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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Man look at these reviews. Every one of them are true. Chris is attentive, Chris is knowledgeable, Chris is always confident in his product. Chris is a lighthouse in the stormy night sea, that is the current market for purchasing a home. When...
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Reply from Owner
May 14th, 2021 12:00 AM
Whoa!!! I am not sure I deserved a review this in depth, but I'm VERY happy for you and your Fiancée with the purchase of your new home. I know it has been a long time coming and you both did a great job with ensuring you were ready to buy....
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We could not have purchased Our Home without all the Advice, Support, and gentle Nudges from Chris. I am beyond Appreciative for His part in securing Our Family’s Home.
Reply from Owner
May 14th, 2021 12:00 AM
I am always happy to provide a "gentle nudge" and I'm very happy for you and your family! There were a lot of moving parts, but you made the process very easy, and I cannot wait to see all the happy memories you create in your new home.
Buying your first home can be extremely stressful but Chris was so knowledgeable and attentive and made us feel not only comfortable but guided us every step of the way. Everything went smoothly and he got us the lowest possible interest rate....
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Reply from Owner
May 13th, 2021 12:00 AM
Chas, Yes being a 1st time homebuyer can be stressful and I'm glad you felt comfortable throughout the process. I always try to provide the best service to all my clients, and I feel even better when it's serving someone who's sacrificed so...
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Chris was very attentive to detail and clear with his explanation of everything. He was always available by phone pretty much 7 days a week, which is imperative in the current housing market. He was also very patient with first time home buyers...
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Reply from Owner
May 13th, 2021 12:00 AM
Thank you for taking the time to complete a 5-star review for me!!! I'm grateful that you were so happy with the service I was able to provide, and I greatly appreciate you already referring clients my way. Looking forward to seeing that treadmill...
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very knowledgeable; always had answers to questions i didn't even know i should be asking. worked to get me the best rate and was there to walk me through each step of the process, from pre-qualifying to closing. did his best to make an overwhelming...
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Reply from Owner
May 13th, 2021 12:00 AM
I can't believe it's been just over 3-months. Thanks again for the kind words and I'm glad you didn't feel overwhelmed during the process. Please do not hesitate to reach out if you have any questions... I know being a 1st time homeowner -...
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Chris was always polite and professional. He always answered by questions in a very timely manner. The whole processes was seamless. I would definitely use Chris again and highly recommend him.
Reply from Owner
May 11th, 2021 12:00 AM
Suzette, Thank you for the kind words! I'm glad you had such a positive experience and I appreciate any referrals. It would be amazing to work with more people that are as nice as you and your family!
Chris was nothing but awesome throughout the entire process. He took care of everything and updated me all the time on what needed to be done. I never had to worry about anything and closing date was on time. Very polite and easy to talk to....
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Reply from Owner
May 11th, 2021 12:00 AM
Much appreciated! It's always a pleasure to help a fellow Veteran and I'm glad your Realtor referred you over when you were already been approved with another lender. Not only did we have a better rate, but we closed on time and with-in 30-days....
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Refinancing had crossed my mind in 2020, but I didn't make plans to move forward until spring of 2021, until Chris reached out to me! The whole process was absolutely a piece of cake - everything went incredibly smoothly and the whole transaction...
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Reply from Owner
May 11th, 2021 12:00 AM
Melissa, I'm so glad that I reached out to you. It was a pleasure getting to know you through out the refinance process and I'm grateful that you has such a positive experience. Thank you for the kind words and I look forward to our continued...
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Chris was amazing to work with, very knowledgeable and helped us throughout our entire home purchasing process. I would definitely recommend him to everyone.
Reply from Owner
May 11th, 2021 12:00 AM
Olena, Thank you! I think you and your family are pretty amazing too. I appreciate you giving me the opportunity to help you with the home buying process and I hope you're enjoying your new home. I can't believe it's been almost six-months!!!...
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Chris walked my wife and I through the refinance process. Chris was flexible and patient with our questions and reluctance with upfront costs and explaining the best long term option for restructuring our mortgage based on our goals. Would...
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Reply from Owner
May 10th, 2021 12:00 AM
Tim, I'm very grateful that you and the Mrs. gave me the opportunity to earn your business. I really appreciate the kind words through this incredible review and that you would highly recommend me and my team!
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.