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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Chris was very informative through the whole process. He answered any questions we had with swiftness and assured us about what was going on at the same time. If he's still in the game years from now we will be using him again to help us along....
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Reply from Owner
May 10th, 2021 12:00 AM
Thank you for the kind words! Always a pleasure to help a fellow soldier with the purchase of a new home and I'm glad we were able to get your family into a new home. I look forward to working with you again in the future and I'll definitely...
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Due to being single and other circumstances in my life... I didn’t care to go through the known hassles for buying a house... but then comes along Chris Cayo... WOW... he made it hassle free and without any confusion. Thank you Chris!
Reply from Owner
May 10th, 2021 12:00 AM
Val, Wow!!! I'm glad process of buying a home was "hassle free" and I'm even more happy that I had the opportunity to help a fellow brother in arms with the purchase of a home. I hope you're enjoying the new home and things are going well for...
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Like many other families, we were looking to take advantage of the recent low mortgage rates, but hesitated due to the stress of going through a refinance. Chris connected with us to see how he could help, and was able to provide us with a...
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Reply from Owner
May 10th, 2021 12:00 AM
Saving "thousands" is always nice but it's even better when we've taken the stress away from the process. Thank you for the amazing review and for referring your friends & family to my team.
Chris provided us excellent customer service while remaining focused on our needs. He literally worked around the clock to get us taken care of! He stayed extremely on top of everything. Chris knew how busy our schedules were and still managed...
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Reply from Owner
May 10th, 2021 12:00 AM
I can't believe it's almost been six-months since we refinanced your home! I'm grateful that you gave me the opportunity to work you, but even more excited to save you tons of money. Thank you for the great review!
What a pleasure working with Chris. He made it pretty painless and easy. Very thorough. He went thru everything upfront and from there we didn’t need anything else. Great job!
Reply from Owner
May 10th, 2021 12:00 AM
Always a pleasure to help a friend and it's even better when you get nice words like this. I can't believe it's already been six-months. Thanks for the for great review!
I am self-employed which often complicates getting a home loan. Chris Cayo made the process smooth and easy for us. Chris is a true professional and we won’t hesitate to recommend him to friends and family. Thanks Chris!
Reply from Owner
October 27th, 2020 12:00 AM
This means so much!!! Not every scenario is the same and some can be more complicated than others, but when you receive kind words like this it makes it all WORTH IT and I'm very grateful that you allowed me to assist you in the process. Now...
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explained every thing so I could understand, notified me when I needed to check, read or sign something, every thing went very smoothly . I would recommend him to anyone buying or refinance a home..
Reply from Owner
October 27th, 2020 12:00 AM
Yay!!! As a Veteran myself, I really enjoy helping those that have served our great country and I try to provide the best service I can to all of my clients. Thank you Terry for the kind words and I appreciate both you and Jamie allowing to...
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Chris does it again! This is our second time working with him and the process was even smoother than the first time around. He is so knowledgeable about the VA loan and is so dedicated to his work. Any questions we had at any hour he got back...
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Reply from CHRIS CAYO
August 21st, 2023 03:38 PM
It was an extreme pleasure to work with you both! I'm flattered by your kind words and I'm always happy to serve those who've served our great country. Enjoy your new home and thank you for allowing me to be a part of this chapter in your lives!...
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Chris was great, he was timely made sure everything stayed on track and got the job done efficiently and timely. There were no surprises and everything was delivered beyond expectations.
Reply from Owner
October 27th, 2020 12:00 AM
No surprises is a good thing, but when you save this kind of money it's even BETTER! Hopefully this is the last refinance for a while and I won't need to help again until you buy your next home. I'll be ready when you move to Texas!!!
He made it easy and painless. He has an amazing excitement and eager to take care of his customers. Never felt mislead. Genuine all around great experience.
Reply from Owner
October 7th, 2020 12:00 AM
Thank you for letting me help save your family money! I'm not only excited about the savings, but lowering your payment and giving you the opportunity to pay your home off earlier - gives me joy. I appreciate you taking the time to share your...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.