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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Chris and his team have been nothing but outstanding in helping me succeed with my first house purchase. Whenever I had questions or concerns Chris was available to help me and explain things to me. If you’re looking for an efficient, hardworking,...
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Reply from Chris Cayo
December 5th, 2024 10:46 PM
Yasmin, thank you so much for your wonderful review and kind words! It was an absolute pleasure helping you with your first home purchase. I’m so glad I could assist with your questions and provide clarity throughout the process. Your recommendation...
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Chris has been seriously the best loan officer one can hope for. Quick and efficient to respond to any questions I had but also always doing his utmost best to get you any savings when possible. If you’re looking for proficiency and reliability...
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Reply from Owner
December 5th, 2024 12:00 AM
Yasmin, thank you so much for your wonderful review and kind words! It was an absolute pleasure helping you with your first home purchase. I’m so glad I could assist with your questions and provide clarity throughout the process. Your recommendation...
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Chris and his team are the best ever. Easy to work and stayed in constant contact. I do not think I could have ever had an easier or better experience in buying a home. World class.
Reply from Chris Cayo
December 5th, 2024 10:38 PM
Patrick, thank you so much for your kind words and thoughtful review! It was truly an honor to work with you throughout the home-buying process. I'm thrilled to hear you found it easy and seamless—maintaining constant communication is a top...
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Chris and his team made our loan process a breeze for the purchase of our new home. Formally being in the industry, I can assure you they are extremely knowledgeable with all the ins and outs of the industry and the entire loan process. The...
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Reply from Owner
December 5th, 2024 10:12 PM
Marie, thank you so much for the kind words and fantastic review! It was a pleasure working with you and JJ, and I'm so glad to hear that our communication and expertise helped make your home purchase process a breeze. As someone with experience...
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Chris and his team made our loan process a breeze for the purchase of our new home. Formally being in the industry, I can assure you they are extremely knowledgeable with all the ins and outs of the industry and the entire loan process. The...
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Reply from Chris Cayo
December 5th, 2024 10:13 PM
Marie, thank you so much for the kind words and fantastic review! It was a pleasure working with you and JJ, and I'm so glad to hear that our communication and expertise helped make your home purchase process a breeze. As someone with experience...
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Chris and his team made our loan process a breeze for the purchase of our new home. Formally being in the industry, I can assure you they are extremely knowledgeable with all the ins and outs of the industry and the entire loan process. The...
read more
Reply from Owner
December 5th, 2024 12:00 AM
Marie, thank you so much for the kind words and fantastic review! It was a pleasure working with you and JJ, and I'm so glad to hear that our communication and expertise helped make your home purchase process a breeze. As someone with experience...
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Chris and his team really know what they are doing. I will be using him again and again!
Reply from Chris Cayo
December 5th, 2024 10:06 PM
Shane, thank you so much for the 5-star review! I'm thrilled to hear that you had a great experience working with me and my team. It’s always a pleasure to help guide clients through the loan process, and I’m grateful for your continued trust....
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I have the utmost confidence recommending Chris to anyone looking for some one to guide them though the loan process. I have had the pleasure of working with Chris a number of times during our relationship and I have and will follow him where...
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Reply from Chris Cayo
December 5th, 2024 10:04 PM
Sara, thank you so much for your kind words and your unwavering support! It’s truly an honor to have had the opportunity to work with you multiple times, and I’m grateful for the trust you've placed in me. Knowing that I’ve been able to guide...
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Working with Chris and his team was the most amazing experience you could ask for when taking on the life changing task of purchasing a new home. We had a lot of moving factors - selling an existing property, purchasing a home with contingencies,...
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Reply from Chris Cayo
December 5th, 2024 09:39 PM
Brittany, thank you SO VERY MUCH for your heartfelt review! I’m so glad we could be part of this long journey to getting you into your dream home. Even though we faced several hurdles along the way, many of which were beyond our control, we...
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Working with Chris and his team was the most amazing experience you could ask for when taking on the life changing task of purchasing a new home. We had a lot of moving factors - selling an existing property, purchasing a home with contingencies,...
read more
Reply from Owner
December 5th, 2024 12:00 AM
Brittany, thank you SO VERY MUCH for your heartfelt review! I’m so glad we could be part of this long journey to getting you into your dream home. Even though we faced several hurdles along the way, many of which were beyond our control, we...
read more
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.