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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Chris and his team did a fantastic job through the entire process by keeping is up to date on everything that always being available to answer any questions we had. They made the process seamless and stress free. Would highly recommend if you...
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Reply from Chris Cayo
December 27th, 2024 08:33 PM
Thank you for the amazing 5-star review, Brock! I’m so happy to hear that our updates were not only fantastic but also helped make the process seamless and stress-free. It was a pleasure to be part of this chapter in your family’s story, and...
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I had a great experience with Chris, customer service was outstanding, providing clear communication throughout the entire process. The application was straightforward, and I appreciated the quick response times.
Reply from Owner
December 27th, 2024 12:00 AM
Thank you for the fantastic 5-star review, Harry! I'm so glad to hear you found our customer service outstanding, and that our clear communication made the process smooth. It was a pleasure assisting you with your mortgage lending needs, and...
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Thank you Chris for all your help in buying a house. You were so patient with me. I appreciate all your help and am so grateful you made the home buying process less stressful!Thank you for everything!! Appreciate you!
Reply from Owner
December 27th, 2024 12:00 AM
Thank you so much for your wonderful review, Sandra! I'm truly grateful for the opportunity to help someone who does so much for our community through your work. It was a pleasure assisting you throughout the home-buying process, and I’m glad...
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Chris and his team were clear, concise, responsive, informative, and extremely helpful through the entire loan process. If you're in the market or know someone that is, give them a call.
Reply from Chris Cayo
December 5th, 2024 11:49 PM
Jeremy, thank you so much for your kind words and the fantastic review! I’m excited to hear that you found our communication clear, concise, and responsive throughout the process, and I’m honored that we could assist you and Magde with your...
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⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Chris Cayo has earned my respect! Throughout the process he has proven to be knowledgeable, responsive and always 2 steps ahead of any potential challenges so that they are resolved before being an issue. His assistant, Charity...
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Reply from Chris Cayo
December 5th, 2024 11:42 PM
Aenoy, thank you so much for your kind words and amazing review! I'm very happy to hear that you felt supported, ahead of any challenges throughout the process. It’s always my goal to ensure things run smoothly, and I’m glad that Charity and...
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Chris Cayo has earned my respect! Throughout the process he has proven to be knowledgeable, responsive and always 2 steps ahead of any potential challenges so that they are resolved before being an issue. His assistant, Charity was also amazing...
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Reply from Chris Cayo
December 5th, 2024 11:42 PM
Aenoy, thank you so much for your kind words and amazing review! I'm very happy to hear that you felt supported, ahead of any challenges throughout the process. It’s always my goal to ensure things run smoothly, and I’m glad that Charity and...
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Chris was great to work with. He was very responsive and kept us up to date every step of the way!
Reply from Chris Cayo
December 5th, 2024 11:29 PM
Nancy, thank you so much for your kind review! It was a pleasure working with you and keeping you informed every step of the way. I’m so glad you found our responsiveness helpful—it’s always my goal to make the process smooth and stress-free,...
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Chris and his team are amazing, professional, kind and patient.
Chris walked me through every phase of my loan process making it extremely easy during a stressful time.
Stellar service
Reply from Owner
December 5th, 2024 11:21 PM
Steve, thank you so much for your kind words and thoughtful review! It was an honor to guide you through every phase of your loan process. I’m so glad to hear that we could make things easier for you during what can be a stressful time. Your...
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Chris and his team are amazing, professional, kind, and patient. Chris walked me through every phase of my loan process making it extremely easy during a stressful time.
Reply from Chris Cayo
December 5th, 2024 11:23 PM
Steve, thank you so much for your kind words and thoughtful review! It was an honor to guide you through every phase of your loan process. I’m so glad to hear that we could make things easier for you during what can be a stressful time. Your...
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I am happy to have worked with Chris and his team. They are very knowledgeable, thorough and available to answer any questions and concerns you may have. If I should need another loan in the future , it will definitely be Chris and his team...
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Reply from Owner
December 5th, 2024 10:46 PM
Yasmin, thank you so much for your wonderful review and kind words! It was an absolute pleasure helping you with your first home purchase. I’m so glad I could assist with your questions and provide clarity throughout the process. Your recommendation...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.