Shelbyville, Frankfort, KY
Frankfort, KY
At Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home ... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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This is my second time working with Chad on a loan for a new home and again he made the process easy. Everything went smoothly throughout the entire process. I highly recommend Chad!
Reply from Chad Hays
June 23rd, 2026 03:14 PM
Shannon, I'm so grateful for your kind words and for trusting me again with your home loan process. It's wonderful to hear that everything went smoothly. Thank you for your recommendation!
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Chad is awesome. He is very knowledgeable and pointed me in the direction i needed to go with everything. Super nice person and would get back to me night or day. I would recommend him to anyone.
Reply from Chad Hays
June 23rd, 2026 03:14 PM
Christopher, I'm glad to hear that you had a positive experience working with me. I appreciate your kind words and recommendation. It's great to know that I could assist you effectively and provide the guidance you needed.
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He knew exactly what needed to be done !!! And got it done
Reply from Chad Hays
June 23rd, 2026 03:14 PM
Charlotte, I'm glad to hear you had a positive experience and that I could efficiently assist with your needs. Thank you for sharing your kind words!
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As a first time homeowner, Chad walked me through the process to help me understand everything better. I really enjoyed working with him as we worked to purchase our first home.
Reply from Chad Hays
June 23rd, 2026 03:15 PM
Casey, I'm pleased to hear that I could help make your first home-buying experience more understandable and enjoyable. It was a pleasure working with you on purchasing your new home. Thank you for your kind words and trust in me during this...
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Chad clearly communicated everything he needed and in a timely manner. He did absolutely everything that he said he was going to do and went above and beyond and even answered questions outside of work hours. He was very fast and effective...
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Reply from Chad Hays
June 23rd, 2026 03:15 PM
Timothy, I'm grateful for your kind words. I'm pleased that I could provide a fast and effective experience for your mortgage approval. It's good to hear that my communication and dedication were helpful to you. Thank you for recommending me!...
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Chad went above and beyond to get us pre-approved on a Saturday evening within 1 hour. We are very appreciative!
Reply from Chad Hays
June 23rd, 2026 03:16 PM
Amanda, I'm so glad I could assist you with your pre-approval on a Saturday evening. I truly appreciate your kind words and am pleased to have been able to support you through the process.
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Very helpful throughout the whole process. Answered any questions we had! Friendly guy!
Reply from Chad Hays
June 23rd, 2026 03:16 PM
Eric, I'm grateful for your kind words. It's great to hear that I could assist you and answer your questions throughout the process. If you ever need anything else, feel free to reach out.
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Chad was very easy to talk to and was very fast at answering any questions that we had. He made the entire loan process smooth and hassle-free. I would recommend Chad to anyone who is in the market to purchase or refinance a home!
Reply from Chad Hays
June 23rd, 2026 03:16 PM
Brooke, I'm so pleased to hear that you found the loan process smooth and hassle-free. It's great to know that my communication met your needs. Thank you for your kind words and recommendation!
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This was my first home-buying experience, and Chad made everything as easy and open as possible. If I didn't understand something, he made sure to explain it to me. He's very kind and knowledgeable, and he was always readily available when...
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Reply from Chad Hays
February 9th, 2026 01:23 AM
Sierra, I’m truly pleased to hear that your first home-buying experience was a positive one. It was important to me to ensure everything was clear and straightforward for you. I appreciate your kind words and am glad I could be of help whenever...
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As a first time home buyer new to a lot of topics , everything I didn't know or understand was simplified and made out to me in ways I could understand with quick responses.
Reply from Chad Hays
February 9th, 2026 01:23 AM
I'm glad to hear that I was able to help simplify the home buying process for you, Jeremy. It's important to me that you felt informed and received timely responses throughout your journey. If you have any more questions in the future, feel...
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About
At Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted and confident about your decision. Your happiness is our priority.
How It All Started
Republic State Mortgage Co. (RSMC) is a full-service mortgage banker headquartered in Houston, Texas. Founded in 1994, RSMC is a privately held company owned and operated by Paulina McGrath and Robert Wagnon, a native Texan. RSMC provides its customers with "best in class" loan products custom-tailored to fit nearly every financial scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
© 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006.
Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org)
The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend.
Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.