Top 5%
Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Chris did an amazing job explaining every step in the process, and he had me covered throughout the entire process of buying my first house
Reply from Owner
August 17th, 2026 10:35 PM
Thank you so much for the kind words, Sonny! It was truly a pleasure helping you through the journey of buying your first home. I know the process can feel overwhelming at times, so I'm glad I could help make things clear and be there to answer...
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Chris did an amazing job explaining every step in the process, and he had me covered throughout the entire process of buying my first house
Reply from Guild Mortgage - Chris Cayo
August 17th, 2026 10:35 PM
Thank you so much for the kind words, Sonny! It was truly a pleasure helping you through the journey of buying your first home. I know the process can feel overwhelming at times, so I'm glad I could help make things clear and be there to answer...
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Chris was there for every little thing and was a good communicator. He made us feel that he really cared for our wellbeing and worked hard to get us the best loan he could.
Reply from Guild Mortgage - Chris Cayo
August 12th, 2026 03:32 PM
Thank you so much, Carol, for the kind words! It was truly a pleasure helping you and Nehemiah through the homebuying process. I'm honored that you trusted me with such an important milestone and that you felt comfortable and confident along...
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Chris did an amazing job explaining every step in the process, and he had me covered throughout the entire process of buying my first house. Everything was explained very thoroughly, and any questions I had along the way were answered
Reply from Owner
August 17th, 2026 12:00 AM
Thank you so much for the kind words, Sonny! It was truly a pleasure helping you through the journey of buying your first home. I know the process can feel overwhelming at times, so I'm glad I could help make things clear and be there to answer...
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Chris is so knowledgeable. The process can be intimidating as first time home buyers, but Chris made it so smooth and educated us on every step along the way!
Reply from Guild Mortgage - Chris Cayo
August 10th, 2026 05:30 PM
Thank you Braelyn for the kind words and for trusting me with your first home purchase! I'm glad I could help make the process feel less intimidating and provide the guidance and reassurance you and Brian needed along the way. Congratulations...
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It's personal
Reply from Guild Mortgage - Chris Cayo
August 10th, 2026 05:31 PM
Thank you so much, Nehemiah, for the opportunity! It was truly a pleasure helping you and Carol through the homebuying process.
Guild Mortgage - Chris Cayo has received a review with 5 star rating from Jeremy W
Reply from Owner
August 4th, 2026 09:53 PM
Thank you, Jeremy, for the review and for trusting me to help with your home financing journey. I'm glad I could keep you and Sarah informed throughout the process and help identify opportunities that made you feel more prepared and confident...
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chris. was. great to work. and. made. me and my wife. feel. very informed and. help. spotlight. things we didn't know and his customer service. is. 10 plus and. I would gladly recommend him to anyone buying a house. or needing. advice. for...
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Reply from Guild Mortgage - Chris Cayo
August 4th, 2026 09:53 PM
Thank you, Jeremy, for the review and for trusting me to help with your home financing journey. I'm glad I could keep you and Sarah informed throughout the process and help identify opportunities that made you feel more prepared and confident...
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Chris made our home buying process flow seamlessly. Chris was so knowledgeable, timely, and very helpful. As a first time home buyer, I really appreciated his attention to detail and reassurance. Chris took the time to educate me every step...
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Reply from Guild Mortgage - Chris Cayo
August 4th, 2026 09:50 PM
Thank you Braelyn for the kind words and for trusting me with your first home purchase! I'm glad I could help make the process feel less intimidating and provide the guidance and reassurance you and Brian needed along the way. Congratulations...
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Chris made what is often a stressful process easy from start to finish.He was knowledgeable, responsive, and always took the time to answer our questions. We felt informed and confident throughout the whole process. We truly appreciate his...
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Reply from Guild Mortgage - Chris Cayo
July 29th, 2026 06:54 PM
Thank you so much for the incredibly kind words. It was truly a pleasure working with you throughout your home-buying journey. From our very first conversation, my goal was to make sure you felt informed, supported, and confident every step...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.