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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Business Hours
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
As first time home buyers the whole process can feel overwhelming. Chris was very responsive and answered all of our questions through the whole process. He saved us thousands through his expertise. He was friendly and very easy to talk to...
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Chris has made buying my first home possible with all of his knowledge, guidance, and support. Chris was so on it with everything and made sure I understood everything and every part of the process. He saved me thousands of dollars too! Every...
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I had a great experience working with Chris as my loan officer and as a first-time homebuyer! From start to finish, the entire process was very smooth, and Chris made what could have been a stressful experience feel so much easier!Chris communicated...
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I had a great experience working with Chris as my loan officer and as a first-time homebuyer! From start to finish, the entire process was very smooth, and Chris made what could have been a stressful experience feel so much easier!Chris communicated...
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I had a great experience working with Chris as my loan officer and as a first-time homebuyer! From start to finish, the entire process was very smooth, and Chris made what could have been a stressful experience feel so much easier!Chris communicated...
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Great communication and smooth easy process. Dealmkr approved status reached.
Reply from Guild Mortgage - Chris Cayo
September 25th, 2026 03:50 PM
Thanks, Haris! Earning #DealmkrApproved status is an honor. Good communication and hitting key milestones are things my team and I work hard to deliver on every transaction, so I appreciate the recognition. I'm especially grateful we were both...
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We couldn't be happier with our experience working with Chris Cayo on our recent loan. From the very beginning, he was responsive, knowledgeable, and made a process that felt overwhelming much easier to navigate.At one point we hit a bump along...
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Reply from Guild Mortgage - Chris Cayo
September 24th, 2026 11:30 PM
Thank you, Mike & Anna! It was a pleasure helping you through the home financing process. I'm especially glad we were able to pivot when needed and ultimately find an even better solution than expected, saving you a significant amount in closing...
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I had an amazing experience working with Chris throughout the entire home-buying process. As a first-time homebuyer, there were a lot of things I didn’t know and plenty of questions along the way, and Chris always made me feel comfortable asking...
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Reply from Guild Mortgage - Chris Cayo
September 24th, 2026 11:25 PM
Paige, thank you so much for the thoughtful review! It was an honor to help you through your first home purchase. I'm so glad you felt comfortable asking questions and that we could make the process feel a little less overwhelming. Buying your...
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We couldn't be happier with our experience working with Chris Cayo on our recent loan. From the very beginning, he was responsive, knowledgeable, and made a process that felt overwhelming much easier to navigate.At one point we hit a bump along...
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Reply from Owner
September 24th, 2026 12:00 AM
Thank you, Mike & Anna! It was a pleasure helping you through the home financing process. I'm especially glad we were able to pivot when needed and ultimately find an even better solution than expected, saving you a significant amount in closing...
read more
I had an amazing experience working with Chris throughout the entire home-buying process. As a first-time homebuyer, there were a lot of things I didn’t know and plenty of questions along the way, and Chris always made me feel comfortable asking...
read more
Reply from Owner
September 24th, 2026 12:00 AM
Paige, thank you so much for the thoughtful review! It was an honor to help you through your first home purchase. I'm so glad you felt comfortable asking questions and that we could make the process feel a little less overwhelming. Buying your...
read more
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.