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Carla Zammiello - RMLO | NMLS# 1268620 in Columbia, MD

Carla Zammiello

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RMLO | NMLS# 1268620

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As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
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Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Cody M C
    New Braunfels, TX
    Posted on April 29th, 2025 12:38 PM
    Carla and her team provided exemplary service and communication from origination to closing . I am grateful for your team in helping me navigate my way to home ownership. Thank you
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    Kristi P
    La Vernia, TX
    Posted on January 28th, 2025 01:59 AM
    Carla is the best! She made buying our home easy and a very pleasant experience. We could not be any happier.
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    Kristi, your words mean the world to me! Making the home-buying process easy and enjoyable is always my goal, so I'm thrilled to hear you had such a pleasant experience. I'm so happy for you both and your new home!
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    Harry V
    Spring Branch, TX
    Posted on December 23rd, 2024 03:13 PM
    Lots of going back and forth explaining the same things multiple times. Took way longer than necessary.
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    Gaston S
    San Antonio, TX
    Posted on December 17th, 2024 04:07 PM
    Carla always went out of her way to make sure I understood any situations I wasn't familiar with or terminology I wasn't familiar with. Very supportive and actually felt like she listened and problem solved any situation that came up during...
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    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    Thank you so much for your kind words, Gaston. I'm thrilled to hear that you felt supported and understood throughout the loan process. It was a pleasure to assist you, and I strive to make sure all my clients are as informed and comfortable...
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    Gabriel A R
    Von Ormy, TX
    Posted on November 29th, 2024 07:46 PM
    Everything that helped us make the purchase of our home possible
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    Priscilla M
    Von Ormy, TX
    Posted on November 28th, 2024 06:04 PM
    Carla was very attentive. She made the process easy. Well definitely recommended to others.
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm thrilled to hear that you found the process easy, Priscilla! Your kind words truly mean a lot. Being attentive to your needs is critical to me, and it's fantastic to know that this was your experience. I'm grateful for your recommendation....
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    Charity N
    Von Ormy, TX
    Posted on November 23rd, 2024 05:56 PM
    Carla, well done! It has been an eventful process, and you were very patient and professional throughout. I could not have asked to work with anyone other than you! God bless you and your team.
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    Shelly S
    Natalia, TX
    Posted on November 22nd, 2024 04:36 PM
    carla was so helpful and kind. She made the process so easy to navigate!
    Reply from Carla Zammiello
    March 1st, 2025 08:16 AM
    I'm thrilled to hear that you found the process easy to navigate, Shelly! It was such a pleasure assisting you and I'm truly grateful for your kind words and the 5-star rating. I'm here at Lower (Thrive) to make things easier for our customers,...
    read more
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    Ruben J C
    Mico, TX
    Posted on November 12th, 2024 06:30 PM
    Tanks for you help to experience this 💵 but everting and you are great 👍
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    Janeth R A
    EAGLE PASS, TX
    Posted on October 14th, 2024 02:18 PM
    Carla was super helpful and wonderful.
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    About
    As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1268620
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.