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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Chris came highly recommended by a friend, and now I understand why. He provided all the information I needed and was always accessible. Whenever I had a question, I could easily reach out to him. If he wasn’t immediately available, he promptly...
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Reply from Owner
July 16th, 2025 11:34 PM
Matt, it was an absolute honor to help a fellow brother in arms—and in Christ—through this journey. I’m so glad we had access to an incredible loan program that allowed us to buy down your rate by 1% for the first year, and that we were able...
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Chris came highly recommended from a friend of mine and now we know why. I received all the information that I needed and anytime I had a question I was able to reach out and contact him easily! If he wasn’t available, immediately, he quickly...
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Reply from Guild Mortgage - Chris Cayo
June 20th, 2025 05:04 PM
Matt, it was an absolute honor to help a fellow brother in arms—and in Christ—through this journey. I’m so glad we had access to an incredible loan program that allowed us to buy down your rate by 1% for the first year, and that we were able...
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Chris came highly recommended from a friend of mine and now we know why. I received all the information that I needed. Anytime I had a question I was able to reach out and contact him easily! If he wasn’t available immediately, he quickly sent...
read more
Reply from Owner
June 20th, 2025 12:00 AM
Matt, it was an absolute honor to help a fellow brother in arms—and in Christ—through this journey. I’m so glad we had access to an incredible loan program that allowed us to buy down your rate by 1% for the first year, and that we were able...
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Chris kept me abreast to what was going on, and he was very responsive to communications
Reply from Guild Mortgage - Chris Cayo
June 2nd, 2025 08:33 PM
Gary, thank you so much for the kind words—I really appreciate it! It’s always great to hear when a listing agent feels our communication is solid. I often hear that many lenders fall short in that area, so I’m glad we were able to stand out...
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I didn't put in clients names for referral since Chris is on my Vendor List. 😀
Reply from Chris Cayo
June 2nd, 2025 08:37 PM
Suzanne, thank you so much for the kind review—I truly appreciate your trust and partnership! I’m honored to be on your vendor list and am genuinely excited for the opportunity to work together on more transactions.
Helping families achieve...
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Chris was great to work with. Was always available for a call or text. He worked hard to get us the best deal and rate for our first home. I will definitely be using him again.
Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 09:36 PM
Josh and Brynlee, thank you both so much for the opportunity and for this fantastic 5-star review! It was truly a pleasure and an honor to assist you with your home purchase. Congratulations on becoming first-time homeowners!
You two were...
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Chris was great to work with. Was always available for a call or text. He worked hard to get us the best deal and rate for our first home. I will definitely be using him again.
Reply from Owner
May 29th, 2025 12:00 AM
Josh and Brynlee, thank you both so much for the opportunity and for this fantastic 5-star review! It was truly a pleasure and an honor to assist you with your home purchase. Congratulations on becoming first-time homeowners! You two were amazing...
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Chris went above and beyond. Created an imposible transaction into a new one.
Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 09:30 PM
Sherri, thank you so much for taking a moment to leave a 5-star review! I was truly honored by the opportunity to work with you on this transaction. It's incredibly rewarding to take a difficult situation and turn it into a happy memory for...
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Chris was the first guy I had in a long list that actually broke down everything for me and walked me through every little detail. I really appreciated his detail-orientated approach. He also was able to find a company to loan on the property...
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Reply from Owner
July 16th, 2025 11:34 PM
Brendan, thank you so much for this incredible 5-star review! I'm truly happy we were able to get such a great deal on your new home, and it was an honor that you allowed me and my team to be a part of the process.I know you worked with a couple...
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Chris was the first guy I had in a long list that actually broke down everything for me and walked me through every little detail. I really appreciated his detail-orientated approach. He also was able to find a company to loan on the property...
read more
Reply from Guild Mortgage - Chris Cayo
May 28th, 2025 09:24 PM
Brendan, thank you so much for this incredible 5-star review! I'm truly happy we were able to get such a great deal on your new home, and it was an honor that you allowed me and my team to be a part of the process.I know you worked with a couple...
read more
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.