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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Chelsea was amazing!! I was scared and anxious about the loan process but she explained things in a way that was easy to understand. I felt confident in her decision making and felt like she really listened to me.
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Kathy B
My loan officer was very knowledgeable, thorough, and their response timing was impeccable!
Reply from Chelsea Lentes, Ruoff Mortgage
October 2nd, 2026 03:24 PM
Thank you so much! I truly appreciate you taking the time to leave this review. I always want my clients to feel informed throughout the process and know they can reach me when they need me. It was a pleasure working with you!
Great content! Very informative! Loved this presentation!
Reply from Owner
October 2nd, 2026 03:24 PM
Thank you so much! I’m so glad you enjoyed the presentation and found the information helpful. I truly love getting the opportunity to educate and make the mortgage/homebuying process a little easier to understand. I appreciate you taking the...
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Chelsea is an absolute dream to work with! We can always count on her for a smooth ride to the closing table!
Reply from Owner
October 2nd, 2026 03:25 PM
Thank you so much!! This means a lot to me. I truly love working together and getting our clients from “let’s do this” all the way to the closing table as smoothly as possible. I appreciate your trust in me and every opportunity you send my...
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Quick responses and very helpful throughout the loan process!
Reply from Chelsea Lentes, Ruoff Mortgage
September 28th, 2026 06:22 PM
Jordan, I appreciate your feedback and am pleased to hear that you found my assistance helpful during the loan process. It's important to me that clients like you have a positive experience with Ruoff Mortgage.
Chelsea went above and beyond for us throughout the entire process. She kept us in the loop throughout the whole thing and was always available to answer any questions. Highly recommend !
Reply from Chelsea Lentes, Ruoff Mortgage
August 31st, 2026 04:10 PM
Thank you so much!! 🥹 I truly appreciate you trusting me to be part of such a big moment. Keeping my buyers informed and making sure you never feel like you’re left wondering what’s happening is so important to me. I’m so happy for you guys...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Brent B
Reply from Owner
August 31st, 2026 04:10 PM
Thank you so much, Brent, for the 5-star review! ⭐️ I really appreciate you taking the time to leave it and, even more, appreciate you trusting me with your mortgage. It was a pleasure getting to work with you, and I’m so happy we got you to...
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Excellent feedback and fully explains every part of the proc
Reply from Chelsea Lentes, Ruoff Mortgage
August 25th, 2026 07:30 PM
George, I appreciate your feedback. I'm pleased to know that the explanations provided were helpful throughout the process. If you have any further questions, feel free to reach out.
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Travis L
Reply from Owner
August 13th, 2026 01:44 AM
Thank you, Travis, for the perfect rating. I'm grateful for your support and trust in my services at Ruoff Mortgage.
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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