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Carla Zammiello - RMLO | NMLS# 1268620 in Columbia, MD

Carla Zammiello

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RMLO | NMLS# 1268620

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As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
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Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
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5 Star
99%
4 Star
1%
3 Star
0%
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1 Star
0%
Reviews from Web
  • Encompass
    M
    Miguel A
    EAGLE PASS, TX
    Posted on October 9th, 2024 11:24 PM
    . . . . . . . . . .
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm thrilled to hear you had a positive experience, Miguel! Your 5-star rating truly brightens my day. It's always my top priority to provide the best service at Lower (Thrive). If you ever need anything else in the future, do not hesitate...
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    J
    James L C
    Pleasanton, TX
    Posted on September 21st, 2024 05:46 PM
    Their Knowledge, wisdom, understanding and perseverance with us from construction to permanent loan! It has been a process and Thrive Mortgage stuck with us and provided wisdom and understanding throughout the process! This is our third purchase...
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    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm truly delighted to hear about your positive experience, James! It was an honor to support you and Wanda during this journey. Your kind words mean a lot to me and affirm why I love doing this—helping wonderful people like you secure their...
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    R
    Roman S P
    San Antonio, TX
    Posted on July 16th, 2024 02:19 PM
    No evriting it’s good tanki
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm thrilled to hear that you had a positive experience, Roman! Your kind words and the 5-star rating mean a lot to me. It's always a joy to help valued clients like yourself at Thrive Mortgage. Should you need anything else, don't hesitate...
    read more
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    Ilse J R
    San Antonio, TX
    Posted on July 12th, 2024 01:12 PM
    Carla made our first time having a loan a breeze. We had many questions and concerns before going into this experience and she always answered every detail in a timely manner which made us feel at ease. She is very knowledgeable and polite,...
    read more
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm so glad to hear that you found the loan process smooth, Ilse! It was a pleasure assisting you with your many questions and ensuring you felt comfortable throughout the journey. It's important to me that my clients understand every step...
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  • Encompass
    C
    Charlotte M S
    Von Ormy, TX
    Posted on June 28th, 2024 08:05 PM
    Great to finally get to be in our forever home with all the help from Carla
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm so thrilled to hear that you're settling into your forever home, Charlotte. It was my pleasure to assist you through the process. Your positive feedback means a lot to me and to all of us here at Thrive Mortgage. Don't hesitate to reach...
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    C
    Cindy M C
    Natalia, TX
    Posted on May 13th, 2024 02:57 PM
    She was awesome.
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    Hi Cindy, I'm thrilled to hear that your experience with me at Thrive Mortgage was a great one! Your positive feedback means the world to me. I strive to provide the best service to all my clients. If you have any other mortgage needs in the...
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  • Encompass
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    Robert J C
    Natalia, TX
    Posted on May 9th, 2024 04:49 PM
    Really appreciated the help keeping everything together for us through the entire process.
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm delighted to hear you had a seamless experience, Robert! Your positive feedback makes my day. I'm glad I could assist you throughout the process. Should you need any assistance in the future, don't hesitate to reach out. Thank you so much...
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    Charissa M M
    Devine, TX
    Posted on April 13th, 2024 06:28 PM
    Great communication and explained things I didn’t understand and very friendly and easy to speak with.
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm so pleased to hear your positive feedback, Charissa! Here at Thrive Mortgage, we always strive to provide our clients with the best service possible. I'm glad I could assist you in understanding the complexities of the mortgage process...
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  • Encompass
    D
    Debbie L
    Natalia, TX
    Posted on January 11th, 2024 02:52 PM
    Carla, is friendly,knowledgeable, Professional and communicates throughout the transaction ensuring a smooth process.
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    J
    Joshua R H
    Natalia, TX
    Posted on January 9th, 2024 04:37 PM
    Everything
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm truly pleased to hear that you had a positive experience with Thrive Mortgage, Joshua. Your satisfaction is my top priority and it's wonderful to know that I was able to meet your expectations. Your feedback and the 5-star rating are greatly...
    read more
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    About
    As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1268620
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.