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Guild Mortgage - Chris Cayo - Senior Loan Officer  | NMLS# 854164 in Vancouver, WA
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Guild Mortgage - Chris Cayo

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Senior Loan Officer | NMLS# 854164

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I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
  • google
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    Julia P R
    Posted on February 6th, 2025 09:20 PM
    Chris is a fantastic communicator—prompt, knowledgeable, and truly an expert in his field. He is a strong advocate for his clients and does an excellent job educating them on their options. I’ve had the pleasure of working with Chris on two...
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    Reply from Owner
    February 7th, 2025 01:49 AM
    Thank you so much, Julia! I truly appreciate your amazing review and kind words. It has been a pleasure working with you on these transactions. Communication is incredibly important to me and my team, so it means a lot to hear that the buyers...
    read more
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    Julia P
    Tacoma, WA
    Posted on February 6th, 2025 09:20 PM
    Chris is a fantastic communicator—prompt, knowledgeable, and truly an expert in his field. He is a strong advocate for his clients and does an excellent job educating them on their options. I’ve had the pleasure of working with Chris on two...
    read more
    Reply from Chris Cayo
    February 7th, 2025 01:49 AM
    Thank you so much, Julia! I truly appreciate your amazing review and kind words. It has been a pleasure working with you on these transactions. Communication is incredibly important to me and my team, so it means a lot to hear that the buyers...
    read more
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    Lorena R
    Posted on February 4th, 2025 01:06 PM
    Guild Mortgage - Chris Cayo has received a review with 5 star rating from Lorena R
    Reply from Owner
    February 7th, 2025 01:55 AM
    Lorena, it was truly an honor to assist you and your family with another home purchase! I’m incredibly grateful to have had the opportunity to work with you again and to know that I was able to exceed your expectations—even the second time...
    read more
  • SFTP
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    Lorena R
    Tacoma, WA
    Posted on February 4th, 2025 01:06 PM
    Chris was efficient and kept us abreast of any changes, concerns, and answered all of my questions.
    Reply from Chris Cayo
    February 7th, 2025 01:55 AM
    Lorena, it was truly an honor to assist you and your family with another home purchase! I’m incredibly grateful to have had the opportunity to work with you again and to know that I was able to exceed your expectations—even the second time...
    read more
  • write_review
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    Lorena R
    Posted on January 28th, 2025 11:01 PM
    This is the second time I have worked with Chris during the home-buying process, and once again, he exceeded all expectations! From start to finish, Chris was communicative, transparent, kind, and always available to address any questions or...
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    Reply from Chris Cayo
    February 1st, 2025 04:04 PM
    Lorena, it was truly an honor to assist you and your family with another home purchase! I’m incredibly grateful to have had the opportunity to work with you again and to know that I was able to exceed your expectations—even the second time...
    read more
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    Eric H
    Posted on January 22nd, 2025 10:35 PM
    I have immense gratitude for Chris's help throughout the home-buying process. I have never purchased a home before, and from the very beginning, Chris was communicative, transparent, kind, and always available. He alleviated any concerns I...
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    Reply from Chris Cayo
    February 1st, 2025 04:08 PM
    Eric, it was an absolute honor to help you and your family with your home purchase! I’m truly grateful that my commitment to providing top-notch service was evident throughout your journey. Guiding first-time homebuyers with transparency, clear...
    read more
  • SFTP
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    CRYSTAL N
    Ocean Park, WA
    Posted on December 27th, 2024 12:03 AM
    Great communication throughout the entire transaction even though I was not working with the
    Reply from Chris Cayo
    December 27th, 2024 08:13 PM
    Thank you for the 5-star review, Crystal! I believe communication is key to a smooth and on-time closing, which is why I prioritize keeping everyone informed throughout the process. I'm glad my efforts made a difference, and I hope we get the...
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  • SFTP
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    Andrew O
    Battle Ground, WA
    Posted on December 24th, 2024 03:29 PM
    Chris is a first class professional. His dialed in systems of communication and follow through keep the client confident and the transaction always on target. Im always at peace when Chris is navigating the finance.
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    Reply from Chris Cayo
    December 27th, 2024 08:18 PM
    Thank you for the 5-star review, Andrew! My team and I aim to provide first-class service in every transaction. With years of experience, I've developed systems that ensure effective communication and on-time closings. I'm glad to hear you're...
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  • google
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    Pri L U F
    Posted on December 18th, 2024 03:48 AM
    Thank you Chris for all your help in buying a house. You made the process less stressful. I appreciate your help! Thanks for the great customer service!!
    Reply from Owner
    December 27th, 2024 08:22 PM
    I'm truly grateful for the opportunity to help someone who does so much for our community through your work. It was a pleasure assisting you throughout the home-buying process, and I’m glad I could help make it less stressful for you. I hope...
    read more
  • write_review
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    Sandra S
    Posted on December 18th, 2024 03:44 AM
    Chris and his team are amazing!! Thank you for all your help! Greatly appreciate your patience in answering all my questions and for being there! Thank you for helping me get into my new honme and providing me and my daughter a fresh start!
    Reply from Chris Cayo
    December 27th, 2024 07:55 PM
    Thank you so much for your wonderful review, Sandra! I'm truly grateful for the opportunity to help someone who does so much for our community through your work. It was a pleasure assisting you throughout the home-buying process, and I’m glad...
    read more
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    About
    I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    VA Loan
    Conventional Loan
    FHA Loan
    DPA Loan Programs
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    View All
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    Memberships
    • BIA Clark County

    Time Zone

    Pacific Standard Time (PST)
    Awards
    Best of 2024 - Mortgage Lending
    Best of 2024 - Mor...
    Disclaimer
    I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.