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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
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8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Chris and his team continues to be industry leaders. High agency performance, clear and consistent communication , and flawless execution. Always at ease when Chris is handling my client's transaction.
Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 08:45 PM
Andrew, thank you so much for the incredible review. Your words truly mean a lot—especially coming from someone I respect deeply both professionally and personally. Partnering with you is always a highlight, not just because of your commitment...
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Had a very easy time using guild mortgage. Would recommend!
Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 08:42 PM
Thank you so much for the fantastic 5-star review, Noah! I'm happy to hear that your experience with Guild Mortgage was smooth and easy. It means a lot that you'd recommend me and my team—we truly appreciate your trust and support.If you ever...
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I worked with Chris to buy my first home earlier this year, and while the idea was intimidating, he helped my through it with such ease that I was able to proceed with confidence at all times. He was very open about all the steps and very patient...
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Reply from Owner
October 23rd, 2025 11:55 PM
Eleni, thank you so much for your thoughtful review—it truly means a lot! Your kind words were such a wonderful surprise, and I’m grateful you took the time to share your experience.It was a real pleasure helping you through the process of...
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I worked with Chris to buy my first home earlier this year, and while the idea was intimidating, he helped my through it with such ease that I was able to proceed with confidence at all times. He was very open about all the steps and very patient...
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Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 08:31 PM
Eleni, thank you so much for your thoughtful review—it truly means a lot! Your kind words were such a wonderful surprise, and I’m grateful you took the time to share your experience.It was a real pleasure helping you through the process of...
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Chris Cayo is a phenomenal lender . I have done multiple transactions with Chris and he never fails to impress . I would and do highly recommend Chris to anyone that is looking to purchase real estate . Whether you are A first time home buyer...
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Reply from Guild Mortgage - Chris Cayo
September 12th, 2025 06:26 PM
Thank you for your continued trust and recommendation, John. It's always rewarding to know that my assistance meets your expectations, whether you're a first-time buyer or an experienced investor. I'm here to support your real estate endeavors...
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Chris & Charity were not only very pleasent to work with they were very responsive if we had any questions, we are in our mid 60's and haven't had to do a home loan since 1992 so to say the least we had lots of questions along the way and they...
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Reply from Guild Mortgage - Chris Cayo
September 3rd, 2025 07:42 PM
Thank you so much, Dennis and Debbie! It was truly a pleasure working with you both. I’m so glad to hear that you found the process smooth and that our team was able to support you every step of the way—especially with all the questions that...
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Had a great experience working with Chris and his team to get a loan on my home. They did the best job they could at getting me a great deal and a good intrest rate.
Reply from Owner
October 23rd, 2025 08:39 PM
Thank you so much for the 5-star review, Gabriel! It was truly a pleasure working with you. I'm glad to hear that you felt supported throughout the home loan process — our team always strives to be patient, helpful, and focused on securing...
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Working with Chris and his team was a great experience , they were very patient and helpful. Getting me the best deal and getting me through the home loan experience.
Reply from Guild Mortgage - Chris Cayo
October 23rd, 2025 08:38 PM
Thank you so much for the 5-star review, Gabriel! It was truly a pleasure working with you. I'm glad to hear that you felt supported throughout the home loan process — our team always strives to be patient, helpful, and focused on securing...
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Chris and his team were very helpful working with me getting the best deal and home loan experience they could. They where patient and helpful through the process I am very happy with my experience.
Reply from Owner
October 23rd, 2025 12:00 AM
Thank you so much for the 5-star review, Gabriel! It was truly a pleasure working with you. I'm glad to hear that you felt supported throughout the home loan process — our team always strives to be patient, helpful, and focused on securing...
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Chris and Charity hands down are the best! I won't say it was all sunshine and rainbows but even when it wasn't they both never gave up and kept on pushing to help me achieve buying my first home. During this process they both were incredibly...
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Reply from Owner
October 23rd, 2025 08:35 PM
Thank you so much, Sawyer! Your kind words truly mean a lot. It was an honor to be part of your journey to homeownership, and I’m thrilled that Charity and I could help make it happen—even through the not-so-sunny moments. Your trust and persistence...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.