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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Alexander R
Reply from Owner
June 26th, 2026 07:43 PM
Thank you for the positive rating, Alexander. I'm glad you had a good experience with Ruoff Mortgage.
Everything was smooth and quick made the process and not much stress except what was expected.
Reply from Chelsea Lentes, Ruoff Mortgage
June 15th, 2026 03:59 PM
I'm glad to hear the process was smooth and quick for you, Alexander. It’s great that we could manage the expected stress together. Thank you for your kind words!
Chelsea was patient and answered our many, many question! She provided numbers on numerous houses before we found the one!
Reply from Chelsea Lentes, Ruoff Mortgage
June 13th, 2026 08:14 PM
Katherine, I appreciate your kind words and am glad I could assist with all your questions. It was my pleasure to provide the information you needed while searching for the right home. If you have any more questions in the future, I'm here...
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She made everything a breeze and understandable
Reply from Chelsea Lentes, Ruoff Mortgage
June 8th, 2026 01:05 PM
I'm grateful, Austin, for your kind words. I'm happy to hear that the process was smooth and clear for you. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from C H
Reply from Owner
June 8th, 2026 01:05 PM
Thank you for the great rating! I'm happy to know your experience with Ruoff Mortgage was positive. If there's anything more I can do for you, please don't hesitate to reach out.
Chelsea is very personable and knowledgeable. I was able to trust her advice. She made the process seemless for us.
Reply from Chelsea Lentes, Ruoff Mortgage
June 5th, 2026 12:31 AM
Thank you so much Courtney! It was a pleasure to get to help you both with this new home purchase. I’m so glad you had a wonderful experience. Cheers to many new memories in the new home!
Chelsea made the process
smooth and way less stressful than I had expected as a first time home buyer. She explained the process in simple terms and answered any questions without hesitation. She is awesome! Thank you for all your help!
Reply from Owner
May 28th, 2026 01:26 PM
Thank you so much for the kind words! 🧡 It truly means a lot to me that I could help make your first home buying experience feel smooth and less stressful. Buying your first home is a huge milestone, and I’m so grateful you trusted me to guide...
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Chelsea made the process smooth and a lot less stressful than I had expected as a first time home buyer. She explained the process in simple terms and answered any questions without hesitation.
Reply from Chelsea Lentes, Ruoff Mortgage
May 28th, 2026 01:27 PM
Thank you so much for the kind words! 🧡 I know buying your first home can feel overwhelming, so it means a lot to hear that I was able to help make the process feel smooth and less stressful. My goal is always to keep things simple, clear,...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Joslyn N
Reply from Owner
May 28th, 2026 01:27 PM
Thank you for your rating, Joslyn. I'm grateful to have been able to assist you with your needs at Ruoff Mortgage.
Great comunication and fast work
Reply from Chelsea Lentes, Ruoff Mortgage
May 28th, 2026 01:27 PM
Joslyn, I appreciate your feedback on my communication and the speed of my work. I'm glad I could assist you effectively at Ruoff Mortgage.
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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