

Carla Zammiello
RMLO | NMLS# 1268620

As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
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9 AM to 5 PM
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Here’s a polished, friendly review you can use for your broker after your recent home purchase:⭐️⭐️⭐️⭐️⭐️ 5-Star ReviewWe are so glad we had such a GREAT experience working with [Broker’s Name] on our recent home purchase! From start to finish,...
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Carla is very responsive and on top of things.
I have recently worked with carla and she's just so kind an very well informed she helped my process in buying my first home so easy , much easier than I thought its like she was holding my hand in every step. I'm so grateful for her and i...
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My experience with Lower Mortgage was outstanding, and I wholeheartedly recommend it. It was a pleasure working with Carla Zamarillo and Alexis Stephens.
Working with my Carla Zammiello was an excellent experience. The entire process was easy and fast, which made everything much less stressful for me. She was very knowledgeable, always available to answer questions, and kept me informed at every...
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Carla, is very professional, knowledgeable and gave us great advice. Kept us informed throughout the process. She was great.
Carla was amazing during the whole process!! She was always available when needed and took her time to explain any questions we had. She always had our best intrest. We would recommend 10 out of 10!!
Great Communication!
Carla always answered all our questions and gave us great suggestions. She is very personable and nice and she understood our situation and made the whole experience easy and less stresfull. We really enjoyed working with her. She is very please...
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Carla kept us informed throughout our building and refinancing process.
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About
As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1268620
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.