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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Guild Mortgage - Chris Cayo has received a review with 5 star rating from Kim N
Reply from Owner
June 20th, 2025 05:06 PM
Kim, thank you for taking a moment to leave such a 5-star review! I'm so glad we finally had the opportunity to work together, and I'm especially happy that we were able to find a buyer who loved your listing as much as the previous owner.Providing...
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Great transaction all the way around! I also could not be more grateful for you finding the buyer for my listing. You're a rockstar! This was the first time we've worked together, and I look forward to another soon.
Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 09:19 PM
Kim, thank you for taking a moment to leave such a 5-star review! I'm so glad we finally had the opportunity to work together, and I'm especially happy that we were able to find a buyer who loved your listing as much as the previous owner.Providing...
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Chris deserves 6 out of 5 stars, I’m so grateful that I chose him and his team. They are super nice and easy to talk to; helping us that don’t know all the terminology; keeping you updated weekly! And saving me a couple thousand dollars with...
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Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 08:17 PM
Aaron, thank you so much for the incredible review! I’m truly honored by your kind words and thrilled to hear that you felt we went above and beyond. We always strive to provide the best service possible, and communication is a huge part of...
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Chris and his team you're awesome to work with his team is very knowledgeable also it was a great experience for me I can't thank Chris and his team enough
Reply from Owner
July 16th, 2025 11:33 PM
Hey Rick, thank you so much for your incredibly kind words! It was truly an honor to assist you not only with your purchase but also the sale of your home. We know that with so many moving parts, things can get stressful, and our goal is always...
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Chris and Charity went out of their way to get financing for a condo that needed a little TLC from the HOA. It took a little while but a great experience working with them both.
Reply from Owner
May 28th, 2025 07:47 PM
Dee, thank you so much for taking the time to leave such a kind review! It was truly our pleasure to assist you and Brendan with your transaction. We know you worked with a couple of other lenders before connecting with our team, and I'm genuinely...
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Went over and above to find a mortgage company that would finance a condo that needed a little TLC.
Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 07:44 PM
Dee, thank you so much for taking the time to leave such a kind review! It was truly our pleasure to assist you and Brendan with your transaction. We know you worked with a couple of other lenders before connecting with our team, and I'm genuinely...
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Chris Cayo is not only an awesome mortgage lender, he's a wonderful & kind person! Very grateful to know him and trust he will take care of my clients ☺️
Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 07:42 PM
Thanks so much, Katie! Your review truly brightened my day. I'm so grateful for your trust in me and my team to always take great care of your clients. It's a privilege to partner with wonderful professionals like you!
Chris was an outstanding mortgage broker who helped us through a very complex home purchase. We had to close on our old home and then close on our new one just three days later, and Chris made it all happen smoothly. He was proactive, communicative,...
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Reply from Chris Cayo
May 28th, 2025 03:42 PM
I'm delighted to hear that your complex home purchase process went smoothly. It was a pleasure assisting you through the transitions, and I'm glad I could help alleviate some of the stress. Thank you for your kind words and recommendation.
Hello.This is my first time going through a home-buying process. I understand there are many, many options for securing a mortgage loan. I started several years ago with my brick and morter bank to get pre-qualified. Took our time to first...
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Reply from Chris Cayo
May 26th, 2025 05:39 PM
I'm thrilled to hear about your positive experience with Guild Mortgage. It was a pleasure guiding you through the home-buying process. I'm glad that the use of technology and regular communication made the journey smoother for you and your...
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Highly recommend Chris, and his team with Guild Mortgage. Chris completely superseded our expectations. This was my 5th home purchase. This was the first purchase hassle free, from beginning to end. Chris was extremely thorough, professional...
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Reply from Owner
May 28th, 2025 08:57 PM
Hey Steve and Cindee, thank you both so much for this incredible review! It was truly an honor to assist you with your home purchase. Hearing that we not only exceeded your expectations, but also provided your first hassle-free transaction...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.