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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
Chris and his team were extremely thorough, proactive and professional from beginning to end of buying our house. Guild Mortgage, Chris and his team was the easiest process out of the previous four houses I have purchased in the past. If, anyone...
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Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 08:56 PM
Hey Steve and Cindee,Thank you both so much for this incredible review! It was truly an honor to assist you with your home purchase. Hearing that we not only exceeded your expectations, but also provided your first hassle-free transaction after...
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Chris helped me tenaciously to find funding for a client that I have been working with for a couple of years…..he was successful and my hat is off to him! Closed it a few days ago
Reply from Owner
May 28th, 2025 08:31 PM
Jim, thank you so much for your fantastic 5-star review and, more importantly, for your trust and the referral! Every client, especially your referrals, is incredibly important to us, and our goal is always to provide amazing service.
Knowing...
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Chris was an outstanding mortgage broker who helped us through a very complex home purchase. We had to close on our old home and then close on our new one just three days later, and Chris made it all happen smoothly. He was proactive, communicative,...
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Reply from Owner
July 16th, 2025 11:33 PM
Jim and Sue, thank you both so much for this incredible review! It was truly an honor to assist you with your complex home purchase. I'm so happy we were able to exceed your expectations.Navigating the sale of one home and the purchase of another,...
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We worked with Chris during a very complex home-buying process, and he delivered outstanding service from start to finish. We closed on the sale of our old home and purchased our new one just three days later—a tight and stressful timeline...
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Reply from Chris Cayo
May 22nd, 2025 10:22 PM
I'm thrilled to hear that your home-buying process was smooth and successful. It was a privilege to assist you through such a complex transaction. Your kind words about my service and communication are greatly appreciated. Thank you for your...
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Chris and his team made my first time homebuying experience easy and enjoyable! I would give them 6 stars if I could! The communication was great, and I always knew what what happening with my transaction. I was under a time crunch to close...
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Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 08:23 PM
Kelsey, thank you so much for the amazing review! I’m beyond happy to hear that you felt we went above and beyond—your kind words truly mean a lot. We always strive to provide the best service possible, and communication is a big part of that,...
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Chris deserves 6 out of 5 stars, I’m so grateful that I chose him and his team. They are super nice and easy to talk to; helping us that don’t know all the terminology; keeping you updated weekly! And saving me a couple thousand dollars with...
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Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 08:18 PM
Aaron, thank you so much for the incredible review! I’m truly honored by your kind words and thrilled to hear that you felt we went above and beyond. We always strive to provide the best service possible, and communication is a huge part of...
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Working with Chris was a very efficient process and we were well informed throughout the journey of applying for a home loan. We have bought several homes throughout our life and this was the best experience we have had with this stress full...
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Reply from Guild Mortgage - Chris Cayo
June 2nd, 2025 08:41 PM
Sue, Thank you so much for your thoughtful review! I’m truly grateful I had the opportunity to assist you and Jim with your home purchase. It means a lot to hear that this was the best experience you’ve had—especially after purchasing several...
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Had a great experience working with Chris Cayo! He’s supbyr friendly, easy to talk to, and knows his stuff. Chris walked us through everything, answered all our questions, and made the whole loan process way less stressful than expected. You...
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Reply from Chris Cayo
May 12th, 2025 01:57 PM
I'm thrilled to hear that your experience working with me was positive and that I could make the loan process less stressful for you. It's great to know that you found my assistance helpful and friendly. Thank you for your kind words and recommendation....
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Chris did such an amazing job helping us before we even qualified for a loan. He took the time to explain to us what we needed to do to qualify for a home loan. Once we got pre approved he was there every step of the way to walk us through...
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Reply from Chris Cayo
May 12th, 2025 04:21 AM
I'm thrilled to hear that your home loan journey was smooth and memorable. It was a pleasure guiding you through the process and answering your questions. Thank you for your kind words and for trusting me with your mortgage needs at Guild Mortgage....
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Chris Cayo was amazing to work with!
Reply from Chris Cayo
April 28th, 2025 01:49 PM
I'm thrilled to hear that you had an amazing experience working with me at Guild Mortgage. It was a pleasure assisting you with your purchase. Thank you for your kind words!
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.