Top 5%
Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
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8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
My husband and I have been working with Chris for a while now, and we can’t say enough good things about our experience. He has made the entire homebuying process feel incredibly easeful, transparent, and even enjoyable — which is saying a...
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Reply from Guild Mortgage - Chris Cayo
November 16th, 2025 11:07 PM
After years of working together—through all those brief conversations and answering questions along the way—it’s surreal that you’re finally homeowners! I’m so happy for you both. It’s been an absolute pleasure guiding you through this process...
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My husband and I have been working with Chris for a while now, and we can’t say enough good things about our experience. He has made the entire homebuying process feel incredibly easeful, transparent, and even enjoyable — which is saying a...
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Reply from Owner
November 16th, 2025 12:00 AM
After years of working together—through all those brief conversations and answering questions along the way—it’s surreal that you’re finally homeowners! I’m so happy for you both. It’s been an absolute pleasure guiding you through this process...
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I had the pleasure of working with Chris Cayo, and I couldn’t be more pleased with the experience. Whenever I had questions, Chris and his team were quick to provide clear, detailed answers. Their attention to detail and commitment to getting...
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Reply from Guild Mortgage - Chris Cayo
November 10th, 2025 09:43 PM
It's great to hear that you had such a positive experience working with me, Maureen. I'm glad to know that the detailed answers and focus on securing the best deal were valuable to you. Your recommendation means a lot and I appreciate your...
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Buying my new home was an absolutely amazing experience from start to finish! The entire team made the process smooth, stress-free, and even enjoyable. They were communicative, professional, and truly went above and beyond to make sure everything...
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Reply from Guild Mortgage - Chris Cayo
October 29th, 2025 07:01 PM
Thank you for the amazing review, Elaine! I’m so glad the homebuying process felt smooth and stress-free. That speaks volumes about the service my team and I provide—especially for a first-time homebuyer. It was a pleasure working with you,...
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Chris was great would definitely recomend!
Reply from Guild Mortgage - Chris Cayo
October 29th, 2025 06:57 PM
Ryan, thank you so much for the kind words and the five-star review on Guild’s platform! I’m truly grateful for your recommendation—it means a lot. I’m also looking forward to hearing from your father soon and would be honored to help him with...
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Thank you. I really appreciate having good communication and updates. Keeping intouch with where the borrowers are in their process helps me to have information to give to my sellers so they know things are moving forward.
Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 08:28 PM
Thank you so much, Deana! It was a pleasure working with you and I truly appreciate the opportunity to be part of the transaction. I’m glad the weekly updates and communication helped keep your sellers informed throughout the process. Thanks...
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Chris and his team have provided us a truly five star experience. Chris’s level of understanding and education in his field, his ability to articulate information to us in a comprehensive manner, his transparency, and his consistently great...
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Reply from Owner
October 23rd, 2025 09:00 PM
Jon, thank you so much for your incredible review! It means the world to me and the team to hear that you felt confident and supported throughout the home buying process. Your kind words about our transparency, communication, and service truly...
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Chris and his team have provided us a truly five star experience. Chris’s level of understanding and education in his field, his ability to articulate information to us in a comprehensive manner, his transparency, and his consistently great...
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Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 09:00 PM
Jon, thank you so much for your incredible review! It means the world to me and the team to hear that you felt confident and supported throughout the home buying process. Your kind words about our transparency, communication, and service truly...
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Chris made the entire home buying process very simple for how many steps there are! The process went very smoothly and he was able to answer any questions we had in a very short amount of time. Chris stays on top of his work and we would use...
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Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 08:52 PM
Thank you so much for the incredible review, Cody! It was truly an honor to assist you with your first home purchase. As a fellow veteran, helping brothers and sisters in arms through this journey means a great deal to me. I’m thrilled to hear...
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We got my loan funded.
Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 08:49 PM
Thank you so much for your review and for trusting me and my team with your loan. I understand you’ve worked with a few other lenders before coming to us, and I’m truly glad we were able to get your loan funded when others could not. That’s...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.