

Guild Mortgage - Charissa Cruz
Mortgage Advisor | NMLS# 246806


Metropolitan State University of Denver
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 ki... Show More


Metropolitan State University of Denver
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It was so wonderful working with Cher! She made a scary process easy to understand. I am grateful to have had the opportunity to work with someone so kind and knowledgeable.
Reply from Charissa Cruz
October 26th, 2024 04:31 PM
Thank you so much for the glowing review, Hemisha! It warms my heart to know that your experience with me was a positive one. I strive to make the loan process as simple and understandable as possible, so it's rewarding to hear that you found...
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Charissa was excellent and above expectations in terms of her willingness to help.
Reply from Charissa Cruz
October 26th, 2024 03:23 PM
I'm truly gratified to learn that you are satisfied with the service I provided you, Khevna. Your kind words and the 5-star rating mean a lot to me. Here at Guild Mortgage, we always strive to go above and beyond for our clients, especially...
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Charissa is the best!! We feel so lucky to have had such a supportive team.
Reply from Charissa Cruz
October 11th, 2024 03:58 PM
I'm thrilled to hear that you had a positive experience with me at Guild Mortgage, Gabriella! Your feedback means a lot. I'm glad to know my supportive team and I could be of service to you during your purchase. Please feel free to reach out...
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Thank you for taking such great care of my clients, they are near and dear to me!
Reply from Charissa Cruz
February 20th, 2025 10:20 PM
Thank you again Lori for your kind words. I so appreciate your care and efforts as well. Wishing you all the very best! Warm regards, Cher
Thank you for all your help Charissa!
Reply from Charissa Cruz
February 20th, 2025 10:21 PM
Thank you again Laura! Wishing you much success. Warm regards, Cher
Cher was responsive, knowledgeable, and pleasant to work with. She handled lots of potential scenarios and arranged an excellent loan for us
Reply from Charissa Cruz
February 20th, 2025 10:23 PM
Ian, we hope you are enjoying your beautiful home! Thank you again!
Charissa and Jim are my miracle workers. They find grant opportunities for me, they always answer the phone and get back to me if they can't talk that moment. There is no other when it comes to my mortgages. It's the Cruz team.
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Thank you darling Chelsea for your kind words. You are a miracle and we are so very happy for you! Can't wait to connect and see your new home!!
I am grateful for Cher and what she has done for me. She ensured my best interest was first and foremost. Shes honest and extremely reliable to get the job done. She went above and beyond for me. I told my realtor how amazed I was that someone...
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Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Lyle, your words mean the world to me. I am so thrilled for you and wish you much success in your new home.
Quick and helpful communication. Patience with my questions.
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Hi Ellie,
Thank you so much for your review. I wish you much success in your new home! Please stay in touch.
Cher did a great job walking us through our options for financing and she was always responsive to our questions and concerns. She is fantastic to work with.
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Hi Kayle,
Thank you so much for your review. Wishing you and Kaitlyn all the very best with your new home. Please stay in touch.
Warm regards,
Cher Cruz
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About
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Metropolitan State University of DenverMarketing/Marketing ManagementBachelor of Science (BS)

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 246806
Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 246806; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.