Top 5%
Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Fantastic!!!! Highly recommend!
Reply from Guild Mortgage - Chris Cayo
December 9th, 2025 07:37 PM
Thank you so much, Gracie and Josh! It was truly an honor to help you as first-time homebuyers. I’m very happy to hear you had such an amazing experience with your home purchase. Wishing you both many wonderful memories in your new home!
Chris Cayo is my favorite! I can always trust he will take exceptional care of my clients through every step of the home buying process. As a Real estate broker, I feel so incredibly lucky to serve clients along side him.
Reply from Guild Mortgage - Chris Cayo
December 9th, 2025 12:20 AM
Thank you, Katie! I’m blessed to work alongside you helping families. It’s an honor to partner with someone who cares so deeply and shares our values. Grateful for your trust—here’s to helping more families together!
Guild Mortgage - Chris Cayo has received a review with 5 star rating from Karli M
Reply from Owner
December 19th, 2025 02:02 AM
I'm glad to hear that my guidance throughout your loan process was valuable to you, Karli. It's always my goal to provide clarity and support from prequalification to the final stages. Your recommendation is deeply appreciated, and I'm pleased...
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Chris was amazing from the first moment I talked to him to get prequalified until my last conversation with him telling me my loan had been funded. He is a wealth of knowledge and has helped me understand how my financial journey should look...
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Reply from Chris Cayo
December 15th, 2025 09:03 PM
I'm glad to hear that my guidance throughout your loan process was valuable to you, Karli. It's always my goal to provide clarity and support from prequalification to the final stages. Your recommendation is deeply appreciated, and I'm pleased...
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Guild Mortgage - Chris Cayo has received a review with 5 star rating from Kandi P
Reply from Owner
December 16th, 2025 07:53 PM
Thank you for the 5‑star review! Hurdles can happen during the home‑buying process, and what a lending team does in that moment often determines the outcome. I’m grateful we were able to go above and beyond, overcome every obstacle, and secure...
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I encountered a few hurdles during my home purchase and Chris Cayo went above and beyond, working tireessly to find a solution and sevure my mortage. His dedication and expertise made all the difference, and I am now in my dream home.
Reply from Guild Mortgage - Chris Cayo
December 16th, 2025 07:53 PM
Thank you for the 5‑star review! Hurdles can happen during the home‑buying process, and what a lending team does in that moment often determines the outcome. I’m grateful we were able to go above and beyond, overcome every obstacle, and secure...
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He was a great communicator
Reply from Chris Cayo
November 27th, 2025 07:25 PM
I appreciate your feedback on my communication, Laurie. Ensuring clear and effective communication is always a priority, and I'm glad to hear it made a positive impact on your experience. If you have any further questions or need assistance...
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Communication
Reply from Guild Mortgage - Chris Cayo
December 16th, 2025 07:58 PM
Thank you for the 5‑star review! I’m glad our communication stood out, as we strive to provide clear and consistent communication to all parties involved in every transaction.
Guild Mortgage - Chris Cayo has received a review with 5 star rating from Trent L
Reply from Owner
November 16th, 2025 11:02 PM
It’s always a pleasure working with first-time homebuyers, and I’m thrilled to hear you felt the experience was great. I’m especially happy we were able to qualify you for multiple programs—that savings of thousands on your new home purchase...
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Great experience working with Chris!
Reply from Guild Mortgage - Chris Cayo
November 16th, 2025 11:01 PM
It’s always a pleasure working with first-time homebuyers, and I’m thrilled to hear you felt the experience was great. I’m especially happy we were able to qualify you for multiple programs—that savings of thousands on your new home purchase...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.