anytime of the day to ease your concerns or answer questions. I highly recommend Chris...
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Chris has made this experience very easy for us and explained each and every step! He was wonderful in getting back to me on any question I had with a full explanation and a positive attitude with all my crazy questions! I would highly recommend...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional, FHA, VA, USDA
Purchase/Refinance 1st and 2nd Mortgages
Renovation Loans
Down Payment Assistance
Conventional 97%, HomeReady, HomePossible
Construction
Doctor/Dentist
Self-Employed Borrowers
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Positions
- Highlands Residential Mortgage - Sales Manager Loan OfficerJun 4th, 2024 - Current
Memberships
- MMBBA - Maryland Mortgage Bankers and Brokers Association
- HCAR -Howard County Board of Realtors DEI Committee
- Live Baltimore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland
- District of Columbia
- Florida
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Achievements
- President's Club
- Certified Mortgage Planning Specialists
Hobbies
- HS Coach
- Working Out
- Golf
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Disclaimer
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