Chris is a wonderful loan officer. My husband and I felt very confident with him handling our home loan. He is very professional and also very personal. He always answers questions, even if it's the 3rd or 4th time around! He wanted to make...

Reply from Owner

July 29th, 2026 08:11 PM

Thank you so much, Carol, for the kind words! It was truly a pleasure helping you and Nehemiah through the homebuying process. I'm honored that you trusted me with such an important milestone and that you felt comfortable and confident along...

Chris has been so great! He is very professional yet personal as well and my husband and I felt confidence in him handling our home loan. We were very comfortable talking with him and he is a great listener! Chris always answered questions...

Reply from Guild Mortgage - Chris Cayo

July 29th, 2026 08:11 PM

Thank you so much, Carol, for the kind words! It was truly a pleasure helping you and Nehemiah through the homebuying process. I'm honored that you trusted me with such an important milestone and that you felt comfortable and confident along...

Chris Cayo was exceptional from our very first phone call. He took the time to get to know us as people, not just clients, and treated us like family throughout the entire home-buying process.His communication was outstanding from start to...

Reply from Guild Mortgage - Chris Cayo

July 29th, 2026 06:53 PM

Thank you so much for the incredibly kind words. It was truly a pleasure working with you throughout your home-buying journey. From our very first conversation, my goal was to make sure you felt informed, supported, and confident every step...

Chris Cayo was exceptional from our very first phone call. He took the time to get to know us as people, not just clients, and treated us like family throughout the entire home-buying process.His communication was outstanding from start to...

Reply from Owner

July 29th, 2026 12:00 AM

Thank you so much for the incredibly kind words. It was truly a pleasure working with you throughout your home-buying journey. From our very first conversation, my goal was to make sure you felt informed, supported, and confident every step...

Guild Mortgage - Chris Cayo has received a review with 5 star rating from Marc A

Reply from Owner

July 29th, 2026 06:16 PM

Thank you for the review! It's always nice to get a 5-star review, and even better when it's an A+ for communication. As a listing agent, I know you work with a lot of loan officers, and sometimes that can mean being left in the dark. I'm glad...

A+ communication throughout.

Reply from Guild Mortgage - Chris Cayo

July 29th, 2026 06:16 PM

Thank you for the review! It's always nice to get a 5-star review, and even better when it's an A+ for communication. As a listing agent, I know you work with a lot of loan officers, and sometimes that can mean being left in the dark. I'm glad...

Chris was so great to work with to purchase our first home. He made the process stress-free with his clear communication detailing every steps (current and future) and quick responses. He made all the details easy to understand, helped us easily...

Reply from Owner

July 29th, 2026 06:09 PM

Thank you so much for the kind words! It was a pleasure helping you and Natalie purchase your first home. Buying a home is a huge milestone, and I'm so glad I could help make the process feel simple and stress-free through clear communication,...

Chris made the entire process so easy. He kept us in the loop from start to finish and made it easy to understand all the details. Chris is so friendly and made the process seem stress-free with his clear communication.

Reply from Guild Mortgage - Chris Cayo

July 29th, 2026 06:10 PM

Thank you so much for the kind words! It was a pleasure helping you and Natalie purchase your first home. Buying a home is a huge milestone, and I'm so glad I could help make the process feel simple and stress-free through clear communication,...

Lets talk about Chris Cayo at Guild Mortgage. Would i recommend him? Yes. Will I call him again for questions? Yes! Will I use him for my refi or even my next home.... 100/10 yes!This guy is a Rockstar. Not only did we feel like he dropped...

Reply from Guild Mortgage - Chris Cayo

June 16th, 2026 07:13 PM

Thank you so much for the amazing review—I really appreciate you taking the time to share your experience! I’m glad we could move quickly to secure a home you really wanted and work through the hiccups with the right solutions for your family....

Lets talk about Chris Cayo at Guild Mortgage. Would i recommend him? Yes. Will I call him again for questions? Yes! Will I use him for my refi or even my next home.... 100/10 yes!This guy is a Rockstar. Not only did we feel like he dropped...

Reply from Owner

June 16th, 2026 07:13 PM

Thank you so much for the amazing review—I really appreciate you taking the time to share your experience! I’m glad we could move quickly to secure a home you really wanted and work through the hiccups with the right solutions for your family....

Guild Mortgage - Chris Cayo

Senior Loan Officer | NMLS# 854164