Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brian Ramos has received a review with 5 star rating from Gregory M
Reply from Owner
May 4th, 2026 04:55 PM
Gregory, thank you for taking the time to leave a five-star review. It was a pleasure working with you, and I appreciate you trusting me with your loan. Wishing you all the best.
Your friend Brian.
Brian's availability whenever we needed him went above and beyond anyone I have ever dealt with. Awesome 😎 💯
Reply from Brian Ramos
June 29th, 2026 10:46 PM
Gregory, being there whenever you needed me is just how I think it should work, and I'm glad it stood out to you. You all were great to work with from start to finish. Wishing you nothing but the best out in Virginia Beach.Your friend, Brian....
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Brian is a total dream to work with! He is our go-to guy. He takes the hassle and stress out of the lending process. He explains things so well and tells you all of your options up front. Brian is so professional and I can't recommend him enough!...
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Reply from Owner
April 28th, 2026 07:43 PM
I appreciate your words here Courtney. Most people think the process is a nightmare, but its not. You have experienced that first hand and I appreciate you trusting me to guide you through it. On the flip side, you have been a dream client....
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Brian Ramos is amazing. He helped me and my family with a loan and from the very beginning, I knew that I was in great hands and that I could stop shopping around. He is very personable and I've never seen anyone communicate as quickly and...
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Reply from Owner
April 23rd, 2026 01:14 AM
Thank you for the incredible words here Brent. I will always conduct business with the integrity you and all others deserve. My code of conduct is simple, act as if the show is on the other foot and the sky is the limit. I appreciate you for...
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Top tier service and support.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Talisa, top tier from you means a lot. It was my pleasure helping you get this done, and I appreciate you taking the time to share it. All the best to you.
Your friend Brian.
Easy and smooth process.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Nicholas, easy and smooth is exactly what we shoot for every time. Thanks for trusting me with the loan and for the kind words. Wishing you all the best in the new place.
Your friend Brian.
5 stars all the way ! Always there to answer any questions and gave us great advice on fixing our financial situation we were in. Thx Brian we appreciate everything you did for us !
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Gregory, this one means a lot. Helping you and your family get into a better spot financially is exactly why I do this. Thank you for trusting me with something this important and for taking the time to leave such kind words. I'm here whenever...
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Brian is the man! We were shopping around hard core this time around and not only was Mr. Ramos the most knowledgeable, he also was the most competitive with rates. Honestly, from now on my wife and I will be using his services exclusively.
Reply from Owner
April 30th, 2026 11:23 PM
Brian, hearing that you and your wife shopped hard and still landed here means everything. That's the whole point of what I do - earn it on the merits, not the pitch. Thank you for the trust, and I'm honored you're making me your guy going...
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Brian is the man! We were shopping around hard core this time around and not only was Mr. Ramos the most knowledgeable, he also was the most competitive with rates. Honestly, from now on my wife and I will be using his services exclusively.
Reply from Brian Ramos
April 30th, 2026 11:23 PM
Brian, hearing that you and your wife shopped hard and still landed here means everything. That's the whole point of what I do - earn it on the merits, not the pitch. Thank you for the trust, and I'm honored you're making me your guy going...
read more
Brian was the most knowledgeable and easy to work with out of all the brokers we had during our refinance. To be honest from now on my wife and I will be using Mr. Ramos for all of our needs moving forward.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Brian, the fact that you compared me against multiple brokers and still chose to come back means more than I can say. Knowledgeable and easy to work with is exactly what I aim for, especially on a refi where the details matter. Looking forward...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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