Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
Brian’s service, commitment and communication were top notch he went above and beyond in all aspects of the process. For anyone looking for a lifelong relationship in the loan space top notch. Got a great VA rate and kept it simple.
Reply from Owner
April 30th, 2026 11:23 PM
Thank you for your service, and thank you for trusting me with your VA loan. Top notch is what I work toward every single day, and hearing it from a veteran means a lot. A great rate and a simple process - that's the standard. I'll be here...
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Brian’s service, commitment and communication were top notch he went above and beyond in all aspects of the process. For anyone looking for a lifelong relationship in the loan space top notch. Got a great VA rate and kept it simple.
Reply from Brian Ramos
April 30th, 2026 11:23 PM
Thank you for your service, and thank you for trusting me with your VA loan. Top notch is what I work toward every single day, and hearing it from a veteran means a lot. A great rate and a simple process - that's the standard. I'll be here...
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Brian took a interest in making sure information was correct and all questions were answered promtly and we were successful . Thank YOU !
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Frank, getting it right and answering every question is the whole job, and I'm glad it showed. Thank you for trusting me with the loan and for taking the time to share this. Wishing you all the best.
Your friend Brian.
Refinancing a home mortgage loan” - even the thought of starting the process was intimidating and overwhelming but within one minutes of speaking to Brian Ramos I knew that I no longer needed to hear from another lender. West Capital Lending...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Sheila, this one stopped me in my tracks. Knowing within a minute that you were done shopping - that's the kind of trust I never take for granted. Refinancing can feel overwhelming, and walking you through it at a pace that worked with your...
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Brian Ramos helps me refinance my home, and he did an excellent job. he kept me updated throughout the entire process and made everything smooth and easy. I really appreciate hid communication, professionalism, and support. I highly recommend...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Brian was a pleasure to work with and came through on everything that mattered most.”
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Coming through on everything that matters most - that's the job, Kevin, and it was a genuine privilege to do it for you and Carrie. From my family to yours, thank you brother.
Your friend Brian.
Brian was super helpful! He took time to understand my situation and find the best options for me. Brian communicated well and helped me through every step, and I felt very comfortable through the whole process.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Ron, "felt very comfortable through the whole process" - that is exactly what I work toward every single time. It was a genuine pleasure getting this done for you and your family. Thank you for trusting me with it.
Your friend Brian.
Refinancing a home mortgage loan” - even the thought of starting the process was intimidating and overwhelming but within minutes of speaking to Brian Ramos I knew that I no longer needed to hear from another lender. West Capital Lending had...
read more
Reply from Owner
March 26th, 2026 03:37 PM
Sheila, "within minutes of speaking to Brian I knew I no longer needed to hear from another lender" - I am keeping that one forever. Working around your schedule and making sure you never had to wonder what was coming next was the least I could...
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Refinancing a home mortgage loan” - even the thought of starting the process was intimidating and overwhelming but within minutes of speaking to Brian Ramos I knew that I no longer needed to hear from another lender. West Capital Lending had...
read more
Reply from Brian Ramos
March 26th, 2026 03:37 PM
Sheila, "within minutes of speaking to Brian I knew I no longer needed to hear from another lender" - I am keeping that one forever. Working around your schedule and making sure you never had to wonder what was coming next was the least I could...
read more
Brian is truly a man of his word. Everything he promised was delivered exactly as stated, and I never had to wait around for a call back. His customer service was excellent, and his communication throughout the entire process was top‑notch....
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Reply from Owner
March 26th, 2026 06:14 PM
Kevin, "a man of his word" - that one hits different, and I mean that. Delivering exactly what I promise and making sure you never had to wait on me is the standard I hold myself to every single time. Working with you was genuinely one of the...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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