Chad Hays
Loan Officer | NMLS # 148936
My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
He knew exactly what needed to be done !!! And got it done
As a first time homeowner, Chad walked me through the process to help me understand everything better. I really enjoyed working with him as we worked to purchase our first home.
Chad clearly communicated everything he needed and in a timely manner. He did absolutely everything that he said he was going to do and went above and beyond and even answered questions outside of work hours. He was very fast and effective...
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Chad went above and beyond to get us pre-approved on a Saturday evening within 1 hour. We are very appreciative!
Very helpful throughout the whole process. Answered any questions we had! Friendly guy!
Chad was very easy to talk to and was very fast at answering any questions that we had. He made the entire loan process smooth and hassle-free. I would recommend Chad to anyone who is in the market to purchase or refinance a home!
This was my first home-buying experience, and Chad made everything as easy and open as possible. If I didn't understand something, he made sure to explain it to me. He's very kind and knowledgeable, and he was always readily available when...
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Reply from Chad Hays
February 9th, 2026 01:23 AM
Sierra, I’m truly pleased to hear that your first home-buying experience was a positive one. It was important to me to ensure everything was clear and straightforward for you. I appreciate your kind words and am glad I could be of help whenever...
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As a first time home buyer new to a lot of topics , everything I didn't know or understand was simplified and made out to me in ways I could understand with quick responses.
Reply from Chad Hays
February 9th, 2026 01:23 AM
I'm glad to hear that I was able to help simplify the home buying process for you, Jeremy. It's important to me that you felt informed and received timely responses throughout your journey. If you have any more questions in the future, feel...
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Clear and persitant communication. Quick responses to questions.
Reply from Chad Hays
February 9th, 2026 01:23 AM
I'm grateful for your positive feedback, Dustin. I pride myself on keeping communication open and timely, so I'm happy to hear that was your experience. If there's anything more you need or further questions arise, please feel free to reach...
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Chad stayed in contact with me through the entire process. He answered all my questions, understood my needs, and took great efforts to accomodate all of the issues that came up.
Reply from Chad Hays
November 4th, 2025 04:40 PM
I'm really glad to hear that you felt well-supported throughout the process, Rodney. Staying in touch and addressing your questions and needs is always a top priority for me. If you have any more questions or need further assistance, feel free...
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About
My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Positions
- Republic State Mortgage Louisville/Lexington - Mortgage Loan OfficerNov 1st, 2009 - Current
- Mortgage Loan Officer - Mortgage Loan OfficerDec 1st, 1995 - Current
Addresses and Serving Areas
Year Started
1995
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 148936
Disclaimer
© 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006.
Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org)
The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend.
Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.