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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Very, very happy with Chris Cayo and his team. I was out of town when my offer was accepted and nervous about how this would be done. Chris is very proactive, offers solutions to problems, and most importantly communicated often and clearly....
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Reply from Owner
August 2nd, 2024 09:52 PM
Hey Nora, Thank you so much for your wonderful 5-star review! I'm very excited to hear that you were very happy with my team and me. It was a pleasure to be part of your home purchase journey, especially knowing you were out of town when your...
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Very, very happy with Chris Cayo and his team. I was out of town when my offer was accepted and nervous about how this would be done. Chris is very proactive, offers solutions to problems, and most importantly communicated often and clearly....
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Reply from Chris Cayo
December 27th, 2024 08:01 PM
Hey Nora, Thank you so much for your wonderful 5-star review! I'm very excited to hear that you were very happy with my team and me. It was a pleasure to be part of your home purchase journey, especially knowing you were out of town when your...
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Chris Cayo is an outstanding Loan Officer! He is highly professional, knowledgeable and responsive. I felt Chris was always looking out for our best interests.He was very patient with us, answering all of our questions. He made the paperwork...
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Reply from Owner
August 2nd, 2024 09:55 PM
Kimberly, Thank you so much for your fantastic 5-star review! It was truly an honor to assist you and your husband with your home purchase. I'm glad to hear that you felt I was looking out for your best interests and that the process was smooth...
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Chris is highly professional, knowledgeable and responsive. I felt Chris was always looking out for our best interests.He was very patient with us, answering all of our questions. He made the paperwork quick, easy and there were absolutely...
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Reply from Owner
December 5th, 2024 12:00 AM
Kimberly, Thank you so much for your fantastic 5-star review! It was truly an honor to assist you and your husband with your home purchase. I'm glad to hear that you felt I was looking out for your best interests and that the process was smooth...
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Im a first time home buyer and i have to say me experance is nothing i expected.. Chris basicly held my hand through it.. Helped me cet my finances and credit in order... i cant thank you enough Chris.....
Reply from Owner
June 12th, 2024 10:19 PM
Hey Mark, your review means a lot! I'm glad I could guide you through the home-buying process and assist with improving your credit. It's rewarding to know you'd recommend my services to others, and I'm here if you need any more help in the...
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amazing experance.. i knew nothing about buying a home.. Chris walked me through it.. He helped me clean up my credit as well.. i will refer him to everyone i know.. THANK YOU CHRIS!!!
Reply from Chris Cayo
June 12th, 2024 10:18 PM
Hey Mark, your review means a lot! I'm glad I could guide you through the home-buying process and assist with improving your credit. It's rewarding to know you'd recommend my services to others, and I'm here if you need any more help in the...
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Amazing ecperance.. as a first time home buyer i did not know what to expect.. Chris walked me through all of it.. Helped get my finances and credit cleaned up.. Thank you Chris...
Reply from Owner
June 12th, 2024 12:00 AM
Hey Mark, your review means a lot! I'm glad I could guide you through the home-buying process and assist with improving your credit. It's rewarding to know you'd recommend my services to others, and I'm here if you need any more help in the...
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As a local Real Estate Broker, having a lender who is communicative, timely, honest, tenacious and available for my clients is paramount. Chris is all of those things and more. His ability to find "out of the box" solutions and help clients...
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Reply from Owner
June 5th, 2024 11:51 PM
Steve, thank you for the very kind review! I'm glad you appreciate my communication, timeliness, honesty, and creativity in finding solutions. Working with dedicated professionals like you is rewarding. I appreciate your trust and look forward...
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Chris is the best! He helped us get the home of our dreams quickly and efficiently. He made sure to explain every step of the process and keep us up to date on what was going on. He answered every single question we had, even when on vacation....
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Reply from Chris Cayo
June 3rd, 2024 08:27 PM
Kirstin, thank you so much for your wonderful review and for choosing me as your loan officer! I'm happy you felt that I could help you secure the home of your dreams quickly and efficiently. It was my pleasure to guide you through the process,...
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Chris is THE loan officer you want on your home buying team! For the past 6 months, he's taken the time to learn our finances inside and out. We experienced a few speed bumps in our selling journey, and Chris was there every step of the way...
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Reply from Owner
June 3rd, 2024 08:16 PM
Allison & Aaron, Thank you so much for your kind words and for choosing me as your loan officer! I'm VERY HAPPY to hear that I could help make your home buying experience a positive one, despite the speed bumps along the way. It was a pleasure...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.