Top 5%
Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
Chris was awesome. Made the process as smooth as possible. Always kept me in the loop and answered all questions quickly.
I have to say. This was a very pleasant and easy experience. Sure it was a bit stressful but Chris made it seem very seamless and informative. I appreciate the consistent communication throughout the loan process. Thank you again Chris and...
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Chris was awesome. Made the process so easy. Explained everything in detail and was able to answer my questions quickly. I really appreciate his Monday calls to discuss what was going on with my loan process as well.
Was excellent to work with, will refer to clients.
Reply from Guild Mortgage - Chris Cayo
August 20th, 2026 08:09 PM
Jenny, thank you so much for the 5-star review! My team and I work hard to ensure every transaction closes smoothly because it creates a great experience for the buyers and helps everyone involved shine. Receiving a 5-star review from the listing...
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Chris and his team are wonderful. As an agent, I work with a lot of lenders and his expertise, care, and communication is such a breath of fresh air. Do not hesitate to get your clients to him if you need competitive pricing, honest answers...
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Reply from Owner
August 20th, 2026 08:03 PM
Sierra, thank you so much for the kind words and the 5-star review! Clear communication is always one of my top priorities because I believe it's what takes a transaction from good to great. Hearing that feedback from a listing agent means...
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Chris and his team are amazing. SUPER on top of it, always communicative and extremely knowlegable and willing to go above and beyond for clients.
Reply from Guild Mortgage - Chris Cayo
August 20th, 2026 08:03 PM
Sierra, thank you so much for the kind words and the 5-star review! Clear communication is always one of my top priorities because I believe it's what takes a transaction from good to great. Hearing that feedback from a listing agent means...
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One of the best things I experienced working with Chris was his timeliness and responsiveness. You can expect Chris to make time for a call answer any questions you inevitably will have when buying a home. He'll treat you like you're the only...
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Reply from Guild Mortgage - Chris Cayo
August 20th, 2026 07:56 PM
Ben, thank you so much for the kind words and the 5-star review! It was an honor to help you and Brianna navigate the homebuying process as first-time homebuyers. I'm glad you felt supported throughout the journey and that my responsiveness...
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Chris did an amazing job explaining every step in the process, and he had me covered throughout the entire process of buying my first house
Reply from Owner
August 17th, 2026 10:35 PM
Thank you so much for the kind words, Sonny! It was truly a pleasure helping you through the journey of buying your first home. I know the process can feel overwhelming at times, so I'm glad I could help make things clear and be there to answer...
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Chris did an amazing job explaining every step in the process, and he had me covered throughout the entire process of buying my first house
Reply from Guild Mortgage - Chris Cayo
August 17th, 2026 10:35 PM
Thank you so much for the kind words, Sonny! It was truly a pleasure helping you through the journey of buying your first home. I know the process can feel overwhelming at times, so I'm glad I could help make things clear and be there to answer...
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Chris was there for every little thing and was a good communicator. He made us feel that he really cared for our wellbeing and worked hard to get us the best loan he could.
Reply from Guild Mortgage - Chris Cayo
August 12th, 2026 03:32 PM
Thank you so much, Carol, for the kind words! It was truly a pleasure helping you and Nehemiah through the homebuying process. I'm honored that you trusted me with such an important milestone and that you felt comfortable and confident along...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.