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Charity Cummings - Guild Mortgage
Guild Mortgage - Bentonville

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Charity Cummings - Guild Mortgage has received a review with 5 star rating from Drax G
Charity made the process so easy and answered all of my questions. Her guidance help tremendously as we were buying during a very temultuous market.
I can’t say enough good things about Charity Cummings! She is one of those people who genuinely cares about her clients and will work her tail off to get them to the closing table. She’s knowledgeable, responsive, honest, and always willing...
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Charity is easy to work with and very thorough. Great customer service.
Reply from Charity Cummings
August 31st, 2026 07:47 PM
James, I appreciate your kind words. I'm glad to hear that you found working with me easy and that you were satisfied with the customer service provided. If you need any further assistance, feel free to reach out.
Charity was very responsive, educational, and ensured that I was completing tasks to close on time.
Reply from Charity Cummings
August 17th, 2026 05:06 PM
Aaron, I'm grateful for your feedback. It's nice to know that I could assist you effectively in staying on track for a timely closing. If you have any further questions or need assistance, feel free to reach out.
Guild gave my wife and I the oppurtunity to purchase our first home. Our Charity was our loan officer and was responsive and kept us in the loop the entire process.
Guild gave my wife and I the oppurtunity to purchase our first home. Our loan officer was responsive and kept us in the loop the entire process.
Reply from Charity Cummings
August 3rd, 2026 01:09 PM
Mason, I'm glad to hear that you and your wife had a positive experience purchasing your first home. It's wonderful to know that the communication throughout the process was effective. If you have any further questions or need assistance, please...
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Charity did amazing and was super helpful through the whole proces.
Reply from Charity Cummings
August 3rd, 2026 12:22 PM
Jewel, I'm thankful for your kind words. It's great to hear that you found my support helpful throughout the process. If you have any more questions or need assistance, please feel free to reach out.
Charity Cummings is one of the purest professionals I've had the pleasure to work with. Her knowledge and expertise, coupled with solid dedication to her clients, is not just for show; I truly believe she never STOPS working. She truly is the...
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Reply from Charity Cummings
July 29th, 2026 04:47 PM
Larry, I appreciate your kind words and the trust you've placed in me. I'm pleased to know that my dedication and work ethic have made a positive impact on your experience. If you ever need assistance in the future, please don't hesitate to...
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Charity is fabulous!! I worked with her ten years ago on my first home and again now on the second. She is knowledgeable and excellent at what she does!! She will take the time to explain every detail if you need it and answer all of your questions....
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Reply from Charity Cummings
July 24th, 2026 07:54 PM
Katie, I appreciate your kind words and the trust you've placed in me over the years. It's wonderful to have had the opportunity to assist you with both your first and second homes. I'm glad to hear that my explanations and support were helpful....
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- NWA Trusted Business Partners
- Mortgage Bankers
- BNI-NWA Trusted Business Partners
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #404245
Achievements
- Military Veteran
Hobbies
- Hiking
- Biking
- Camping
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Disclaimer
Guild Mortgage Company; Equal Housing Opportunity;
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.