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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Reviews from Web
Chelsea made the entire loan application process so easy! She was very professional and transparent from the beginning to the end! Thank you Ruoff and thank you Chelsea for such a seamless experience!
Reply from Chelsea Lentes, Ruoff Mortgage
October 8th, 2026 03:47 PM
Thank you so much for the kind words! Making the mortgage process feel easy and keeping my clients informed every step of the way is always my goal. I’m so glad you had such a great experience with us at Ruoff! I truly appreciate you trusting...
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Was willing to speak with me and return my messages in a quick professional manner.Chelsea does her job well and I am blessed to have her as a loan officer.
Reply from Chelsea Lentes, Ruoff Mortgage
October 6th, 2026 11:19 PM
Thank you so much for the kind words! Being available and making sure my clients feel supported throughout the process is so important to me. I’m grateful you trusted me to be your loan officer and truly appreciate you taking the time to leave...
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Chelsea is responsive, knowledgable, and enjoyable to work with. If I ever have lending needs, she is not only reliable but excited to help in any way she can. Dare I say, she's a mortgage nerd and truly finds joy in the work she does. I would...
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Reply from Owner
October 8th, 2026 03:48 PM
Okay, I will proudly accept the title of mortgage nerd! 😂 I really do love what I do, and getting to help people navigate the mortgage world makes it even better. Thank you so much for the kind words, your trust, and for recommending me! It...
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Chelsea made the mortgage process so smooth! She was very knowledgeable and patient with us while answering all of our questions. We were updated every step of the way.
Reply from Chelsea Lentes, Ruoff Mortgage
October 6th, 2026 06:08 PM
Thank you so much! It was truly a pleasure helping you through the homebuying process. I always want my clients to feel informed, comfortable asking questions, and confident about what’s happening every step of the way. I’m so happy we were...
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Chelsea was amazing!! I was scared and anxious about the loan process but she explained things in a way that was easy to understand. I felt confident in her decision making and felt like she really listened to me.
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Reply from Owner
October 5th, 2026 02:11 PM
Thank you so much for the kind words! Buying a home and going through the mortgage process can feel overwhelming, so knowing that you felt heard, informed, and confident throughout the process means so much to me. My goal is always to make...
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Chelsea was amazing!! I was scared and anxious about the loan process but she explained things in a way that was easy to understand. I felt confident in her decision making and felt like she really listened to me.
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Reply from Chelsea Lentes, Ruoff Mortgage
October 5th, 2026 02:11 PM
Thank you so much for this sweet review! Helping take some of the stress and uncertainty out of the mortgage process is one of my favorite parts of what I do. I’m so glad you trusted me to guide you through such a big milestone. It was truly...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Kathy B
Reply from Owner
October 5th, 2026 02:12 PM
Thank you so much, Kathy! I truly appreciate the 5-star review and am so grateful you trusted me with your mortgage. It was a pleasure working with you, and I hope you’re loving your new home! 💚
My loan officer was very knowledgeable, thorough, and their response timing was impeccable!
Reply from Chelsea Lentes, Ruoff Mortgage
October 2nd, 2026 03:24 PM
Thank you so much! I truly appreciate you taking the time to leave this review. I always want my clients to feel informed throughout the process and know they can reach me when they need me. It was a pleasure working with you!
Great content! Very informative! Loved this presentation!
Reply from Owner
October 2nd, 2026 03:24 PM
Thank you so much! I’m so glad you enjoyed the presentation and found the information helpful. I truly love getting the opportunity to educate and make the mortgage/homebuying process a little easier to understand. I appreciate you taking the...
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Chelsea is an absolute dream to work with! We can always count on her for a smooth ride to the closing table!
Reply from Owner
October 2nd, 2026 03:25 PM
Thank you so much!! This means a lot to me. I truly love working together and getting our clients from “let’s do this” all the way to the closing table as smoothly as possible. I appreciate your trust in me and every opportunity you send my...
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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