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Chad Hays - Loan Officer | NMLS # 148936 | Equal Housing Lender in Frankfort, KY

Chad Hays

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Loan Officer | NMLS # 148936 | Equal Housing Lende...

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My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    C
    Crystal M M
    Lawrenceburg, KY
    Posted on August 22nd, 2025 11:07 AM
    Chad is a wizard when it comes to numbers and what's the best way to handle a situation. He gave me so many scenarios on down payments and how each would benefit me. I never felt uncomfortable asking all my questions and felt like it was encouraged...
    read more
    Reply from Chad Hays
    August 22nd, 2025 04:39 PM
    I hope you guys enjoy your new home! Thanks so much for the amazing review!
  • Encompass
    M
    Makenna E
    Frankfort, KY
    Posted on August 20th, 2025 01:02 PM
    He always responded to questions no matter when or what time of day it was. Got the loan sent to underwriting in a very timely matter. overall an amazing experience
    Reply from Chad Hays
    August 20th, 2025 01:24 PM
    Thank you Makenna! Great working with you guys and I hope you enjoy your home.
  • Encompass
    A
    Ashley N C
    Frankfort, KY
    Posted on August 2nd, 2025 08:00 PM
    Chad was extremely helpful with insurance info and the load process. He was amazing to work
    Reply from Chad Hays
    August 2nd, 2025 08:05 PM
    Thank you, Ashley! I really enjoyed your baby boy at closing.....he is sooo cute! I hope you guys enjoy your home!
  • Encompass
    B
    Brittany G
    Frankfort, KY
    Posted on August 1st, 2025 01:17 PM
    Chad was great and helpful!
    Reply from Chad Hays
    August 1st, 2025 01:22 PM
    Thanks Brittany! Enjoy your home!
  • Encompass
    J
    Jeffrey G
    Versailles, KY
    Posted on July 25th, 2025 01:55 AM
    Chad's responsiveness and ability to make the process as easy as possible were outstanding!
    Reply from Chad Hays
    July 30th, 2025 07:50 PM
    Thank you guys so much! Great working with you and hope you enjoy your beautiful home!
  • Encompass
    L
    Lily K T
    Frankfort, KY
    Posted on May 14th, 2025 01:52 PM
    Chad was very easy to work with. He was quick to respond to all communications and was great about answering questions clearly.
    Reply from Chad Hays
    May 14th, 2025 01:59 PM
    Thank you so much Kate! You guys made it easy.... very good clients that got me everything we needed when needed to process your loan. Thank you for that! I hope you enjoy your new home!
  • Encompass
    S
    Stephanie P
    Lawrenceburg, KY
    Posted on May 9th, 2025 01:43 PM
    Chad was awesome! He answered all of my questions, phone calls, and texts asap. He moved so quickly for me and everything that I needed he got right over to me. I highly recommend him.
    Reply from Chad Hays
    May 9th, 2025 02:04 PM
    Thank you, Stephanie! You were so easy to work with and I enjoyed it. I am so happy for you and hope you have many years of joy in your new home.
  • Encompass
    K
    Kelly D K
    Lawrenceburg, KY
    Posted on April 29th, 2025 04:12 PM
    Chad was great to work with. He gets things done very quickly.
    Reply from Chad Hays
    April 29th, 2025 04:21 PM
    Thanks Kelly! Enjoy your home!
  • Encompass
    R
    Rachel G
    Frankfort, KY
    Posted on April 28th, 2025 03:49 PM
    Chad was very communicative throughout the whole process of buying our first home. He worked to make it easy and efficient and he was always so responsive when we had questions.
    Reply from Chad Hays
    April 28th, 2025 03:56 PM
    Thank you Rachel.... you guys were wonderful to work with and I am very happy for you guys!
  • Encompass
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    Brandon W
    Frankfort, KY
    Posted on April 13th, 2025 07:23 PM
    Chad had great communication and layed out everything in easy steps for a first time home buyer like me. I didn't feel foolish ever asking any questions. He was amazing to work with and would highly recomend.
    Reply from Chad Hays
    April 28th, 2025 03:59 PM
    Thank you! I am so glad you are pleased and will recommend me to others. I appreciate you!
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    About
    My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Positions
    • Republic State Mortgage Louisville/Lexington - Mortgage Loan Officer
      Nov 1st, 2009 - Current
    • Mortgage Loan Officer - Mortgage Loan Officer
      Dec 1st, 1995 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 148936
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.