Chad Hays
Loan Officer | NMLS # 148936 | Equal Housing Lende...
My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Clear and persitant communication. Quick responses to questions.
Reply from Chad Hays
February 9th, 2026 01:23 AM
I'm grateful for your positive feedback, Dustin. I pride myself on keeping communication open and timely, so I'm happy to hear that was your experience. If there's anything more you need or further questions arise, please feel free to reach...
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Chad stayed in contact with me through the entire process. He answered all my questions, understood my needs, and took great efforts to accomodate all of the issues that came up.
Reply from Chad Hays
November 4th, 2025 04:40 PM
I'm really glad to hear that you felt well-supported throughout the process, Rodney. Staying in touch and addressing your questions and needs is always a top priority for me. If you have any more questions or need further assistance, feel free...
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Made me feel like family
Reply from Chad Hays
November 4th, 2025 04:40 PM
It's great to hear that you felt so comfortable and at home during the process, Zachary. Making sure you're at ease and well-supported is very important to me. If there's anything else I can assist you with, please feel free to reach out.
Great person, easy to deal with, very thorough, very fast all around a great experience for first time home buyers.
Reply from Chad Hays
October 23rd, 2025 11:58 AM
Marc, I appreciate your kind words. It was a pleasure working with you through the home buying process. I'm glad to hear that everything went smoothly and that you felt well-supported as a first-time home buyer. If you have any questions or...
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Chad was very helpful from the very beginning to the end. Gave me very helpful advice and made the process very smooth. I am very greatful that Chad was recommended to me by a friend. I will recommend him to all my friends.
Reply from Chad Hays
September 23rd, 2025 02:01 PM
I greatly appreciate your kind words, Jennifer. It was a pleasure to assist you throughout the process, and I'm glad I could provide helpful advice along the way. Thank you for recommending me to your friends; that truly means a lot. If you...
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This was my first time buying a home and Chad made sure I was informed every step of the way. Chad was also available whenever I needed him and didn't mind answering all my question and when the deal started to go sideways Chad kept me well...
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Reply from Chad Hays
September 11th, 2025 06:59 PM
Thank you Josh! I really appreciate you and hope you enjoy your condo!
Chad was so helpful and communicative throughtout the whole home buying process. He made it smooth and as stress free as possible!
Reply from Chad Hays
September 11th, 2025 07:00 PM
Thanks Mackenzie! You guys were a joy to work with.... enjoy your home!
Chad Went above and beyond to ensure that we were well informed throughout each step of the home buying process. His expertise and willingness to answer questions was invaluable to us, especially as first time home buyers. Thank you Chad!
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Reply from Chad Hays
September 11th, 2025 07:00 PM
Thank you Ty! Hope you enjoy your home!
Uncomplicated not really a fan of on line stuff but it was ok with Chad helping
Reply from Chad Hays
September 11th, 2025 07:01 PM
Thanks Benny! The "online stuff" is the world we live in...... glad I could help!
It was almost as if Chad was holding my hand throughout a long difficult process. I so appreciate his willingness to help! I would recommend him to anyone for their mortgage needs.
Reply from Chad Hays
August 22nd, 2025 04:40 PM
Thank you Spring for the kind words... that means a lot to me. I hope you and Benny enjoy your new home!
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About
My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Positions
- Republic State Mortgage Louisville/Lexington - Mortgage Loan OfficerNov 1st, 2009 - Current
- Mortgage Loan Officer - Mortgage Loan OfficerDec 1st, 1995 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1995
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 148936
Disclaimer
© 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006.
Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org)
The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend.
Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.