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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Business Hours
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Chris made this whole process really easy, he also explained everything thoroughly and even checked in on us regularly to make sure we were doing OK through the process. Thanks Chris, appreciate all your help!!
Reply from Owner
June 16th, 2026 12:00 AM
Thank you so much for the kind words! It truly means a lot to me. I’m really glad I could help make the process feel easy and keep everything clear along the way—that’s always my goal. It was a pleasure working with you both, and I appreciate...
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Chris made this whole process really easy, he also explained everything throughly and even checked in on us regularly to make sure we were doing OK through the process. Thanks Chris, appreciate all your help!!
Reply from Owner
June 9th, 2026 07:32 PM
Thank you so much for the kind words! It truly means a lot to me. I’m really glad I could help make the process feel easy and keep everything clear along the way—that’s always my goal. It was a pleasure working with you both, and I appreciate...
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Chris made it super easy throughout the whole process!
Reply from Guild Mortgage - Chris Cayo
June 9th, 2026 07:32 PM
Thank you so much for the kind words! It truly means a lot to me. I’m really glad I could help make the process feel easy and keep everything clear along the way—that’s always my goal. It was a pleasure working with you both, and I appreciate...
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Chris is engaging, organized, consistent, helpful. He is what made the experience unique.
Reply from Guild Mortgage - Chris Cayo
May 17th, 2026 07:55 PM
Connie, thank you so much for the kind words—I truly appreciate you taking the time to share your experience! It means a lot to hear that my communication and consistency helped make the process feel smooth and unique for you. My goal is always...
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communication
Reply from Guild Mortgage - Chris Cayo
May 15th, 2026 07:16 PM
Thank you so much for the kind words! I truly appreciate you taking the time to leave a review. Communication is something I take a lot of pride in, so it means a lot to hear that it made a difference in your experience. It was a pleasure working...
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We had an amazing experience with Chris for our home. Everything went smooth from start to finish, and communication was clear and consistent the whole time. He was easy to reach, quick to respond, and kept me updated so I always knew what...
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Reply from Guild Mortgage - Chris Cayo
May 6th, 2026 10:44 PM
Thank you so much for the kind words—I truly appreciate you taking the time to share your experience! It was a pleasure working with you on your home purchase. I’m so glad to hear the process felt smooth and that the communication helped you...
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Working with Chris was an exceptional experience from start to finish. As someone who initially felt overwhelmed by the process, I was truly grateful to have his guidance every step of the way.He took the time to clearly explain my options,...
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Reply from Chris Cayo
May 4th, 2026 07:26 PM
Thank you for your kind words, Danielle. I'm glad to hear that I could provide clear guidance and support throughout the process. It's great to know that my communication and updates were helpful to you. If you need anything else, feel free...
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Working with Chris and his team was an amazing experience for a first time home buyer such as myself. They were with me every step of the way and if I had any questions, I was not afraid to reach out and ask because they would get right back...
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Reply from Guild Mortgage - Chris Cayo
May 4th, 2026 07:31 PM
Thank you so much for the kind words and for trusting my team and me with your first home purchase. Helping first-time buyers feel confident and supported every step of the way is incredibly important to us, so it means a lot to hear that you...
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upfront, honest and gets the job done quickly. If something comes up and gets in the way, he explains exactly how to overcome it and create a solution for the problem. Hands-down would use crisp for any transaction on real estate refinance...
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Reply from Guild Mortgage - Chris Cayo
April 21st, 2026 12:09 AM
Thank you so much for the kind words, David—I really appreciate you taking the time to share this. Being upfront, honest, and moving efficiently are things I take a lot of pride in, especially when challenges pop up along the way. I’m glad...
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First time home buyer, deer in the headlights, overwhelmed, very anxious bc of a concerning economy and a lot of other matters were what I brought to my initial meeting with Chris. He listened, addressed every single concern, answered alot...
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Reply from Guild Mortgage - Chris Cayo
April 21st, 2026 12:06 AM
Jennifer, thank you so much for taking the time to share this. It truly means more than you know. Buying your first home—especially in a challenging and uncertain economy—can feel overwhelming, and I’m so glad I was able to help bring some...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.