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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
The Process was absolutely flawless. Chris Cayo and his asst were there with us and for us throughout the complete process checking in all the time with us. Any questions we had were answered immediately. it was very refreshing to work with...
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Reply from Chris Cayo
March 7th, 2025 06:38 PM
Hi Daniel, Thank you so much for your kind words and for taking the time to leave such a great review. I'm really glad to hear that you found the process to be flawless and that we were able to address all of your questions promptly. It's important...
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Chris Cayo is awesome, he made our loan process easy and stress free! I would highly recommend Chris and Guild Mortgage!
Reply from Owner
April 9th, 2025 05:51 AM
Thank you so much, Tina! I'm thrilled to hear that your loan process was stress-free and that I could make it easy for you. It was a pleasure keeping you updated and being there to answer your questions. Your recommendation means a lot to me,...
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Chris is awesome! Our entire loan process was Stress free, Chris walked us through the entire process and made it very easy. Chris also personally called us every week to give us updates and was always available when ever we had questions about...
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Reply from Chris Cayo
March 7th, 2025 06:09 PM
Thank you so much, Tina! I'm thrilled to hear that your loan process was stress-free and that I could make it easy for you. It was a pleasure keeping you updated and being there to answer your questions. Your recommendation means a lot to me,...
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He was very friendly. Easy to work with explained everything in a manner. I could understand helped get really good rates and saved me money.
Reply from Chris Cayo
March 7th, 2025 01:44 AM
Kit, thank you so much for your kind words. It was a pleasure working with you and I'm thrilled to hear that you found the process easy and understandable. Getting you a great rate and saving you money was my top priority, so I'm glad we achieved...
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Chris and his team have great communication throughout the whole process. They get the job done with no hassles & in a very timely manner. Highly recommend Chris!
Reply from Guild Mortgage - Chris Cayo
April 17th, 2025 11:49 PM
Michelle, thank you so much for your kind words and for taking the time to share your experience. It was a pleasure working with you and an honor to have your trust. I'm thrilled to hear that you find our communication and process satisfying....
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If I could I would give Chris and his team a 6 star rating! He has been absolutely amazing! He has been very descriptive with every little detail really making sure that we understand that process as first time home buyers. He has made the...
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Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:48 AM
Thank you so much, William! I truly appreciate the 5-star review—and hey, I’ll gladly take that 6th star too! It was an honor to help guide you through your first home purchase and make the process as easy and clear as possible. Your trust...
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Chris made our first time home buying experience a breeze! We were on the market for a lender who would break down the steps easily to understands and who we can trust and that’s exactly what we got! Definitely would recommend to all my friends...
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Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:46 AM
Thank you so much, Makayla! I truly appreciate the kind words and the opportunity to help you through your first home purchase. It means a lot that you trusted me and my team to guide you through the process in a way that was easy to understand....
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Buyign a hosue is very stresfful not knowing what you are approved for what is needed, Chris and his team were awesome! They answered all my questions explained everything up front, made the process easier, helped save money on the interest...
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Reply from Owner
February 21st, 2025 06:57 PM
Thank you, Kit, for your generous 5-star review! It was an honor to assist you in your home-buying journey. I'm happy we could alleviate the stress of the process and secure over $9,000 in savings through various programs and strategic market...
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Buying a house is very stressful and every company is different but I would highly recommend Chris and his team. He answered all my question, explained things that I could understand, saved my money on the APR and even helped find a cheaper...
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Reply from Guild Mortgage - Chris Cayo
June 2nd, 2025 08:46 PM
Kit, I can’t believe it’s already been nearly four months since we closed on your home—time really flies! I hope you’re doing well and enjoying your new property.
I just realized my response to your generous 5-star review hadn’t been posted...
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Chris is awesome, our experience with him during our home purchase was fabulous! He kept us well informed of every step of our progress of our home purchase. He is a great communicator and an overall very nice person!
Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:49 AM
Thank you so much, Tina! I'm thrilled to hear that your loan process was stress-free and that I could make it easy for you. It was a pleasure keeping you updated and being there to answer your questions. Your recommendation means a lot to me,...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.