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Charity Cummings - Guild Mortgage
Guild Mortgage - Bentonville
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Reviews from Web
Charity was easy to work with and quick to respond to all my questions. She got the loan processed in perfect timing for closing. I highly recommend Charity and Guild Mortage
Reply from Charity Cummings
December 29th, 2025 06:38 PM
I appreciate your recommendation and positive feedback. It's important to me to provide prompt responses and ensure that the loan processes smoothly, especially when timing is crucial for closing. If you have any future questions or need assistance,...
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Charity was so helpful and knowledgeable. She answered every question I had and made the whole experience easy.
Reply from Charity Cummings
December 29th, 2025 02:13 PM
It's great to know that my assistance was helpful and that I could answer all your questions. Making the mortgage process easy and understandable is something I prioritize. If there's anything else you need or if any new questions come up,...
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Let me tell you a basic fact: Charity Cummings is the G.O.A.T. in my opinion. I've worked with her three times now and each and every time she gets the job done.Professionalism and quality aren't just notches on her belt; she's the poster child....
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Reply from Owner
March 13th, 2026 04:34 PM
Thank you for the 5-star rating, Larry. I appreciate your support. If you have any further questions or need assistance in the future, I'm here to help.
As a realtor, I have met many mortgage providers, new and seasoned. Being fairly new to the realty business myself, meeting and working with Charity was a spark of luck. She quickly ascertained the needs of my clients, taking over for another...
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Reply from Charity Cummings
December 8th, 2025 07:17 PM
I'm delighted to hear that your experience working with me was so positive. Understanding client needs quickly and providing efficient, professional service is something I strive for with every partnership. It's especially rewarding to hear...
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We cannot express our gratitude enough for all that Charity has done for us. During a very stressful time, Charity took the reigns and got our loan through with every promise kept, every email, phone call and text returned immediately and assurance...
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Reply from Charity Cummings
December 8th, 2025 03:48 PM
I'm truly touched by your kind words and grateful for your appreciation. Navigating stressful times can be challenging, and I'm glad I could provide the support and assurance you needed throughout the loan process. Staying responsive and keeping...
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So fast closing a loan for a buyer on a house I had listed and other lender dropped the ball.
Reply from Owner
March 13th, 2026 04:33 PM
AJ, I'm pleased to hear that I could facilitate a quick closing for your buyer, especially in such a challenging situation. Ensuring a smooth process even when unexpected hurdles arise is important to me. If you have any further questions or...
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So fast closing a loan for a buyer on a house I had listed and other lender dropped the ball.
Reply from Owner
March 13th, 2026 04:33 PM
AJ, I'm pleased to hear that I could facilitate a quick closing for your buyer, especially in such a challenging situation. Ensuring a smooth process even when unexpected hurdles arise is important to me. If you have any further questions or...
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She closed us super fast when another lender was so incompetent we couldn't close on time.
Reply from Charity Cummings
December 4th, 2025 05:09 PM
I'm happy to hear that I was able to assist you in closing quickly. It's important to me that everything runs smoothly, especially when you're facing challenges with other lenders. Should you need any more help in the future, feel free to reach...
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Very easy to communicate with throughout the whole process and answered any questions we very timely.
Reply from Charity Cummings
November 17th, 2025 08:30 PM
It's great to know that communication was smooth and your questions were answered promptly. Assisting you throughout the process is always my goal. If any other issues arise in the future, please don't hesitate to reach out.
I have been in real estate 20 plus years and I was highly satisfied with the services that Guild Mortgage offered my clients, they received an excellent rate and their communication with them was very professional. I feel very confident in...
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Reply from Charity Cummings
November 17th, 2025 03:13 PM
I'm grateful for your positive feedback, Brad. It's rewarding to know that my services met your expectations and provided excellent results for your clients. Maintaining professionalism and clarity in communication is a priority, and it's great...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- NWA Trusted Business Partners
- Mortgage Bankers
- BNI-NWA Trusted Business Partners
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #404245
Achievements
- Military Veteran
Hobbies
- Hiking
- Biking
- Camping
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Disclaimer
Guild Mortgage Company; Equal Housing Opportunity;
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.