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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Was syraight forward about everything and when questions were asked they got answered with no beating around the bush just straight forward.
Reply from Chelsea Lentes, Ruoff Mortgage
July 30th, 2026 10:54 PM
Thank you so much for your kind words! I truly believe buying a home is stressful enough without making things confusing. I'm always going to be honest, straightforward, and make sure you have the information you need to make the best decision...
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Chelsea was always there to answer any question I had along the way! She was very knowledgeable and a pleasure to work with through the whole process! I would definitely recomend her to anyone looking to purchase a house!
Reply from Chelsea Lentes, Ruoff Mortgage
July 28th, 2026 12:48 AM
Thank you so much for your kind words! It was truly a pleasure helping you through the home buying process. I'm so glad I could be there to answer your questions and help make everything feel a little less overwhelming. Thank you for trusting...
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it went smoothly
Reply from Chelsea Lentes, Ruoff Mortgage
July 27th, 2026 05:55 PM
I'm happy to hear that everything went smoothly, Amanda. If you have any more questions or need assistance in the future, please feel free to reach out.
Chelsea was so easy to work with. She responded quickly to questions and explained everything in a way that was easy to understand . She made refinancing painless and easy.
Reply from Chelsea Lentes, Ruoff Mortgage
July 13th, 2026 04:05 PM
Thank you so much for your kind words! It was truly a pleasure helping you with your refinance. I'm so glad I could make the process easy to understand and as stress-free as possible. Thank you for trusting me with such an important financial...
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Very helpful and knowledgeable on the process. Also, everything moved along in a very quick and efficient manner.
Reply from Chelsea Lentes, Ruoff Mortgage
July 13th, 2026 01:04 PM
Thank you for your kind words, Devin. I'm happy to hear that you found the process quick and efficient. If you have any more questions or need further assistance, please feel free to reach out.
We had a lot
of questions throughout the process and Chelsea was always able to walk us through every detail and even take the time to explain it In a different way when one of us was misunderstanding.
Reply from Chelsea Lentes, Ruoff Mortgage
June 30th, 2026 09:12 PM
Jennifer, I appreciate your kind words and am glad I could assist you by clarifying the details throughout the process. It's important to me that you felt supported and understood each step. If any more questions arise, please don't hesitate...
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Great communication and very thorough on options available.
Reply from Chelsea Lentes, Ruoff Mortgage
June 30th, 2026 03:55 PM
I'm grateful to hear that you appreciated the communication and thoroughness, Michael. If you have any more questions or need further assistance, please don't hesitate to reach out.
Start to finish the process was simple and the people were great. Getting through everything even with the hiccups and hurdles was fairly painless and the combination of Chelsea and the ladies at century 21 was the best team any home buyer...
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Reply from Chelsea Lentes, Ruoff Mortgage
June 29th, 2026 05:01 PM
I'm grateful for your kind words, Dylan. It's wonderful to hear that the process went smoothly and that you felt supported by both me and the team at Century 21. I'm pleased your family is happy in your new home. Thank you so much for your...
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Chelsea is absolutely the best! I never had a question or surprise. I never thought taking on a mortgage payment could be enjoyable!
Reply from Owner
June 29th, 2026 12:38 PM
Thank you so much for your kind words! It truly means a lot to hear that the process felt smooth and stress-free. My goal is always to make sure my clients understand every step so there are no surprises along the way. It was such a pleasure...
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Chelsea consistently kept me promptly informed, ensuring they're were no surprises!
Reply from Chelsea Lentes, Ruoff Mortgage
June 29th, 2026 12:38 PM
Thank you so much! Communication is one of the most important parts of my job, so I'm glad you always felt informed throughout the process. Buying a home is a big milestone, and my goal is to make sure there are no surprises along the way....
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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