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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Additional Licenses: NMLS# 1481193.
With a passion for helping individuals and families achieve their dream of owning a home, I bring 10 years of experience in the mortgage industry. My commitment to providing exceptional service and tailor...... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Chelsea was patient and answered our many, many question! She provided numbers on numerous houses before we found the one!
Reply from Chelsea Lentes, Ruoff Mortgage
June 13th, 2026 08:14 PM
Katherine, I appreciate your kind words and am glad I could assist with all your questions. It was my pleasure to provide the information you needed while searching for the right home. If you have any more questions in the future, I'm here...
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She made everything a breeze and understandable
Reply from Chelsea Lentes, Ruoff Mortgage
June 8th, 2026 01:05 PM
I'm grateful, Austin, for your kind words. I'm happy to hear that the process was smooth and clear for you. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from C H
Reply from Owner
June 8th, 2026 01:05 PM
Thank you for the great rating! I'm happy to know your experience with Ruoff Mortgage was positive. If there's anything more I can do for you, please don't hesitate to reach out.
Chelsea is very personable and knowledgeable. I was able to trust her advice. She made the process seemless for us.
Reply from Chelsea Lentes, Ruoff Mortgage
June 5th, 2026 12:31 AM
Thank you so much Courtney! It was a pleasure to get to help you both with this new home purchase. I’m so glad you had a wonderful experience. Cheers to many new memories in the new home!
Chelsea made the process
smooth and way less stressful than I had expected as a first time home buyer. She explained the process in simple terms and answered any questions without hesitation. She is awesome! Thank you for all your help!
Reply from Owner
May 28th, 2026 01:26 PM
Thank you so much for the kind words! 🧡 It truly means a lot to me that I could help make your first home buying experience feel smooth and less stressful. Buying your first home is a huge milestone, and I’m so grateful you trusted me to guide...
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Chelsea made the process smooth and a lot less stressful than I had expected as a first time home buyer. She explained the process in simple terms and answered any questions without hesitation.
Reply from Chelsea Lentes, Ruoff Mortgage
May 28th, 2026 01:27 PM
Thank you so much for the kind words! 🧡 I know buying your first home can feel overwhelming, so it means a lot to hear that I was able to help make the process feel smooth and less stressful. My goal is always to keep things simple, clear,...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Joslyn N
Reply from Owner
May 28th, 2026 01:27 PM
Thank you for your rating, Joslyn. I'm grateful to have been able to assist you with your needs at Ruoff Mortgage.
Great comunication and fast work
Reply from Chelsea Lentes, Ruoff Mortgage
May 28th, 2026 01:27 PM
Joslyn, I appreciate your feedback on my communication and the speed of my work. I'm glad I could assist you effectively at Ruoff Mortgage.
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Nathan W
Reply from Owner
May 28th, 2026 01:28 PM
Thank you, Nathan, for the perfect rating. I appreciate your support and am here if you ever need assistance in the future.
Chelsea was always there to explain everything about the process thoroughly. We're first time buyers, so it was comforting to have someone explain everything step in detail to us and reassure us we're doing things right.
Reply from Chelsea Lentes, Ruoff Mortgage
May 27th, 2026 04:10 PM
Nathan, I appreciate your kind words. I'm glad I could provide the detailed guidance you needed as first-time buyers. It's great to know you felt reassured throughout the process. If you have any further questions or need assistance, please...
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About
Additional Licenses: NMLS# 1481193.
With a passion for helping individuals and families achieve their dream of owning a home, I bring 10 years of experience in the mortgage industry. My commitment to providing exceptional service and tailoring solutions to meet your unique needs sets me apart as a reliable partner in your homeownership journey. Navigating the mortgage landscape can be overwhelming, but with my in-depth knowledge of the industry, I make the process smooth and transparent. Whether you're a first-time homebuyer, looking to refinance, or exploring investment opportunities, I am here to simplify the mortgage process for you. Licensed in Indiana & our friends in Illinois. Contact me today to get started!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Search Rank ScoreLearn More →
735
/850
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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