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Guild Mortgage - Chris Cayo - Senior Loan Officer  | NMLS# 854164 in Vancouver, WA
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Guild Mortgage - Chris Cayo

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Senior Loan Officer | NMLS# 854164

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I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
  • Zillow
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    Uscgpaklingenberg
    Vancouver, WA
    Posted on July 10th, 2021 12:00 AM
    During my home buying process Chris was there every step along the way. Never once did we feel out of the loop or not know what was coming down the pipeline. The whole stressful process was made so much easier because of Chris. Thank you!
    Reply from Owner
    August 30th, 2021 12:00 AM
    If anyone here is a Rock Star it is you! You were a pleasure to work with on your purchase and it's always an honor to help a fellow brother or sister in arms with their home buying process. Please let me know if you have any questions a long...
    read more
  • Zillow
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    Zuser201612051128339
    Camas, WA
    Posted on July 8th, 2021 12:00 AM
    Friendly and the processes went very smoothly! Chris and the team were great!!!! We were updated every week on the progress of the loan. Also being able to sign documents electronically was very helpful.
    Reply from Owner
    August 30th, 2021 12:00 AM
    Thank you Battle for the kind review! You're a GREAT friend and our time together in the military is something I'll remember for the rest of my life. Don't be a stranger!
  • Zillow
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    David K
    Kelso, WA
    Posted on June 25th, 2021 12:00 AM
    Honest, upfront and always there when you need! Would recommend to anyone looking for home loan or Re-Finance. Chris answered all my questions on time and very fast! So if you’re looking, look no further🤕
    Reply from Owner
    August 30th, 2021 12:00 AM
    David, As always I'm very lucky to have a friend like you. I greatly appreciate you giving Me and my Team the opportunity to help you and your beautiful family with your refinance.
  • Zillow
    M
    Mhamadeh11
    Livonia, MI
    Posted on June 3rd, 2021 12:00 AM
    Chris was wonderful to deal with. He was very precise and always answered us promptly. He made our home Buying process very easy. We’re very thankful to have worked with someone that knows what he’s doing and is passionate about his work.
    Reply from Owner
    June 16th, 2021 12:00 AM
    Thank you for this kind review and for being so patient with the process. Buying a home in today's market isn't always easy, but you were very patient and understanding. I'm glad we were able to get you into your home and I'm even more excited...
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  • Zillow
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    Tyler B
    Vancouver, WA
    Posted on May 12th, 2021 12:00 AM
    Chris was incredibly helpful through out the entire process of buying a home. He helped me navigate my unique situation with ease and cleared up any questions I had in a totally professional manner. He was patient but also saved me a lot of...
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    Reply from Owner
    June 16th, 2021 12:00 AM
    Tyler, thank you for the kind reviews! I remember when you were referred to me by your Realtor because your previous lender was unable to provide you with the Loan Program we did and I'm so glad she referred you. Honestly that made the buying...
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  • Zillow
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    Linda T
    Boise, ID
    Posted on May 7th, 2021 12:00 AM
    I decided to refinance after my remodel got out of control. Some items were hard to get and costing double by the time they arrived. I got in touch with my realtor to ask her opinion about a lender that she likes. She recommended Chris. I got...
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    Reply from Owner
    May 17th, 2021 12:00 AM
    Linda, thank you for taking the time to provide this incredible review and I'm glad you feel my Team provided you with "better service" than your previous lender. Let me know if you anything in the future!
  • Zillow
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    Jesse P
    Salem, OR
    Posted on May 7th, 2021 12:00 AM
    Chris was great to work with. I explained to him from the start that he would need to hold my hand during the whole process and he was extremely helpful. Chris makes himself available for whatever you need and will explain things so that you...
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    Reply from Owner
    May 15th, 2021 12:00 AM
    I cannot believe it's already been 4-days since you closed on your home! Just 10 more days and you’ll have keys to your new place. Buying a home is a process and I'm thankful that you allowed me the opportunity to help you with it. I am not...
    read more
  • Zillow
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    Niaamnomie
    Gresham, OR
    Posted on May 5th, 2021 12:00 AM
    Chris did a great job at explaining things in detail making sure I was aware of everything I needed to know. He kept me updated on things that would come up. I really appreciated how he available he was to answer my calls and questions.
    Reply from Owner
    May 15th, 2021 12:00 AM
    Thank you for the kind review! As a Loan Officer, my business thrives from 'Reviews & Referrals' and I am very grateful your brother referred you to me. It was a pleasure getting to know you and your family along the way and I look forward...
    read more
  • Zillow
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    Thor L
    Adams, MN
    Posted on April 28th, 2021 12:00 AM
    This was my first time going through the home buying process, I was no aware of just how involved a process it was. Chris came highly recommended by a friend of mine, and he absolutely lived up to that. Once I contacted Chris and told him what...
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    Reply from Owner
    May 15th, 2021 12:00 AM
    Thor, thank you for taking the time to provide this fantastic review! I'm glad I was able to live up to the recommendation and honored that both Agents were “stunned”. Most importantly though, I am excited for you and your family!!! Thanks...
    read more
  • Zillow
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    Laura H
    Vancouver, WA
    Posted on March 31st, 2021 12:00 AM
    For anyone buying a home for the first time, it’s a daunting process. However, Chris made buying a home painless and easy. He’s an excellent communicator. He’s patient and genuinely friendly. First rate customer service and would check in with...
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    Reply from Owner
    May 14th, 2021 12:00 AM
    Awe thank you Laura so much for this heartfelt review! I am extremely happy the process was "painless" and you both helped with making it so… It is always important for the Lender & Clients to both communicate effectively to ensure an easy...
    read more
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    About
    I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    VA Loan
    Conventional Loan
    FHA Loan
    DPA Loan Programs
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    View All
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    Memberships
    • BIA Clark County

    Time Zone

    Pacific Standard Time (PST)
    Awards
    Best of 2024 - Mortgage Lending
    Best of 2024 - Mor...
    Disclaimer
    I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.