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Charity Cummings - Guild Mortgage
Guild Mortgage - Bentonville

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Reviews from Web
Working with Charity was an absolute dream. She to all of our questions, any timely manner, impeccable, communication, and addressed any concerns that my spouse and I may have had I would recommend her, to anyone looking to purchase a new home...
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Reply from Charity Cummings
July 16th, 2026 01:35 PM
Jodi, I'm grateful for your wonderful feedback. I'm glad I could assist you and your family with the home-buying process, and it’s great to hear that it went smoothly and quickly. If you or your family have any future questions or need further...
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Charity is incredible at what she does. She goes out of her way to ensure that you have the easiest and smoothest time when it comes to the home buying process.If I could give her 100 stars I wouldn’t hesitate, I recommend her for anyone looking...
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Charity is fantastic at what she does, she goes above and beyond for you and is always there to answer any questions that you have. I couldn't recommend her enough!
Reply from Charity Cummings
June 29th, 2026 07:47 PM
Thank you, Hunter, for your kind words and recommendation. I'm happy to hear that I could be there for you and address your questions. If you ever need further assistance, please feel free to reach out.
Great communication even on the weekend. Quickest close of my career.
Reply from Charity Cummings
June 29th, 2026 07:30 PM
Nathaniel, I'm grateful for your feedback and pleased to hear that the communication met your expectations, even during the weekend. It's great to know that we achieved the quickest close of your career. If you ever need further assistance,...
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Charity Cummings - Guild Mortgage has received a review with 5 star rating from Zachary B
Charity was great and easy to work with. Clearly very competent and efficient which is exactly what when getting a loan. I would highly recommend Charity to anyone.
Reply from Charity Cummings
May 15th, 2026 01:09 PM
Zachary, thank you for your kind words and recommendation. I'm pleased to hear that you found the loan process efficient and that I could meet your needs. If you ever have any questions or need further assistance, please don't hesitate to reach...
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Charity was thorough, quick and efficient. A family member previously bought a house through Charity, and recommended her and we were very pleased with our experience!
Reply from Charity Cummings
April 27th, 2026 07:10 PM
Emily, I appreciate your feedback and am glad to hear that you were pleased with your experience. It's wonderful to know that a family member's recommendation led you to me, and that I could assist you efficiently. If there's anything else...
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Charity Cummings is extremely knowledgable, helpful, and friendly. She is a true professional.
Reply from Charity Cummings - Guild Mortgage
March 13th, 2026 04:32 PM
Lewis, I'm grateful for your kind words and acknowledgment of my efforts. It's important to me to provide knowledgeable and friendly assistance while maintaining professionalism throughout the process. Should you have any more questions or...
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Charity was super proactive and helpful. There were times when there were delays due to my busy schedule and she kindly followed up, stayed on top of open items and ensured a smooth closing for us.
Reply from Charity Cummings
February 9th, 2026 06:09 PM
I'm glad to hear that I could assist you effectively, even amidst a busy schedule. Following up and keeping everything on track is key to ensuring a smooth closing process. If you have any more questions or need future assistance, feel free...
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Charity Cummings - Guild Mortgage has received a review with 5 star rating from Mitzi T
Reply from Owner
March 13th, 2026 04:33 PM
Mitzi, thank you for the positive star rating. If there's anything more you'd like to discuss or any questions you have, please feel free to reach out.
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- NWA Trusted Business Partners
- Mortgage Bankers
- BNI-NWA Trusted Business Partners
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #404245
Achievements
- Military Veteran
Hobbies
- Hiking
- Biking
- Camping
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Disclaimer
Guild Mortgage Company; Equal Housing Opportunity;
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.