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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Chris and his team were great to work with! Very nice to talk to, quick with responses, kept me in the loop the entire way. It was the best experience with a loan officer I have had and I won't use anyone else in the future.
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Reply from Guild Mortgage - Chris Cayo
July 17th, 2025 08:17 PM
Hey Courtney,
Thank you so much for the amazing review! It was such a pleasure working with you and Jorden on your home purchase. There were definitely a lot of moving pieces, but I’m so glad everything came together smoothly.
Hearing that...
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I had an outstanding experience working with Chris and Charity! From start to finish, they made the entire loan process smooth, clear, and stress-free. Chris was incredibly knowledgeable and responsive, always taking the time to explain everything...
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Reply from Guild Mortgage - Chris Cayo
July 17th, 2025 07:17 PM
Amber,
thank you so much for the kind words and 5-star review! It was truly a pleasure working with you and Nolan throughout the homebuying process. There are so many moving parts when buying and selling a home, and I’m honored to have played...
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We had a fantastic experience working with Chris. He was incredibly helpful, informative, and always available to answer our questions throughout the entire home-buying process.Chris made what could have been a stressful experience feel smooth...
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Reply from Guild Mortgage - Chris Cayo
July 17th, 2025 01:13 AM
Jacob, thank you so much for the amazing 5-star review! It was an absolute pleasure helping you and Brinae with your mortgage. It definitely felt like a long time coming, and I still remember how excited (and anxious!) you both were to finally...
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We had a fantastic experience working with Chris. He was incredibly helpful, informative, and always available to answer our questions throughout the entire home-buying process.Chris made what could have been a stressful experience feel smooth...
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Reply from Owner
July 16th, 2025 12:00 AM
Jacob, thank you so much for the amazing 5-star review! It was an absolute pleasure helping you and Brinae with your mortgage. It definitely felt like a long time coming, and I still remember how excited (and anxious!) you both were to finally...
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We had a great time working with Chris and Charity. They answered all our questions quickly and explained everything thoroughly during the loan and home buying process. A big thank you for all their help!
Reply from Owner
July 17th, 2025 12:23 AM
Mackenzie, thank you so much for the 5-star review — I truly appreciate it! It was such a pleasure helping you and Andress with your mortgage, and I’m honored to have been part of your homebuying journey. I’m so glad to hear you had a great...
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We had a great time working with Chris and Charity. They answered all our questions quickly and explained everything thoroughly during the loan and home buying process. A big thank you for all their help!
Reply from Guild Mortgage - Chris Cayo
July 17th, 2025 12:21 AM
Mackenzie, thank you so much for the 5-star review — I truly appreciate it! It was such a pleasure helping you and Andress with your mortgage, and I’m honored to have been part of your homebuying journey. I’m so glad to hear you had a great...
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We had a great time working with Chris. He answered all our questions quickly and explained everything thoroughly during the loan and home buying process. A big thank you for all their help!
Reply from Owner
July 17th, 2025 12:00 AM
Zack, thank you so much for the 5-star review — I really appreciate it! It was a pleasure helping you and Mackenzie with your mortgage and being part of your journey to your new home. I’m so glad to hear you felt supported and well-informed...
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We couldn’t be more grateful to have worked with Chris on our mortgage loan! From start to finish, he went above and beyond to make the process smooth, stress-free, and incredibly cost-effective. His deep knowledge of the industry, honest guidance,...
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Reply from Owner
July 16th, 2025 11:37 PM
Steve, thank you so much for the incredible review — I’m truly honored. It was a pleasure helping you and Norma with your mortgage, and I’m so grateful for the trust you placed in me throughout the process.I’m so glad to hear that everything...
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We couldn’t be more grateful to have worked with Chris on our mortgage loan! From start to finish, he went above and beyond to make the process smooth, stress-free, and incredibly cost-effective. His deep knowledge of the industry, honest guidance,...
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Reply from Guild Mortgage - Chris Cayo
July 16th, 2025 11:35 PM
Steve, thank you so much for the incredible review — I’m truly honored. It was a pleasure helping you and Norma with your mortgage, and I’m so grateful for the trust you placed in me throughout the process.
I’m so glad to hear that everything...
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We couldn’t be more grateful to have worked with Chris on our mortgage loan! From start to finish, he went above and beyond to make the process smooth, stress-free, and incredibly cost-effective. His deep knowledge of the industry, honest guidance,...
read more
Reply from Owner
August 7th, 2025 12:00 AM
Steve, thank you so much for the incredible review — I’m truly honored. It was a pleasure helping you and Norma with your mortgage, and I’m so grateful for the trust you placed in me throughout the process.I’m so glad to hear that everything...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.