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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Nathan W
Reply from Owner
May 28th, 2026 01:28 PM
Thank you, Nathan, for the perfect rating. I appreciate your support and am here if you ever need assistance in the future.
Chelsea was always there to explain everything about the process thoroughly. We're first time buyers, so it was comforting to have someone explain everything step in detail to us and reassure us we're doing things right.
Reply from Chelsea Lentes, Ruoff Mortgage
May 27th, 2026 04:10 PM
Nathan, I appreciate your kind words. I'm glad I could provide the detailed guidance you needed as first-time buyers. It's great to know you felt reassured throughout the process. If you have any further questions or need assistance, please...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Zac M
Reply from Owner
May 27th, 2026 03:45 PM
Thank you, Zac, for your 5-star rating. I'm grateful for your support and am here if you need any assistance in the future.
Excellent response time! Answered any questions I had! I could not ask for a better experience!
Reply from Chelsea Lentes, Ruoff Mortgage
May 26th, 2026 01:24 PM
Zachary, I appreciate your kind words and am glad to hear that my response time and assistance met your expectations. It's appreciated to know you had such a positive experience. If you ever have more questions or need further assistance, I'm...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Brittney T
Reply from Owner
May 26th, 2026 01:23 PM
Thank you for the 5-star rating, Brittney. I'm glad you had a positive experience with Ruoff Mortgage.
Very clear and consistent communication. Whenever we had questions, Chelsea was quick to answer or let us know she was working on finding the answer.
Reply from Chelsea Lentes, Ruoff Mortgage
May 22nd, 2026 08:46 PM
Thank you so much for the kind words! Communication is one of the biggest things I pride myself on, so it means a lot to hear that you always felt informed throughout the process. I truly appreciate you trusting me to help with your home loan,...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Shawna F
Reply from Owner
May 22nd, 2026 08:46 PM
Thank you for the 5-star rating, Shawna. I appreciate your trust in my services at Ruoff Mortgage!
Communication was amazing.
Reply from Chelsea Lentes, Ruoff Mortgage
May 18th, 2026 12:13 AM
I'm glad to hear that you found the communication great, Jamie. Thank you for your kind words and for choosing me at Ruoff Mortgage!
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Justin B
Reply from Owner
May 22nd, 2026 08:47 PM
Thank you, Justin, for the great rating. I'm grateful for your support and trust in my services at Ruoff Mortgage.
Wonderful customer service, Chelsea was very responsive and answered any questions I had
Reply from Chelsea Lentes, Ruoff Mortgage
May 16th, 2026 03:16 PM
Justin, thank you for your kind words. I'm glad I could provide you with responsive service and answer your questions. If you ever need further assistance, please don't hesitate to reach out.
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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