Top 5%
Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Chris was wonderful with communication and made sure the transaction went along smoothly and on time. He was great!
Reply from Chris Cayo
April 25th, 2025 10:33 PM
I'm thrilled to hear that you had a smooth and timely transaction experience. It was a pleasure assisting you, and I appreciate your kind words about my communication. Thank you for choosing Guild Mortgage for your purchase.
Chris helped us improve our credit and put us in the position to finally buy our dream property! He was prompt and communicative and made this whole process easy. It felt like working with family.
Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:33 AM
Thank you, John! You taking the time to leave a review means a lot. I always strive to treat every client like family, and I’m honored to have been part of this chapter in your families story. Watching you reach the goal of buying your dream...
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Chris is a clear communicator, on it, organized, and great to work with.
Reply from Chris Cayo
April 10th, 2025 06:48 PM
I'm thrilled to hear about your positive experience, Heather. It was a pleasure working with you, and I'm glad I could assist you effectively. Thank you for your kind words and for choosing Guild Mortgage.
Chris was referred to me. My referral partner said that I would really like working with Chris for many reasons, with the best reason being "Chris gets it done". I know that includes his team, which were also excellent to work with. Chris will...
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Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:57 AM
Thank you so much for your thoughtful review, Tina! I’m so glad you had a positive experience working with me and my team. We strive to get it done and make the process as smooth as possible, especially for our veterans. I appreciate your trust...
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Chris is a great lender. He is knowledgeable, patient and was willing to walk me through each step of the way.
Reply from Owner
April 9th, 2025 05:41 AM
Thank you so much, Josh! I really appreciate the kind review—and more importantly, the opportunity to assist you with your first home purchase. It means a lot to know that you found value not just in the knowledge I shared, but also in my responsiveness...
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Chris and his team were great through my entire purchasing process. Chris specifically was always available to answer the questions I had and give me advice. Very knowledgeable and easy to work with.
Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:40 AM
Thank you so much, Josh! I really appreciate the kind review—and more importantly, the opportunity to assist you with your first home purchase. It means a lot to know that you found value not just in the knowledge I shared, but also in my responsiveness...
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Chris is experienced and down to earth. He takes the time to explain everything so it’s easy to understand. He is willing to give his personal advice to make it easier to work through the challenging decisions. He was always available when...
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Reply from Owner
April 8th, 2025 12:00 AM
Thank you so much, Josh! I really appreciate the kind review—and more importantly, the opportunity to assist you with your first home purchase. It means a lot to know that you found value not just in the knowledge I shared, but also in my responsiveness...
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Chris & his team turned my whole experience from chaotic & miserable into an exciting adventure & saved me thousands! Thank you so much ...
Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:57 AM
Thank you so much, Linda! I truly appreciate the kind words and the opportunity to assist you with your VA loan. I know you started out with Veteran’s United, and when you told me we were saving you over $10,000 compared to what they quoted,...
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Chris and his team are always fantastic to work with.
Reply from Chris Cayo
March 28th, 2025 02:33 PM
I'm thrilled to hear that you had a fantastic experience working with us, Whitney. It was a pleasure assisting you with your purchase, and we appreciate your kind words. Thank you for choosing Guild Mortgage.
Chris was a life-saver! After a terrible experience with another loan company, Chris walked me through every detail and obstacle we ran into with ease and grace and patience! Although I was a novice at home-buying, he and his team treated me...
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Reply from Guild Mortgage - Chris Cayo
April 9th, 2025 05:58 AM
Thank you so much, Linda! I truly appreciate the kind words and the opportunity to assist you with your VA loan. I know you started out with Veteran’s United, and when you told me we were saving you over $10,000 compared to what they quoted,...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.