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Chad Hays - Loan Officer | NMLS # 148936 | Equal Housing Lender in Frankfort, KY

Chad Hays

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Loan Officer | NMLS # 148936 | Equal Housing Lende...

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My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    B
    Bethany J F
    Frankfort, KY
    Posted on March 2nd, 2025 06:09 PM
    Chad and his team helped during every step of the process. He communicated regularly and often so I never had to wonder what was going on. They were supportive and hard working to help get us into our house quickly. They made the loan buying...
    read more
    Reply from Chad Hays
    April 28th, 2025 03:57 PM
    Thank you so much! I hope you all are enjoying your home!
  • Encompass
    E
    Eric M
    GEORGETOWN, KY
    Posted on February 26th, 2025 02:29 PM
    No hassle good job done all around
    Reply from Chad Hays
    February 26th, 2025 02:39 PM
    Thank you Eric! It was pleasure working for you. Please don't hesitate to contact me any time for any reason. Chad
  • Encompass
    K
    Kimberly M
    GEORGETOWN, KY
    Posted on February 20th, 2025 02:06 AM
    This is not necessarily for Chad as he was friendly but the overall process could have been better in the sense of improved organization on what's needed and when it's needed upfront. Not writing emails in red text, it's off putting. Maybe...
    read more
  • Encompass
    M
    Meagan N C
    Frankfort, KY
    Posted on January 25th, 2025 01:57 PM
    Communication was great, he kept us informed throughout the entire process. Very respectful and helpfu, if we needed anythin.
    Reply from Chad Hays
    January 25th, 2025 02:14 PM
    Thank you Meagan... it was a joy to work for you!
  • Encompass
    T
    Tara L B
    Frankfort, KY
    Posted on December 30th, 2024 05:16 PM
    Great communication and great at answering all my crazy questions! Your expertise and support was greatly appreciated!
    Reply from Chad Hays
    December 30th, 2024 05:57 PM
    Thank you so much Tara! It was my pleasure working with a great client like you!
  • Encompass
    C
    Caralee N
    Frankfort, KY
    Posted on October 29th, 2024 12:47 PM
    Chad was great! Always informative, helpful, patient and available.
    Reply from Chad Hays
    October 29th, 2024 01:11 PM
    Thank you Caralee! You made the process easy.... thank you for always getting us what we needed in a timely fashion. I hope you enjoy your new home!
  • Encompass
    J
    John B M
    Frankfort, KY
    Posted on October 4th, 2024 06:11 PM
    Communication and letting us know all new information when it was available. Also when we had questions he was always available to answer our questions.
    Reply from Chad Hays
    April 28th, 2025 03:58 PM
    Hope you guys are enjoying your home!
  • Encompass
    L
    Linda E
    Harrodsburg, KY
    Posted on September 5th, 2024 12:21 PM
    You always answered the phone when I called and helped me with whatever issue I was facing
    Reply from Chad Hays
    September 5th, 2024 02:08 PM
    Thank you Linda! It was my pleasure.
  • Encompass
    C
    Cori H
    FRANKFORT, KY
    Posted on September 3rd, 2024 11:08 AM
    Made the whole process easy
    Reply from Chad Hays
    September 3rd, 2024 02:10 PM
    Thanks so much! I love repeat clients. Thank you for your loyalty!
  • Encompass
    L
    Leianne A
    Frankfort, KY
    Posted on July 26th, 2024 09:36 PM
    Chad was very helpful. This was the first time my mother and I had done anything like this and he worked hard to help us out
    Reply from Chad Hays
    September 3rd, 2024 02:11 PM
    So happy for you! I hope you enjoy your home.
  • 31–40 of 290
    About
    My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Positions
    • Republic State Mortgage Louisville/Lexington - Mortgage Loan Officer
      Nov 1st, 2009 - Current
    • Mortgage Loan Officer - Mortgage Loan Officer
      Dec 1st, 1995 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 148936
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.