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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Chelsea was super helpful through the whole process and responded quickly anytime during the day.
Reply from Chelsea Lentes, Ruoff Mortgage
August 6th, 2026 08:18 PM
So excited for you guys! I’m so thankful to have been part of the process. Here’s to many new memories in your home!
Excellent communication and very easy and pleasant to work with. Explained the entire process as we went.
Reply from Chelsea Lentes, Ruoff Mortgage
August 6th, 2026 02:18 AM
I'm grateful for your kind words, Kaitlin. It's nice to know that my communication and explanations made the process easy and pleasant for you. If you ever need further assistance, please don't hesitate to reach out.
No thank you
Reply from Owner
August 6th, 2026 08:18 PM
Loved getting to work with you Berta! Happy memories in your new home!
Chelsea was happy, knowledgeabl, positive in her presentation of facts She kept me informed and encouraged She provided options and discussion for differen types of loans She worked very well with the realtors and it was a pleasant and enjoyable...
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Reply from Chelsea Lentes, Ruoff Mortgage
August 5th, 2026 10:10 PM
Roberta, I appreciate your kind words and am glad to hear that you found the process pleasant and enjoyable. It's great to know that the collaboration with Dan and the team was positive for you. If you have any other questions or need further...
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Chelsea was extremely knowledgeable and friendly. She answered all our questions and always responded promptly through text or phone call. As a first time home buyer, she made the process much easier to navigate and helped us get a home perfect...
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Reply from Chelsea Lentes, Ruoff Mortgage
August 5th, 2026 04:23 PM
Thank you so much for your kind words! It truly means a lot that you took the time to share your experience. I'm so glad I could help make the home buying process feel less overwhelming and answer your questions every step of the way. It was...
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Chelsea was extremely knowledgeable and friendly. She answered all our questions and always responded promptly through text or phone call. As a first time home buyer, she made the process much easier to navigate and helped us get a home perfect...
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Reply from Chelsea Lentes, Ruoff Mortgage
August 5th, 2026 04:23 PM
Thank you so much for your kind words! It truly means a lot that you took the time to share your experience. I'm so glad I could help make the home buying process feel less overwhelming and answer your questions every step of the way. It was...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Allysen A
Reply from Owner
August 3rd, 2026 12:04 PM
Thank you so much for your kind words! It was truly a pleasure helping you through your first home purchase. I'm so glad we could make the process smooth and take the time to explain each step along the way. Congratulations again on your new...
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the Ruoff team always responded promptly and explained the whole process very well to us as first time home buyer . The process went incredibly smooth & I would recommend them to anyone!
Reply from Chelsea Lentes, Ruoff Mortgage
July 31st, 2026 05:04 PM
Thank you so much for your kind words! It was truly a pleasure helping you through your first home purchase. I'm so glad we could make the process smooth and take the time to explain each step along the way. Congratulations again on your new...
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Chelsea was absolutely amazing to work with!!! She is knowlegdable, prompt, and very friendly! I will forever recommend Ruoff and Chelsea Lentes to anyone purchasing a home.
Reply from Chelsea Lentes, Ruoff Mortgage
July 31st, 2026 05:05 PM
Thank you so much for your incredibly kind words! It truly means the world to me that you took the time to share your experience. I'm so grateful I had the opportunity to help you through such an exciting milestone. Thank you for trusting me...
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Was straight forward about everything and when questions were asked they got answered with no beating around the bush just straight forward.
Reply from Owner
July 31st, 2026 05:04 PM
Thank you so much! I really appreciate you taking the time to leave a review. I believe buying a home is stressful enough without confusing answers, so I always try to be transparent and straightforward every step of the way. I'm so glad that...
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Videos
Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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