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Charity Cummings - Guild Mortgage
Guild Mortgage - Bentonville

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Reviews from Web
Will call on Charity repeatedly for home and homestead lending. Excellent communication. Top tier performance
Reply from Owner
March 13th, 2026 04:34 PM
Dan, thank you for your trust and kind words. I'm pleased to hear that the communication and service met your expectations. I'm here to help with any future lending needs, so don't hesitate to reach out whenever you're ready.
Charity made it great. When you have someone so capable, familiar with the process, and highly responsive to a Realtor, you've got a great lender.
Reply from Charity Cummings
November 12th, 2025 01:31 PM
Thank you, Dan, for your kind words. I'm pleased to hear that my familiarity with the process and responsiveness met your expectations as a Realtor. It's important to me that the experience is seamless, and I'm glad I could assist you effectively....
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appreciate your patients and hard work on making sure we got closed
Reply from Charity Cummings
October 31st, 2025 02:46 PM
Thank you for taking the time to share this feedback, Bo. We appreciate your recognition of the dedication and persistence put forth throughout the closing process. If you need any further assistance or have questions in the future, please...
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Keep in the loop all the way through the process. Timely responses to phone calls, texts and emails. Charity was just fantastic 👏
Reply from Charity Cummings
October 13th, 2025 08:26 PM
I'm glad I could keep you informed throughout the process, Peggy. It's important to me that communication is clear and prompt. Thank you for your thoughtful feedback. If you need any assistance in the future, feel free to reach out.
Such a great experience! Knowledgeable, on top of every facet of the loan. Highly recommend!
Reply from Owner
March 13th, 2026 05:56 PM
Peggy, I'm really pleased to hear that you had a great experience. Staying informed and managing every aspect of the loan process is essential to me. Your recommendation means a lot. If you ever have more questions or need future assistance,...
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Charity Cummings - Guild Mortgage has received a review with 5 star rating from Kaitlyn M
Reply from Owner
March 13th, 2026 04:34 PM
I appreciate the excellent rating, Kaitlyn. Thank you for your trust in my services at Guild Mortgage.
Charity was extremely helpful during the entire process and didn't make us feel like a burden with all of our questions as first time home buyers. She was able to explain the processes and all the paperwork needed and what we were signing.
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Reply from Charity Cummings
October 13th, 2025 07:15 PM
It's great to hear that your home buying experience went smoothly, Kaitlyn. I understand the challenges first-time buyers often face, so I'm pleased I could be of help and clarify the processes for you. Your questions were important, and I'm...
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Charity was so responsive and helpful throughout the entire process. She made sure everything was right on track for our clients and answered any questions! Highly, highly recommend.
Reply from Owner
March 13th, 2026 04:35 PM
Katie, I'm pleased to hear that you found my responsiveness and assistance valuable throughout the process. Ensuring everything stays on track and addressing any questions are key parts of what I focus on. Thank you for your high recommendation,...
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Charity was so responsive and helpful throughout the entire process. She made sure everything was right on track for our clients and answered any questions! Highly highly recommend.
Reply from Charity Cummings
October 13th, 2025 01:45 PM
I appreciate your strong recommendation, Katie. I'm pleased to hear that you found my support helpful and that everything stayed on track for your clients. Your feedback is very valuable, and if you ever have more questions or need assistance,...
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Charity is just a great person to work with.
Reply from Charity Cummings
October 10th, 2025 03:22 PM
Thank you for your kind words, Fred. I'm glad to hear you had a great experience. If there's anything else you need in the future, don't hesitate to reach out.
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- NWA Trusted Business Partners
- Mortgage Bankers
- BNI-NWA Trusted Business Partners
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #404245
Achievements
- Military Veteran
Hobbies
- Hiking
- Biking
- Camping
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Disclaimer
Guild Mortgage Company; Equal Housing Opportunity;
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.