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Chelsea Lentes, Ruoff Mortgage - Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS# 141868 in Terre Haute, IN
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Chelsea Lentes, Ruoff Mortgage

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Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...

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Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Grace College
Grace College
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Business Hours
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closed
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closed
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9 AM to 5 PM
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5 Star
97%
4 Star
3%
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Reviews from Web
  • Encompass
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    Franco A
    Brazil, IN
    Posted on October 8th, 2026 06:14 AM
    Chelsea made the entire loan application process so easy! She was very professional and transparent from the beginning to the end! Thank you Ruoff and thank you Chelsea for such a seamless experience!
    Reply from Chelsea Lentes, Ruoff Mortgage
    October 8th, 2026 03:47 PM
    Thank you so much for the kind words! Making the mortgage process feel easy and keeping my clients informed every step of the way is always my goal. I’m so glad you had such a great experience with us at Ruoff! I truly appreciate you trusting...
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  • Encompass
    J
    JUSTIN W
    Jasonville, IN
    Posted on October 6th, 2026 09:14 PM
    Was willing to speak with me and return my messages in a quick professional manner.Chelsea does her job well and I am blessed to have her as a loan officer.
    Reply from Chelsea Lentes, Ruoff Mortgage
    October 6th, 2026 11:19 PM
    Thank you so much for the kind words! Being available and making sure my clients feel supported throughout the process is so important to me. I’m grateful you trusted me to be your loan officer and truly appreciate you taking the time to leave...
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    Steph M
    Posted on October 6th, 2026 08:13 PM
    Chelsea is responsive, knowledgable, and enjoyable to work with. If I ever have lending needs, she is not only reliable but excited to help in any way she can. Dare I say, she's a mortgage nerd and truly finds joy in the work she does. I would...
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    Reply from Owner
    October 8th, 2026 03:48 PM
    Okay, I will proudly accept the title of mortgage nerd! 😂 I really do love what I do, and getting to help people navigate the mortgage world makes it even better. Thank you so much for the kind words, your trust, and for recommending me! It...
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  • Encompass
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    Allison A
    Brazil, IN
    Posted on October 6th, 2026 03:35 PM
    Chelsea made the mortgage process so smooth! She was very knowledgeable and patient with us while answering all of our questions. We were updated every step of the way.
    Reply from Chelsea Lentes, Ruoff Mortgage
    October 6th, 2026 06:08 PM
    Thank you so much! It was truly a pleasure helping you through the homebuying process. I always want my clients to feel informed, comfortable asking questions, and confident about what’s happening every step of the way. I’m so happy we were...
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    Logan M
    Posted on October 3rd, 2026 10:19 PM
    Chelsea was amazing!! I was scared and anxious about the loan process but she explained things in a way that was easy to understand. I felt confident in her decision making and felt like she really listened to me.
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    Reply from Owner
    October 5th, 2026 02:11 PM
    Thank you so much for the kind words! Buying a home and going through the mortgage process can feel overwhelming, so knowing that you felt heard, informed, and confident throughout the process means so much to me. My goal is always to make...
    read more
  • Encompass
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    Logan L M
    Jasonville, IN
    Posted on October 3rd, 2026 10:19 PM
    Chelsea was amazing!! I was scared and anxious about the loan process but she explained things in a way that was easy to understand. I felt confident in her decision making and felt like she really listened to me.
    read more
    Reply from Chelsea Lentes, Ruoff Mortgage
    October 5th, 2026 02:11 PM
    Thank you so much for this sweet review! Helping take some of the stress and uncertainty out of the mortgage process is one of my favorite parts of what I do. I’m so glad you trusted me to guide you through such a big milestone. It was truly...
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    Kathy B
    Posted on October 2nd, 2026 03:20 PM
    Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Kathy B
    Reply from Owner
    October 5th, 2026 02:12 PM
    Thank you so much, Kathy! I truly appreciate the 5-star review and am so grateful you trusted me with your mortgage. It was a pleasure working with you, and I hope you’re loving your new home! 💚
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    Katherine V B
    Sullivan, IN
    Posted on October 2nd, 2026 03:19 PM
    My loan officer was very knowledgeable, thorough, and their response timing was impeccable!
    Reply from Chelsea Lentes, Ruoff Mortgage
    October 2nd, 2026 03:24 PM
    Thank you so much! I truly appreciate you taking the time to leave this review. I always want my clients to feel informed throughout the process and know they can reach me when they need me. It was a pleasure working with you!
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    Natalie G
    Posted on September 30th, 2026 04:19 PM
    Great content! Very informative! Loved this presentation!
    Reply from Owner
    October 2nd, 2026 03:24 PM
    Thank you so much! I’m so glad you enjoyed the presentation and found the information helpful. I truly love getting the opportunity to educate and make the mortgage/homebuying process a little easier to understand. I appreciate you taking the...
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    Curtis A E D ( R
    Posted on September 30th, 2026 02:46 PM
    Chelsea is an absolute dream to work with! We can always count on her for a smooth ride to the closing table!
    Reply from Owner
    October 2nd, 2026 03:25 PM
    Thank you so much!! This means a lot to me. I truly love working together and getting our clients from “let’s do this” all the way to the closing table as smoothly as possible. I appreciate your trust in me and every opportunity you send my...
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    About
    Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Mortgage Broker
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Down Payment Assistance
    Home Purchasing Assistance
    Mortgage Lender
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Cash-Out Refinances
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Residential Mortgages
    Conventional Mortgages
    FHA Mortgages
    VA Mortgages
    USDA Mortgages
    Down Payment Assistance Programs
    Rate Term Refinance
    Cash Out Refinance
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    Education
    • Grace College
      Accounting and Business/Management
      Bachelor of Business Administration (BBA)
      Aug 2012 -May 2015
      Grace College logo
    Positions
    • Ruoff Mortgage - Loan Officer
      Jan 25th, 2015 - Current
    Memberships
    • Terre Haute Area Association of Realtors - Affiliate Member
    • NMLS #1481193
    • Riley Elementary PTO
    • View All
    Addresses and Serving Areas

    Year Started

    2015

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1481193
    Gallery
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
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    Achievements
    • Prior Mortgage Processor
    • Prior Mortgage Loan Officer Assistant
    • Prior HYBRID Loan Officer Assistant / Processor
    Hobbies
    • Reading
    • Spending time with my Husband and Kiddos
    • Coffee Drinker
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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