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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
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Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
I had the pleasure of working with Chris Cayo as the lender on my buyer's home purchase, and I can't recommend him enough. Chris was incredibly knowledgeable, guiding us through the mortgage process with ease. He communicated proactively, ensuring...
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Reply from Owner
December 5th, 2024 09:47 PM
Madison, thank you so much for your kind words and thoughtful review! It’s an absolute pleasure working with you and your clients, and I’m truly honored to have earned your trust. Your confidence in me, especially with your client referrals,...
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Chris is amazing!! He made our mortgage process so easy! He is extremely professional, kind and very knowledgeable.
I would highly recommend him!
Reply from Chris Cayo
December 5th, 2024 09:33 PM
Thank you so much for the wonderful 5-star review, Beth! It was truly an honor to be a part of your home buying journey, and it was an absolute pleasure working with you and your family. I'm thrilled to hear that we were able to make the process...
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Chris is amazing!! He made our mortgage process so easy! He is extremely professional, kind and very knowledgeable.I would highly recommend him! The process moved along so quickly. Thank you Chris!
Reply from Owner
December 5th, 2024 12:00 AM
Thank you so much for the wonderful 5-star review, Beth! It was truly an honor to be a part of your home buying journey, and it was an absolute pleasure working with you and your family. I'm thrilled to hear that we were able to make the process...
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Chris made our mortgage process incredibly easy and smooth. He worked quickly, communicated clearly, and consistently kept us informed every step of the way. His personality and professionalism made the entire experience enjoyable, and we always...
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Reply from Chris Cayo
December 5th, 2024 09:27 PM
Thank you so much for the kind words, Ana! I truly appreciate you taking the time to leave such a thoughtful review. I still remember the first time we spoke, when I was on vacation with my family, and I instantly felt that we would be the...
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Chris made our mortgage process incredibly easy and smooth. He worked quickly, communicated clearly, and consistently kept us informed every step of the way. His personality and professionalism made the entire experience enjoyable, and we always...
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Reply from Owner
December 5th, 2024 12:00 AM
Thank you so much for the kind words, Ana! I truly appreciate you taking the time to leave such a thoughtful review. I still remember the first time we spoke, when I was on vacation with my family, and I instantly felt that we would be the...
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Chris Cayo is the best in the business! He treats you like family! There is no one better to put your trust in for your lending! Chris went above and beyond to make things work for us and made our home owning dreams come true! We literally...
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Reply from Owner
September 24th, 2024 06:42 PM
Thank you so much for the incredible review, Emily! It was truly an honor to work with you and help make your homeownership dreams a reality. I’m so glad you felt we went above and beyond to make things work, and I appreciate the trust you...
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I am a Real Estate Broker, and I am so grateful and blessed to be able to refer my clients to Chris for his expertise in the mortgage lending process. From start to finish he takes cares for my clients, walks them through each step and stays...
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Reply from Chris Cayo
December 5th, 2024 09:28 PM
Thank you so much for the kind words, Katie! It’s always a pleasure working with you and your clients, and I truly appreciate your trust in me to help guide them through the mortgage process. Your partnership and communication make everything...
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Chris and his team were exceptional throughout our entire experience. From the first interaction to the final steps of our process, their professionalism and dedication were evident. Chris was incredibly helpful and friendly with me and my...
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Reply from Chris Cayo
December 5th, 2024 09:28 PM
Angel, Thank you for the fantastic review! It was a pleasure helping you and your wife with your first home purchase. I’m glad I could make the process smoother and answer all your questions. It’s great to know you’re happy with your new home...
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Chris is honestly one of the most amazing lenders to work with. His communication and thoroughness are amazing. Our transaction had many hurdles to overcome and his weekly updates regardless of what was going on helped us all to stay on track.He...
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Reply from Owner
August 2nd, 2024 09:45 PM
Hey Dawn, Thank you so much for your kind words and 5-star review! It was truly a pleasure working with you on this transaction. I'm grateful to have been part of the process, and I'm excited we could navigate through the many hurdles together....
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Working with Chris Cayo of Guild Mortgage was a fantastic experience. As a Realtor, I have encountered many lenders, but Chris truly stands out. His professionalism, dedication, and expertise were evident throughout the entire transaction....
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Reply from Owner
August 2nd, 2024 09:47 PM
Kurt, Thank you so much for your generous 5-star review! It was truly a fantastic experience working with you as well. Your professionalism and dedication made the process seamless for our clients, and I'm grateful for the opportunity to work...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.