

Guild Mortgage - Charissa Cruz
Mortgage Advisor | NMLS# 246806


Metropolitan State University of Denver
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 ki... Show More


Metropolitan State University of Denver
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Cher really worked her b*** off on this one! The communication throughout the whole process was exceptional. She was on top of her game and I highly recommend Cher.
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Hi Lauren, I so appreciate your words! I really enjoyed working with you and would love to connect after the holiday. You are a gem. Many many thanks. So happy we got Tara a new home!
Warmest regards,
Cher
It felt as though I had a good friend helping me along the way At any time if I had a question I didn’t hesitate to ask knowing I’ll get a informed answer in a very timely manner. Communication was amazing and made the home buying process not...
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Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Jeff, your words touched my heart. Thank you so much. I too felt as if I was working with good friends. I wish you and Grettel much much happiness in your new home. Please stay in touch. Warm regards, Cher
Charissa has incredible communication skills with all stakeholders. She is very informed and answers buyers questions. She is always calm and solution oriented and never pressures clients; instead shw shows them all the options. I have worked...
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Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Thank you Michelle. Your words mean the world to me.
Trust was established early through transparency and informational coaching. Thank you for the honey closing gift!! Such a unique touch of greatness!
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Dear Jeremy and Octavia,It was such an honor to work with you both. I sincerely appreciate your kind words and look forward to staying in touch. What synchronicity to move to Octave Avenue! Wishing you much happiness and success in your new...
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Cher is the best of the best and she will absolutely be receiving referrals from me in the future. She is communicative, professional, kind, and she treats people with all the care I would expect my clients to receive. I can't say enough about...
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Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Kristen,
Your words mean the world to me. You are smart, genuine, kind, and such a gifted realtor. You truly empower, educate, and elevate all you meet. I am the lucky one. So, so grateful for you.
She is WONDERFUL!! Such a pleasure working with her. I have ALREADY referred multiple people to her!
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Erin, I hope you are settled in and enjoying your new home. Your words mean the world to me. I so appreciate you and wish you nothing but success and happiness in your new home.
Warmest regards,
Cher
Char and her team always makes it great - terrific communication, amazing loan products, professional service and very knowledgeable advice. I have worked with Char for years. She is always my preferred lender.
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Mary,
Your words mean the world to me. You are such a good friend, a great realtor and I am so so lucky to have you in my life. Thank you my dearest friend.
Cher was amazing! She was able to connect with the buyer and help ease any nervousness that inevitably comes up with her great advice. Thank you for such a smooth transaction!
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Annie, thank you so much for your kind words. I hope this year brings you much happiness and success.
Warm regards,
Cher
Charissa was communicative, kind, and knowledgeable. We would highly recommend her!
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Hi Caitlyn, Thank you again for your kind words. I hope you are enjoying your home! Please stay in touch should you need anything at all.
Warm regards,
Cher Cruz
Cher stayed in constant communication throughout the entire process. She heard our issues and listened to our desires. Cher is fantastic!! Can't wait to visit the farm :)
Reply from Charissa Cruz
March 5th, 2024 11:01 PM
Hi David, Thank you again for your kind words. We should definitely plan a visit to see the animals when the weather improves. I hope you and the family are enjoying your home.
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About
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Metropolitan State University of DenverMarketing/Marketing ManagementBachelor of Science (BS)

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 246806
Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 246806; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.